Sentences with phrase «for graded policies»

For graded policies issued, the current payout structure is a 3 year waiting period, where the first year is a return of premium plus 15 % interest, the second year a 30 % payout, the third year a 60 % payout, and full payout from year four forward.

In many cases, they can qualify for a graded policy that's much less expensive by answering just a few health questions.

Qualifying for coverage is likely for most people that have been declined for a regular policy, although there are certain times when you wouldn't get approved for a Graded policy — for example if you are currently getting treatment for cancer.

Even someone who applied for a graded policy may not get covered for several reasons, like health, recent DUI's, or medical conditions which are yet to be clearly diagnosed.

The coverage for a graded policy is usually capped at $ 50,000.

Not exact matches

The results are dismal: The report gave 20 of the 25 companies failing grades for not effectively responding to a «growing public health threat by publicly adopting policies restricting routine antibiotic use» in meat.

Applebee's, Arby's, Buffalo Wild Wings, Chili's, Cracker Barrel, Dairy Queen, Domino's Pizza, IHOP, Little Caesars, Olive Garden, and Sonic earned «F» grades for having absolutely no antibiotics policies in place at all.

Meanwhile, Bloomberg reports that pension funds, squeezed for sources of safe return, have been abandoning their investment grade policies to invest in higher yielding junk bonds.

Given the introduction of several new ECB policies yesterday (expanded QE; purchases of nonfinancial, investment grade corporate debt; new refinancing programs; incentives to reduce the impact of negative interest rates on banks and spur lending) we think the outlook for European credit and equities is quite constructive.

I used to think this was a form of compensation, a kind of insurance policy for a bad grade or a poor paper.

Fox tells the story from beginning to end: childhood in the German - American parsonage; nine grades of school followed by three years in a denominational «college» that was not yet a college and three year's in Eden Seminary, with graduation at 21; a five - month pastorate due to his father's death; Yale Divinity School, where despite academic probation because he had no accredited degree, he earned the B.D. and M.A.; the Detroit pastorate (1915 - 1918) in which he encountered industrial America and the race problem; his growing reputation as lecturer and writer (especially for The Christian Century); the teaching career at Union Theological Seminary (1928 - 1960); marriage and family; the landmark books Moral Man and Immoral Society and The Nature and Destiny of Man; the founding of the Fellowship of Socialist Christians and its journal Radical Religion; the gradual move from Socialist to liberal Democratic politics, and from leader of the Fellowship of Reconciliation to critic of pacifism; the break with Charles Clayton Morrison's Christian Century and the inauguration of Christianity and Crisis; the founding of the Union for Democratic Action, then later of Americans for Democratic Action; participation in the ecumenical movement, especially the Oxford Conference and the Amsterdam Assembly; increasing friendship with government officials and service with George Kennan's policy - planning group in the State Department; the first stroke in 1952 and the subsequent struggles with ill health; retirement from Union in 1960, followed by short appointments at Harvard, at the Center for the Study of Democratic Institutions, and at Columbia's Institute of War and Peace Studies; intense suffering from ill health; and death in Stockbridge, Massachusetts, in 1971.

«How Arsenal respond this summer will be crucial» Admin, please save this article because you will need it next year this time around... This kind of articles are there for long 11 seasons (summers) and the specialist is here doing what his ego tells him to do... I say no, this time ALL fans should stand together and demand more, put more pressure on the board and the manger... This club is a top club and is not a 4th grade anymore... All those who are in UK should do something (protests, show banners, chants, boycott, whatever)... I know there are still fans who support Wenger, but you also should demand more from Wenger, I assume you are discontent with the results and the transfer policy... Doing nothing, our 4th - place trophy is not even guaranteed...

I started googling way back in may who could we be buying gonzalo higuian, julio cesar and wayne rooney but realize going by history wenger just as no interest in buying world class players, he wants 2 buy d grade players and turn them up to koscienly nd nasri that will take years while da arsenal faithful pay handsome figures for dismal performances, fans allowed wenger 2 get away when he gets away with these lucky matches of fenerbache been strong on paper but a waste of tym on the pitch, also it happen at bayern but they put a slighty weak team but wenger runt his mouth around of how good da team was after that 2 - 0 win, not forgetting it was bould that got the team defense looking solid while wenger moan about referee decisions and no blame on team, I just feel we (arsenal) have allowed wenger and co to misuse us, so now our main target aim is benzema yet giroud plays more often than him for france, can any1 see how wenger is lowing our standards and expectations at arsenal, I wil be over da moon if wenger does not sign an extension wit us, after the gilberto days and disaterous results and teams we play, his approach to the game defensely which is pathetic and his annoying behaviour.So what if manu and chelski haven't really bought they are already strong it was seen last week now we should be worried about our selves since that villa defeat, jst imagine what the man's and london money maniac's are goin 2 do to us, I can see it already coming from wenger, if we find the right player we will buy him, after sept2, we didn't find da right player but the squad can challenge for the title, its so sick having 2 hear that crap, just take him psg, I just wish the fans would say we had enough of this bullshit transfer policies its time we stood up against these pigs of directors by protesting!

Character Education: State Board of Education Policy 2109 (2005) requires character education to be incorporated into the curriculum for all grades modeled by moral leadership from school administrators, teachers, and students.

Sports - Related Drug Testing: N.J.S.A. 18A: 40A - 23 (2005) allows boards of education to adopt a policy for the random testing of the districts students in grades 9 - 12 who participate in extracurricular activities, including interscholastic athletics, or who possess parking permits for the use of controlled dangerous substances, including as defined in N.J.S.A. 2C: 35 - 2 and 24:21 - 2 or alcoholic beverages, as defined in N.J.S.A. 33:1 - 1.

Interscholastic Athletics: ARS 15 - 705 (no date available) requires each governing board to adopt policies and procedures including minimum statewide requirements regarding pupil participation in extracurricular activities for pupils in grade 6 - 12.

Interscholastic Athletics: Board Policy 2436.10 (1984) outlines the requirements for participating in nonacademic activities in grades 7 - 12.

Rack Room Shoes has amazingly cute shoes for students in all grades, and best of all they have amazing prices, a great rewards program, free Ship2Home program, and great return policy.

However, I'd be much more willing to overlook something like the candy reward for a great grade (as misguided and repulsive as I think it is), than to overlook a daily snack policy that so clearly impacts every child's day - to - day life.

The district has a policy that recommends an hour of homework or less for younger children: 30 minutes in kindergarten and first grade, 45 minutes in second and third grade, and 60 minutes for fourth - and fifth - graders.

New York got mixed grades on its annual cancer prevention report card, which pointed to serious deficiencies in funding for smoking cessation programs and failure to enact strong policies on indoor tanning salon use, an affiliate of the American Cancer Society said.

The move clashes with Schools Chancellor Carmen Farina's policy on the statewide test given to students in grades 3 through 8 on April 5 - 7 for the English standardized test and April 13 - 15 for the math exam.

The de Blasio administration halted gains made by some low - performing schools when it removed former Mayor Mike Bloomberg's letter - grading system for the public schools in 2014, a study by the Manhattan Institute for Policy Research shows.

The Panel for Educational Policy will vote on the phaseout of Wadleigh's middle school grades, along with the partial closing of Washington Irving High School, on Feb. 9 at Brooklyn Technical High School.

For example, when Aregbesola reclassified schools into Elementary School (primary grades 1 - 4), Middle School (primary grades 5 & 6 plus JS 1 - 3), and High School (SS grades 1 - 3), he was roundly criticized for violating the 6 -3-3-4 education poliFor example, when Aregbesola reclassified schools into Elementary School (primary grades 1 - 4), Middle School (primary grades 5 & 6 plus JS 1 - 3), and High School (SS grades 1 - 3), he was roundly criticized for violating the 6 -3-3-4 education polifor violating the 6 -3-3-4 education policy.

Jennifer Ronayne, a fifth - grade teacher at the Connetquot schools with 13 years of experience, said Cuomo has little understanding of how classrooms work — and of how harmful his policies have been for teachers and students, particularly those children who have special needs or who are English language learners.

Katherine Brezler, a second - grade public school teacher, has been a staunch advocate for policies that work for New York public education.

The governor's proposal also calls for federal support to keep Brooklyn's ailing hospitals open, changing the controversial Common Core school curriculum, ending standardized testing for grades K - 2, begin construction of four new casinos in the fall, allow public funding of political campaigns and reforming the state's ethics policy.

The group reserves its worst grade for the governor's plan to shift significant costs to New York City by reversing a policy to help the city pick up Medicaid cost increases, and by slashing the City University's budget.

The report card grades each bank based on its current position and practice regarding MTR investments, and calls on the banks to strengthen their policies and cease their financial support for coal companies engaging in MTR.

North Carolina's investment in early child care and education programs resulted in higher test scores, less grade retention and fewer special education placements through fifth grade, research from the Duke Center for Child and Family Policy finds.

The state earns its highest grade for policies related to standards and accountability.

Tennessee scores at or near average for all four of the graded policy categories in Quality Counts.

Although 43 states are employing strategies that encourage elementary teachers to teach higher - order thinking skills, few have developed comprehensive policies for reforming the curriculum to include such skills in the early grades, a study by a federally sponsored research center shows.

Stricter attendance policies — with consequences for truancy ranging from lower grade point averages to fines and jail time for parents — are paying off in several school districts Education World contacted.

At the same time that thousands of school districts nationwide are beginning to implement the Common Core State Standards in English / language arts, many also face new state reading policies for the early grades that call for the identification of struggling readers, require interventions to help them, and, in some instances, mandate the retention of 3rd graders who lack adequate reading skills.

Such policies aim to provide incentives for educators and parents to help low - performing students improve their skills before third grade.

A state where policymakers and stakeholders have strong preferences for statistical reliability could choose to combine data across grade span, years, or subgroups, depending on the policy goals.

Additional question for Tim: Is there any evidence for or against the state policies about retaining students who are not yet reading at grade level by the end of grade 3?

Because the state has not yet identified students for retention, the test scores of students the first time they are in the 3rd grade are not affected by any change in the student cohort resulting from the retention policy.

Our fundamental findings from an analysis of the 3rd - and 4th - grade data for these two years indicate that the performance of students identified for retention, regardless of whether they were retained or exempted and promoted, exceeded the performance of low - performing students from the previous year who were not subject to the retention policy; and students who were actually retained made the larger relative gains.

In the two years prior to the policy change, only 2.9 percent of 3rd - grade students were retained, while in the two years following the policy's implementation, 11.7 percent of Florida's 3rd - grade students were told they had to remain in the same grade for the coming year.

But it does nt take long for our teaching days to become cluttered with the things that surround learning: copy machines, tardy policies, cell phones, or grade programs.

The 3rd - grade class of 2003, for which the large gains begin, however, was subject to neither policy.

On the school choice front, Nevada has a limited open - enrollment policy, and a charter school law that is deemed weak by the Center for Education Reform, a rating that lowers the state's grade.

«Double - dose» algebra — providing two consecutive periods of math instruction for under - achieving 9th grade students — is considered a potentially promising alternative to the «algebra for all» policy, which encourages more students to take algebra and at earlier ages, but may put struggling students at higher risk of failure.

CAMBRIDGE, MA — A new study of the Chicago Public Schools» (CPS) double - dose algebra policy for struggling 9th grade students — the first such study to examine long - term impacts of this intervention — has found substantial improved outcomes for intensive math instruction on college entrance exam scores, high school graduation rates, and college enrollment rates.

The best way to answer the question is to look at changes in student test - score performance among those in 3rd grade for the first time, as their test scores are unaffected by the retention policy.

If the gains observed for 4th graders were a function of differences in the type of students entering that grade due to the retention policy, then the performance of those entering 3rd grade should look essentially the same after 2002 as it did before the retention policy was put into place.

The review grades all 50 states and the District of Columbia in six areas of policy, for a total of more than 1,300 grades, but finds no state worthy of more than two B's.