This is
a flexible premium policy that offers the opportunity for lifetime insurance protection, as well as the potential accumulation of cash value via the allocation to a select account and / or a fixed account within the policy.
Variable universal life is a variation of
the flexible premium policy that allows for cash value to be allocated in equity accounts similar to mutual funds.
The Life Step UL is
a flexible premium policy that provides lifetime guaranteed coverage with necessities for guaranteed cash values.
Flexible premium policy or annuity: A life insurance policy or annuity contract that allows the amount and frequency of premium payments to be varied.
Survivorship Incentive Life Legacy:
A flexible premium policy that provides protection, as well as the ability to invest in the makeup through its variable investment options.
This is generally
a flexible premium policy where the policy owner can pay a minimum premium.
Note that this would yield the same result as where it is possible to set both death benefits and premium payments exactly equal — in
flexible premium policies.
Not exact matches
A universal life insurance
policy offers permanent life insurance with
flexible premiums.
Universal life insurance
policies are the only permanent
policies that have «
flexible premiums», meaning you can use the
policy's cash value to make payments.
Universal life insurance is a
flexible type of permanent life insurance
policy in which the death benefit and
premiums can be adjusted as your circumstances change.
The major
policy announcement on free school meals was the obvious move in this direction — as well as being a sop to middle class voters who lost out after cuts to child benefit — but Nick Clegg's speech is full of references to
policies which help in day - to - day life: the pupil
premium,
flexible parental leave, free childcare, a cap on social care costs.
Universal life insurance
policies are the only permanent
policies that have «
flexible premiums», meaning you can use the
policy's cash value to make payments.
This
policy accumulates cash value and has
flexible payments.Changes to Universal Life Insurance
premiums may cause the
policy to become underfunded and potentially lapse.
The
policy should be
flexible enough to allow you to choose the tenure, the sum assured and the means by which you want to pay the
premium annually or half yearly.
Variable Universal Life is similar to the Variable Life
policy, but offers
flexible premiums instead of fixed
premiums.
Variable Universal Life (VUL) is another permanent life insurance type that offers similar features to other universal life
policies, such as
flexible allocation of
premium payments.
Not only does the single
premium option eliminate one of the core benefits of a universal life insurance
policy —
flexible payments — but you need to confirm if this
policy will be a modified endowment contract.
If you work on commission and certain times of the year are much better than others, you may want to consider the
flexible premium options available with an IUL
policy.
Survivorship Builder is a
flexible premium indexed universal life insurance
policy that covers two lives under a single
policy.
Therefore, these
policies are sometimes referred to as
flexible premium variable life insurance.
Whole life insurance
policies don't offer the
flexible premiums of variable universal life insurance
policies.
Banner's term life insurance
policies offer
flexible coverage with lower
premiums than many competitors.
Simply put, some companies are more
flexible than other when it comes to
premium design, paid up additions and structuring a
policy that suits your goals.
•
Flexible premium You control the amount and frequency of payments and have the option to make additional
premium payments, subject to the
policy agreement.
These
policies generally offer
flexible premiums along with the opportunity to participate in market gains.
Universal Life Insurance is a
flexible life insurance
policy that combines the benefits of permanent life insurance protection and cash value accumulations with the convenience of adjustable
premiums and payment schedules.1 And, within a Universal Life Insurance
policy, cash value accumulations grow tax - deferred at competitive interest rates.
Flexible Premium Policy: A type of permanent life insurance policy in which the policy owner may vary the amount or timing of premium pay
Policy: A type of permanent life insurance
policy in which the policy owner may vary the amount or timing of premium pay
policy in which the
policy owner may vary the amount or timing of premium pay
policy owner may vary the amount or timing of
premium payments.
Adding complexity to the way universal life insurance works is the fact that this type of coverage offers
flexible premiums — as in, the amount you pay into your
policy can fluctuate from year to year.
Whether you're looking for individual health insurance for the first time, a more
flexible and comprehensive health plan, or if your
policy term is up and you're looking for better
premium rates, the best way to shop for a Delaware health insurance quote is to use a reliable online referral service, like NetQuote.
Universal life
policies are also
flexible in regard to
premiums and face value.
Flexible Premium Variable Life Insurance: A type of permanent life insurance
policy in which the
policy owner may vary the amount or timing of
premium payments.
IncentiveLife Legacy ® III is a
flexible premium variable universal life insurance
policy designed to provide cash to your beneficiaries upon your death so that they may use it to help preserve their quality of life.
Incentive Life Optimizer ® II a
flexible premium variable universal life insurance
policy, is issued by AXA Equitable Life Insurance Company, New York, 10104, and is co-distributed by AXA Advisors, LLC (member SIPC) and AXA Distributors, LLC.
New York Life Legacy Creator (SPVUL) is a
flexible, single
premium variable universal life insurance product that offers death benefit protection and the potential for tax» deferred cash value accumulation through
policy investment options.
These
policies do not engage is market risk and the
premiums are generally NOT
flexible, so there is little doubt that the
policy will be funded properly if all
premiums are paid.
IncentiveLife Legacy ® III, a
flexible premium variable universal life insurance
policy, is issued in New York and Puerto Rico by AXA Equitable Life Insurance Company (AXA Equitable), New York, NY 10104, and in all other jurisdictions by affiliate MONY Life Insurance Company of America (MONY America), an Arizona Stock Corporation, with the main administrative office in Jersey City, NJ.
Another important difference between dividend paying whole life
policies VS universal life
policies is that the former is a «fixed
premium policy», whereas universal
policies are known for offering
flexible premium payments.
Sagicor's Fixed Indexed Universal Life (FIUL) is a
flexible -
premium, universal life insurance
policy that may be the perfect choice for protecting your dreams while it helps you to achieve your long term financial goals.
There are several types of annuities but they can be generally categorized according to how the annuity is purchased (simple or
flexible premiums); when the annuity payments begin (immediate or deferred); and how the
policy value is invested (fixed or variable).
Universal life insurance
policies offer
flexible premiums that may allow you to adjust how much you'll pay each year by accessing some of the
policy's cash value (though you will need to pay the minimum
premium amount or the
policy will lapse).
These
policies have
flexible payments options and some
premiums can even be deducted from Centrelink benefits.
A
flexible -
premium universal life insurance
policy that provides for potential cash value growth through an interest crediting linked to major market indexes, so you can participate in the upside potential of the equities markets with built - in guaranteed downside protection.
Universal Life provides
flexible premium payments, based on
policy minimums, so you can make more, or less,
premium payments.
A
flexible -
premium, cost - effective life insurance
policy offering both the opportunity for lifetime insurance protection and the potential accumulation of cash value through allocation to a Select Account and / or a Guaranteed Interest Account.
A universal life insurance
policy has
flexible premiums, due to the fact that
premiums are paid into a cash account that pays a higher rate of interest.
A
flexible -
premium, cost effective universal life insurance
policy offering both the opportunity for lifetime insurance protection and the potential accumulation of cash value through allocation to a Select Account and / or a Guaranteed Interest Account.
The
premium you pay can remain the same and is guaranteed for the life of the insurance
policy, or can be more
flexible.
These investment options are intended to be sold to certain asset allocation portfolios and to separate accounts of Transamerica Life Insurance Company or Transamerica Financial Life Insurance Company to fund the benefits under certain individual
flexible premium variable insurance
policies.
Simply put, some companies are more
flexible than others when it comes to
premium design AND «paid up additions» (which is adding cash value to your
policy) and structuring a
policy that suits your goals.
Variable Universal Life insurance is a
flexible premium, permanent life insurance
policy that allows you to have
premium dollars allocated to a variety of investment options, offering varying degrees of risk and reward.