Flat rate cash rewards cards are making a bit of comeback right now.
Not exact matches
The Barclays CashForward ™ World Mastercard ® is a
flat rate 1.5 %
cash back card, that gives a 5 % bonus
reward towards your next redemption, each time you redeem.
It offers
flat rate cash back on all purchases of 1 %, with the potential for 1.25 % in
rewards if the cardholders pay on time.
The Capital One ® Quicksilver ®
Cash Rewards Credit Card offers a flat 1.5 % cash back r
Cash Rewards Credit Card offers a
flat 1.5 %
cash back r
cash back
rate.
People with lower credit scores won't be completely cut off from earning
cash back, but should expect lower -
rate cash rewards programs in the range of 1 % to 1.5 % for a
flat -
rate card.
The whole point of a
flat -
rate cash - back card, of course, is to increase your
rewards earnings across the board, not just in one category.
Wells Fargo recently introduced the Wells Fargo
Cash Wise Visa ® Card, which features flat - rate cash - back rewards and a lengthy intro 0 % APR promot
Cash Wise Visa ® Card, which features
flat -
rate cash - back rewards and a lengthy intro 0 % APR promot
cash - back
rewards and a lengthy intro 0 % APR promotion.
The Wells Fargo
Cash Wise Visa ® Card's 1.5 %
flat rewards rate is a big draw, especially for people who want to earn more
rewards on everyday purchases.
The Barclaycard CashForward ™ World Mastercard ® is a solid cashback card with additional perks you won't find on many other cards — with the higher than average 1.5 %
flat cash back
rate, the jaw - dropping $ 200 sign - up bonus after spending just $ 1,000 within the first 90 days, and the 5 %
rewards redemption bonus being the most attractive.
This
flat -
rate arrangement differs from most
cash back credit cards, which are typically more
rewarding at certain merchants than at others.
It offers
flat rate cash back on all purchases of 1 %, with the potential for 1.25 % in
rewards if the cardholders pay on time.
The Capital One ® Quicksilver ®
Cash Rewards Credit Card offers a flat 1.5 % cash back r
Cash Rewards Credit Card offers a
flat 1.5 %
cash back r
cash back
rate.
Also a
flat -
rate cash rewards card with no annual fee, the Wells Fargo Cash Wise competes against the likes of Chase's Freedom Unlimited ® c
cash rewards card with no annual fee, the Wells Fargo
Cash Wise competes against the likes of Chase's Freedom Unlimited ® c
Cash Wise competes against the likes of Chase's Freedom Unlimited ® card.
Many
cash back credit cards have a
flat cash back
rewards rate of 1 % or 1.5 %, although, a few pay 5 % on rotating spending categories throughout the year.
Something that offers a
flat cash back
rate on all purchases would be a good option as opposed to complicated
reward point structures.
The
reward rates on credit card charges with the SKYPASS Signature version can climb up to 1.5 %, which is the same as a decent
flat -
rate cash back card such as the Capital One ® Quicksilver ® Cash Rewards Credit C
cash back card such as the Capital One ® Quicksilver ®
Cash Rewards Credit C
Cash Rewards Credit Card.
Prior to the launch of this card, the best
rate you could get on these purchases was with The Business Gold
Rewards Card from American Express OPEN and a Capital One ®
flat -
rate 2 %
cash back card — but those come with an annual fee.
Shopping at Walmart and Sam's Club is better done with a
flat rate 2 %
cash back credit card, since those are some of the only credit cards to provide
rewards above 1 % at wholesale stores like these.
Generally, earning
rewards above 2 % is considered above average, since that is the
rate you can get on all purchases with a decent
flat rate cash back card, such as the Citi Double C
cash back card, such as the Citi Double
CashCash.
For some, the
flat -
rate Capital One ® Quicksilver ®
Cash Rewards Credit Card may produce the best rewards on a
Rewards Credit Card may produce the best
rewards on a
rewards on average.
While both cards can perform admirably as
flat -
rate 1.5 %
cash back cards, the Capital One ® Quicksilver ® Cash Rewards Credit Card's value... Read Mo
cash back cards, the Capital One ® Quicksilver ®
Cash Rewards Credit Card's value... Read Mo
Cash Rewards Credit Card's value... Read More >
The Capital One ® Quicksilver ®
Cash Rewards Credit Card is a flat rate 1.5 % cash back rate, and has a slightly worse bonus than the Barclays CashForward ™ World Mastercar
Cash Rewards Credit Card is a
flat rate 1.5 %
cash back rate, and has a slightly worse bonus than the Barclays CashForward ™ World Mastercar
cash back
rate, and has a slightly worse bonus than the Barclays CashForward ™ World Mastercard ®.
In comparison to
flat rate cash back credit cards like the Capital One ® Quicksilver ® Cash Rewards Credit Card or the Citi ® Double Cash Credit Card, the Chase Freedom ® we think will require more effort on consumers» part to maximize rewards over
cash back credit cards like the Capital One ® Quicksilver ®
Cash Rewards Credit Card or the Citi ® Double Cash Credit Card, the Chase Freedom ® we think will require more effort on consumers» part to maximize rewards over
Cash Rewards Credit Card or the Citi ® Double Cash Credit Card, the Chase Freedom ® we think will require more effort on consumers» part to maximize rewards o
Rewards Credit Card or the Citi ® Double
Cash Credit Card, the Chase Freedom ® we think will require more effort on consumers» part to maximize rewards over
Cash Credit Card, the Chase Freedom ® we think will require more effort on consumers» part to maximize
rewards o
rewards overall.
The Fidelity Investment
Rewards card is our favorite no - fee
cash back credit card for delivering the highest
flat rate cash back of 2 % on all net spending.
In the long term, it can't outperform the best
flat rate cash back credit cards, such as the Citi ® Double Cash Credit Card or Fidelity ® Rewards Visa Signature ® C
cash back credit cards, such as the Citi ® Double
Cash Credit Card or Fidelity ® Rewards Visa Signature ® C
Cash Credit Card or Fidelity ®
Rewards Visa Signature ® Card.
This card offers a
flat 1 %
cash back
rewards rate on every purchase.
With no such features appearing with Fidelity Investment
Rewards, we recommend the Citi ® Double
Cash Credit Card as the go to flat rate cash back credit c
Cash Credit Card as the go to
flat rate cash back credit c
cash back credit card.
The top dog of initial bonuses also has one of the best
flat -
rate cash back rewards percentages: that's right, the Capital One Spark Cash credit card not only offers 2 % unlimited cash back but a giant one - time $ 500 bonus when you hit the spending requirem
cash back
rewards percentages: that's right, the Capital One Spark
Cash credit card not only offers 2 % unlimited cash back but a giant one - time $ 500 bonus when you hit the spending requirem
Cash credit card not only offers 2 % unlimited
cash back but a giant one - time $ 500 bonus when you hit the spending requirem
cash back but a giant one - time $ 500 bonus when you hit the spending requirement.
As with all tiered
rewards cards, it's important to see if the card's bonus categories fit your spending patterns — you may find that a
flat -
rate card or a card that offers bonuses in different spending categories gives you a higher average
rate of
cash back.
In fact, if you're looking for a
flat -
rate, unlimited
cash back
rewards program, 2 % is the cream of the crop — and it can only be found with a handful of issuers for consumer and business credit cards.
The Capital One Spark
Cash credit card is a great option if your business expenses don't fit into typical categories and you'd rather have a solid
flat -
rate rewards program.
As with
cash back
rewards, most
rewards points credit cards will provide an unlimited
flat rate on all purchases, typically 1X point per $ 1, as well as offering bonus points on purchases made in specific categories.
While the card's 1 %
cash back awards on most spending is definitely less than you would earn with flat rate cash back cards like the Capital One ® Quicksilver ® Cash Rewards Credit Card or Fidelity Investment Rewards, it really doesn't take much spending in the bonus categories to come out ahead over
cash back awards on most spending is definitely less than you would earn with
flat rate cash back cards like the Capital One ® Quicksilver ® Cash Rewards Credit Card or Fidelity Investment Rewards, it really doesn't take much spending in the bonus categories to come out ahead over
cash back cards like the Capital One ® Quicksilver ®
Cash Rewards Credit Card or Fidelity Investment Rewards, it really doesn't take much spending in the bonus categories to come out ahead over
Cash Rewards Credit Card or Fidelity Investment
Rewards, it really doesn't take much spending in the bonus categories to come out ahead overall.
Other alternatives are
flat rate cash back cards, such as the Citi Double Cash, which provide better rewards on overall purchases to high spend
cash back cards, such as the Citi Double
Cash, which provide better rewards on overall purchases to high spend
Cash, which provide better
rewards on overall purchases to high spenders.
The Citi ® Double
Cash Credit Card has a
flat rewards rate back on all spending — regardless of category.
Also, if you don't want to deal with keeping track of rotating
rewards, a
flat -
rate cash back balance transfer card may be better suited to your spending.
With no fee
flat rate rewards cards like the Capital One ® Spark ®
Cash Select offering 1.5 % back, you'll need to only spend about $ 2700 dollars in the 5x categories to more than make up for the $ 95 annual fee on the Ink Bold.
If your spending is more varied, or if you have significant expenses elsewhere, then the
flat 1.5 %
rewards rate of the Platinum Cash Rewards NASA credit card will serve you
rewards rate of the Platinum
Cash Rewards NASA credit card will serve you
Rewards NASA credit card will serve you better.
This is the most generous,
flat rate reward cash back credit card offer around.
This effectively increases this card's
rewards rate from 1.5 % to 1.875 %, making it the best
flat -
rate cash back business card with no annual fee.
The
rewards also happen to be the main difference between the two cards, coming down to a choice between bonus categories and
flat -
rate cash back options.
The Chase Freedom Unlimited card offers a 1.5 %
flat -
rate cash back on every purchase and ranks among our favorite picks due to its high
rewards value and flexibility in redeeming
cash back.
Pair this card with a
flat -
rate cash back card or a travel
rewards card, and you'll have a winning wallet.
The
Cash Wise is very similar to the Chase Freedom Unlimited and the Capital One Quicksilver in terms of its usual
flat rewards rate (1.5 %), but where it differs is in the much more valuable sign - up bonus and extra kicker for mobile wallet purchases.
A number of
cash back cards will offer
flat -
rate rewards on every purchase (including gas) equal to those offered on gas by the Shell card, and bonus category cards can offer up to 5 %
cash back on gas.
Spark
Cash gives a flat rate cash back, so you get rewarded on every expe
Cash gives a
flat rate cash back, so you get rewarded on every expe
cash back, so you get
rewarded on every expense.
Some offer a
flat rewards rate and others vary
cash back
rates with the type of purchase or the time of year.
But you may want to consider using a
flat -
rate card and a card with higher
rewards rates on rotating categories... (See
Cash back)
Other travel
rewards cards also give a
flat earning
rate across all categories, but their
rewards are used for travel instead of standard
cash - back.
Our calculations show that the average cardholder is likely to earn more
rewards with the
flat 1.5 percent
cash back
rate on the Chase Freedom Unlimited card than with the 5 percent bonus categories on the Chase Freedom card: