Fixed annuities offer a tax deferred fixed rate of return over a selected time frame and the accounts are guaranteed by the issuing insurance company.
Fixed annuities offer protection for your principal, and they allow you to earn a set interest rate based on the options you select.
Deferred Fixed Annuities4 Deferred
fixed annuities offer a guaranteed5 rate of return over a set time period, with tax deferral.
Deferred
fixed annuities offer a guaranteed3 rate of return for a number of years.
Fixed annuities offer four important elements that can help you grow your retirement future; preservation of principal, † competitive interest rates, ‡ guaranteed retirement income options and death benefit protection.
Fixed annuities offer a standard death benefit of a lump sum payment or withdrawals under an income option of the full value of the contract at time of death.
While
fixed annuities offer the opportunity to accumulate value at a fixed rate of interest, variable annuities offer investment flexibility that might generate higher rates of return, based on the performance of your underlying investments.
Fixed annuities offer guaranteed interest rates with income options for a certain period or even lifetime.
SuperMAX
fixed annuities offer a higher renewal interest rate.
BonusMAX
fixed annuities offer preservation of principal, guaranteed retirement income options, tax - deferred growth and competitive interest rates.
While
fixed annuities offer the opportunity to accumulate value at a fixed rate of interest, variable annuities offer investment flexibility that might generate higher rates of return, based on the performance of your underlying investments.
Deferred
fixed annuities offer a guaranteed11 rate of return for a set period of time.
Deferred Fixed Annuities4 Deferred
fixed annuities offer a guaranteed5 rate of return over a set time period, with tax deferral.
Fixed annuities offered by legal reserve life insurance companies like Liberty Bankers are further protected by various state insurance department guaranty funds.
The Action family of
fixed annuities offers a 9 - year withdrawal schedule with a first - year interest rate bonus and no excess interest adjustment.
Fixed Annuities offered by EquiTrust are of four types: Index, Multi-Year, Traditional Fixed - Rate and Immediate Annuities
Fixed annuities offered by legal reserve life insurance companies like Liberty Bankers are further protected by various state insurance department guaranty funds.
Not exact matches
While immediate
annuities are easy enough to understand, more complicated variable
annuity contracts or
fixed index contracts that
offer the potential for participation in market upside can get very complicated.
Saving for retirement with deferred
fixed annuities (PDF) Learn more about what deferred
fixed annuities can
offer.
Fixed index
annuities (FIAs) provide the ability to earn interest and create a stream of lifetime income through
annuity options or, if
offered, a guaranteed lifetime withdrawal benefit (GLWB) rider, while being protected from market loss.
Fixed indexed
annuities, in particular, are a great product for maintaining growth while
offering protection from any losses.
Advisors should give
fixed indexed
annuities (FIAs) a serious look because FIAs
offer a compelling story in an era of low bond yields, according to Roger G. Ibbotson, one of the most recognizable names in finance.
Prudential might
offer its new
fixed indexed
annuity through independent marketing organizations.
North American also
offers a wide variety of traditional
fixed and
fixed index
annuities and consistently ranks among the top
fixed index
annuity carriers in the U.S. (Source: Wink Sales & Market Report, 2017).
Jim Poolman, IALC's executive director, stated that while the group's litigation is «not disputing that retirement advisors should act in the best interests of their clients,» DOL's rule «will harm millions of hard - working Americans who need the principal protection and lifetime guaranteed income that
fixed indexed
annuities offer.»
Unlike
fixed indexed
annuities that protect annuitants from market losses, structured VAs expose policyholders to the possibility of losses beyond a protection buffer
offered by the insurer.
Some income
annuities offer the option of receiving payments for your lifetime, the lifetimes of you and another person, or for a
fixed period.
«Positive rating actions could occur if the company diversified its product
offerings into more creditworthy product lines, resulting in sales growth in products other than
fixed indexed
annuities,» A.M. Best analysts said.
Jackson
fixed index
annuities offer a powerful combination of growth, protection, and flexibility to help you create a retirement plan that fits your individual needs.
Elite Choice also
offers traditional
fixed annuity benefits such as guaranteed minimum interest and death benefits, combined with the potential for additional interest linked to the return of an index.
MarketProtector
offers the benefits of a traditional
fixed annuity, such as guaranteed minimum interest, death benefits, and retirement income options such as IncomeAccelerator, which is an optional income benefit for an additional charge.
Established in 2011, the Indexed Annuity Leadership Council (IALC) is a consortium of life insurance companies that
offer fixed indexed
annuities (FIAs).
Fixed annuities, unlike variable
annuities,
offer a guaranteed minimum rate of return.
ForeAccumulation is a
fixed index
annuity that
offers both upside opportunity and downside market protection.
Among their many benefits,
fixed index
annuities (FIAs) typically
offer greater interest crediting potential than traditional interest crediting products.1
He said State Farm will continue to
offer fixed annuities through authorized agents.
Once simply viewed as a safe way to guarantee a lifetime stream of income,
fixed annuities have emerged as a balanced instrument that
offers the potential for wealth accumulation.
Select Annual Reset
fixed index
annuity offers the powerful combination of protection, growth, and flexibility to pursue retirement goals.
That's why Jackson ®
offers fixed annuities with guarantees.
Fixed indexed
annuities can help
offer a steady income stream throughout retirement.
If you're looking for a steady stream of income for retirement, a
fixed annuity can
offer just that.
Fixed Indexed
Annuities also offer optional riders to create guaranteed income streams, like those available through income a
Annuities also
offer optional riders to create guaranteed income streams, like those available through income
annuitiesannuities.
Although there are many different variations, the basic idea is the same: Equity - indexed
annuities typically promise some guaranteed rate of return, much like a
fixed annuity, but they also
offer participation in equity market returns.
It is a
fixed annuity by legal statute, but it has
offerings inside of it that allow the contract holder to invest in stock market indices such as the S&P 500, Dow Jones, and Nasdaq 100.
Earnings from equity - indexed
annuities are usually slightly higher than traditional
fixed rate
annuities, lower than variable rate
annuities but with better downside risk protection than variable
annuities usually
offer.
Income 150 +
fixed index
annuity offers benefits to help you generate income for retirement.
On one end of the spectrum is the
fixed index
annuity which
offers a conservative contractual rate of return applied to the account or cash value growth.
The AXA Retirement 360SM defined contribution program consists of a custodial account
offered through Reliance Trust Company, LLC, within which plan participants» chosen mutual fund shares are held, as well as a group
fixed annuity contract (Generic Form Number 2016FA - MFrev, 2016FA - MF403b) issued by AXA Equitable Life Insurance Company («AXA Equitable»).
Choice Income
fixed index
annuity offers the features of a traditional
fixed index
annuity along with an available Guaranteed Lifetime Withdrawal Benefit (GLWB).
ForeAccumulation
fixed index
annuity offers the traditional protection of a
fixed index
annuity along with an earnings opportunity through an accumulation feature known as a Guaranteed Minimum Accumulation Value (GMAV).7