Of course, since the value you get depends on how you spend your miles, variable rewards cards require a bit more thought and micromanagement than
fixed rewards cards.
Fixed rewards cards, as the name suggests, offers you certainty.
Not exact matches
If you exchanged your Chase Ultimate
Rewards points for cash to purchase the ticket, or if wanted to use
fixed - value points worth one cent each — such as miles you can earn with the Capital One Venture
card — you would need 120,000 points to cover the whole trip.
If that's the case, it's better to go with a
card with that has
fixed 2 % cash back
rewards and no annual fee.
You could, of course, use points from a
fixed value travel
card that offers «travel credit» like the Barclaycard Arrival Plus, but booking through the Chase Ultimate
Rewards portal is often just as good.
The
fixed 1.5 %
rewards rate is great for individuals with varied spending who want a simple
rewards credit
card.
If you'd rather have a simple
card with a rewards program that you never have to maintain, consider applying for a fixed - rate cash back card like the Citi ® Double Cash Credit C
card with a
rewards program that you never have to maintain, consider applying for a
fixed - rate cash back
card like the Citi ® Double Cash Credit C
card like the Citi ® Double Cash Credit
CardCard.
The Journey ® Student
Rewards from Capital One ® offers a
fixed and unlimited 1.25 % cash back rate on all purchases, assuming you pay your credit
card bill on time.
Everything else, from regular
fixed or published price reservations on Priceline.com, to gas and grocery charges, get worse
rewards rate than what you'll see from other travel credit
cards.
Therefore, I chose to take an easier approach instead: Use only one credit
card, the Fidelity 529 College Rewards Card, that gives fixed 2 % cash back on every purchase all year l
card, the Fidelity 529 College
Rewards Card, that gives fixed 2 % cash back on every purchase all year l
Card, that gives
fixed 2 % cash back on every purchase all year long.
Most
cards come with
fixed cash back
rewards per dollar spent.
This version awards 2 miles per dollar on all purchases, making it one of the best
fixed - rate
reward cards.
This
card has no rotating categories and instead offers a simple
fixed rewards rate on all purchases — 1.5 %.
That
reward structure makes the Citi
card the best
fixed - rate option out there.
The BankAmericard Travel
Rewards ® Credit Card offers a fixed rewards rate on all of the spending you do with it --- 1.5 points for every dollar
Rewards ® Credit
Card offers a
fixed rewards rate on all of the spending you do with it --- 1.5 points for every dollar
rewards rate on all of the spending you do with it --- 1.5 points for every dollar spent.
If you spend at the same places and stores, we recommend finding a
fixed - rate cash - back
rewards card that caters to your purchases.
Instead of having a
fixed set of categories where you earn your maximum
rewards, like you do with The Amex EveryDay ® Credit
Card from American Express, every quarter of the year, the Chase Freedom ® shifts through different bonus categories where you earn 5 % cash back, on up to $ 1,500 in combined spending each quarter.
That is, the
card has no spending / purchase minimum and has
fixed rewards categories.
For example, you might want to use a 0 % balance transfer offer to pay off an existing debt with one
card; take out another with a cashback or
rewards incentive for everyday purchases; and then a third with a
fixed - term 0 % spending deal for a big one - off spend, such as a holiday or home improvements.
There isn't a more
rewarding fixed - rate
card on the market.
The
fixed 1.5 %
rewards rate is great for individuals with varied spending who want a simple
rewards credit
card.
(You can redeem 7500 points for a $ 100 statement credit: $ 100 / 7500 = 1.33 cents) Effectively this gives the Blue Sky
Card a
fixed 1.33 %
rewards rate on all your spending, provided that you use your awards for statement credits on travel.
The Wells Fargo Cash Back credit
card earns a
fixed 5 %
rewards rate on every dollar spent on gas, grocery, and drugstore net purchases for the first six months.
If you have more varied spending, you should instead opt for the other
fixed - rated credit
cards, like the Capital One ® Savor ® Cash
Rewards Credit
Card.
If that's the case, it's better to go with a
card with that has
fixed 2 % cash back
rewards and no annual fee.
Therefore, it is important to understand whether the cash back credit
cards have
fixed cash back
rewards or rotating cash back
rewards.
If you're serious about your
rewards, think about getting a
card that has rotating bonus categories and a second
card that earns a
fixed return, such as the Freedom Unlimited or Quicksilver.
The BankAmericard Travel
Rewards ® Credit Card is worth considering if you are after a good fixed - rate travel rewards credi
Rewards ® Credit
Card is worth considering if you are after a good fixed - rate travel rewards credit c
Card is worth considering if you are after a good
fixed - rate travel
rewards credi
rewards credit
cardcard.
Cards with a
Fixed Cash back Rate: These are the most common and give one
rewards rate for all purchases or for a certain category of purchases.
The Chase Freedom
Card is a good card in the rewards category although one thing that always has bothered me is that the up to 3 % categories rotate and they are not fixed like the True Earnings American Express Card which I like better (Disclosure: I have this card personal
Card is a good
card in the rewards category although one thing that always has bothered me is that the up to 3 % categories rotate and they are not fixed like the True Earnings American Express Card which I like better (Disclosure: I have this card personal
card in the
rewards category although one thing that always has bothered me is that the up to 3 % categories rotate and they are not
fixed like the True Earnings American Express
Card which I like better (Disclosure: I have this card personal
Card which I like better (Disclosure: I have this
card personal
card personally).
Credit
cards which award a
fixed reward above 1 % on all purchases are referred to as «flat rate
cards».
The Capital One ® Venture ®
Rewards Credit Card is one of the few 2 % fixed - rate travel rewards credit cards available
Rewards Credit
Card is one of the few 2 %
fixed - rate travel
rewards credit cards available
rewards credit
cards available today.
Otherwise, if this type of uncertainty bothers you, and you rather have a consistent and
fixed rewards program, you should go with the TRIO ℠ Credit
Card.
Individuals who are big spenders — making $ 27,500 + in non-cruise purchases each year — will be better off with a
card that provides a flat
fixed rewards rate on all purchases.
The Citi ® Double Cash Credit
Card gives a straight
fixed rewards rate on all purchases, making it better in the long - run than what you can get through the Chase Freedom Unlimited ®.
Reward yourself with an Alaska USA Visa Credit Card that combines a low, fixed rate with reward points redeemable for merchandise and t
Reward yourself with an Alaska USA Visa Credit
Card that combines a low,
fixed rate with
reward points redeemable for merchandise and t
reward points redeemable for merchandise and travel.
The
fixed 2 % rate beats some of the current top
cards, including the Chase Freedom Unlimited ® and the Capital One ® Quicksilver ® Cash
Rewards Credit
Card.
Typically, the small business credit
cards come with a variety of perks, including
fixed percentage cash back bonuses on every dollar you spend, travel
rewards, merchant discounts, and a host of similar conveniences.
Enjoy the best credit
card rewards with the Citadel Rewards MasterCard ® and a low fixe
rewards with the Citadel
Rewards MasterCard ® and a low fixe
Rewards MasterCard ® and a low
fixed rate.
Another great option is the Chase Sapphire Preferred
Card which allows you to transfer Ultimate
Rewards points to both Southwest and United — covering your bases on both the budget airline and the
fixed price redemption front.
Points may be redeemed towards
rewards that involve
fixed - value travel
rewards, gift
cards, or statement credits.
Capital One Venture: Like the BofA Travel
Rewards, this is also a
fixed - value
card.
Chase
cards earn Chase Ultimate
Rewards (UR) points, three
cards (Chase Sapphire Preferred, Chase Ink Bold & Chase Ink Plus) offer the ability to transfer these points to their hotel partners at a
fixed rate of 1:1.
When it comes to
cards offering
fixed - value
rewards, which are those that don't have transferrable points or miles, it won't really make a difference.
You can redeem your
rewards for cashback at the
fixed rate of one cent per point by way of a statement credit to your
card or a deposit to your bank account.
Fuel Savings
Rewards cards offer the best discount on gas by offering a
fixed cents / L discount on a maximum number of Litres filled.
If you are looking into
fixed - value
rewards cards, earning points or miles won't really make a difference.
This
card acts very much like some of the weaker fee - based
fixed points
rewards cards.
Cathleen McCarthy: 5 easy ways to get more credit
card rewards points or miles — Issuers offer countless ways for miles - hungry customers to get their
fix.
Something to think about is that the
Fixed Value
Rewards cards are very similar to the Cash Back credit
cards.