Sentences with phrase «for plan sponsors who»

For plan sponsors who would like to retain participants in their plans after they retire, the consultants recommend adding a retirement education tool (80 %), allowing distribution flexibility (77 %) and adding retiree - focused investment options (76 %).

Not exact matches

The duo partnered with their IT entrepreneur college classmate, Randy AufDerHeide, who left his job building company websites, and together, the team started an application to optimize employer - sponsored retirement plans for working Americans.

For example, depending on the time horizon, retirement income needs, and tax bracket, an investment in the fund might not be appropriate for younger investors not currently in retirement, for investors under age 59 1/2 who may hold the fund in an IRA or other tax - advantaged account, or for participants in employer - sponsored plaFor example, depending on the time horizon, retirement income needs, and tax bracket, an investment in the fund might not be appropriate for younger investors not currently in retirement, for investors under age 59 1/2 who may hold the fund in an IRA or other tax - advantaged account, or for participants in employer - sponsored plafor younger investors not currently in retirement, for investors under age 59 1/2 who may hold the fund in an IRA or other tax - advantaged account, or for participants in employer - sponsored plafor investors under age 59 1/2 who may hold the fund in an IRA or other tax - advantaged account, or for participants in employer - sponsored plafor participants in employer - sponsored plans.

For example, nearly all (94 %) US respondents who have a workplace retirement plan funded through salary deductions indicated that their employer - sponsored plan was important to their overall retirement strategy.

For a traditional IRA, full deductibility of a contribution for 2017 for those who participate in an employer - sponsored retirement savings plan is available for those who are married and whose 2017 modified adjusted gross income (MAGI) is $ 99,000 or less, or for those who are single and whose 2017 MAGI is $ 62,000 or less, with partial deductibility for MAGI up to $ 119,000 (joint) or $ 72,000 (singlFor a traditional IRA, full deductibility of a contribution for 2017 for those who participate in an employer - sponsored retirement savings plan is available for those who are married and whose 2017 modified adjusted gross income (MAGI) is $ 99,000 or less, or for those who are single and whose 2017 MAGI is $ 62,000 or less, with partial deductibility for MAGI up to $ 119,000 (joint) or $ 72,000 (singlfor 2017 for those who participate in an employer - sponsored retirement savings plan is available for those who are married and whose 2017 modified adjusted gross income (MAGI) is $ 99,000 or less, or for those who are single and whose 2017 MAGI is $ 62,000 or less, with partial deductibility for MAGI up to $ 119,000 (joint) or $ 72,000 (singlfor those who participate in an employer - sponsored retirement savings plan is available for those who are married and whose 2017 modified adjusted gross income (MAGI) is $ 99,000 or less, or for those who are single and whose 2017 MAGI is $ 62,000 or less, with partial deductibility for MAGI up to $ 119,000 (joint) or $ 72,000 (singlfor those who are married and whose 2017 modified adjusted gross income (MAGI) is $ 99,000 or less, or for those who are single and whose 2017 MAGI is $ 62,000 or less, with partial deductibility for MAGI up to $ 119,000 (joint) or $ 72,000 (singlfor those who are single and whose 2017 MAGI is $ 62,000 or less, with partial deductibility for MAGI up to $ 119,000 (joint) or $ 72,000 (singlfor MAGI up to $ 119,000 (joint) or $ 72,000 (single).

The rapidly expanding gig economy might be good for employers, but freelance working who lack employer - sponsored benefits and retirement plans need help.

In addition, full deductibility of a contribution is available for working or nonworking spouses who are not covered by an employer - sponsored plan and whose MAGI is less than $ 186,000 for 2017, with partial deductibility for MAGI up to $ 196,000.

For example, depending on the time horizon, retirement income needs, and tax bracket, an investment in the fund might not be appropriate for younger investors not currently in retirement, for investors under age 59 1/2 who may hold the fund in an IRA other tax - advantaged account, or for participants in employer - sponsored plaFor example, depending on the time horizon, retirement income needs, and tax bracket, an investment in the fund might not be appropriate for younger investors not currently in retirement, for investors under age 59 1/2 who may hold the fund in an IRA other tax - advantaged account, or for participants in employer - sponsored plafor younger investors not currently in retirement, for investors under age 59 1/2 who may hold the fund in an IRA other tax - advantaged account, or for participants in employer - sponsored plafor investors under age 59 1/2 who may hold the fund in an IRA other tax - advantaged account, or for participants in employer - sponsored plafor participants in employer - sponsored plans.

At 212 Fifth Avenue, for example, the sponsors scrapped plans for the penthouse's pool based on feedback from buyers, according to Nikki Field of Sotheby's International Realty, who is marketing the $ 74 million pad.

In addition to child - oriented activities and educational seminars on parenting topics, Parents Who Care sponsors once - a-month meetings just for the moms, where they discuss topics such as planning a romantic getaway weekend with your spouse, «some of the issues on Oprah, «or getting together to «go swimming without the kids, «Kronon says.

The bill to include for - profit colleges in the tuition plan is sponsored by two Bronx lawmakers, Democratic Assemblyman Victor Pichardo and Sen. Jeffrey Klein, who leads the Independent Democratic Conference.

The program would make New York City the first city in the U.S. to offer its own retirement savings program for private sector workers who lack access to employer - sponsored retirement plans, de Blasio and other citywide elected officials said Thursday at City Hall.

Dr. Ross Hewitt, associate medical director for HIV Services at MetroPlus Health Plan, the evening's presenting sponsor, was among those who presented awards to the honorees.

Legislator Thomas E. Buckel Jr., D - Syracuse, who sponsored the Mahoney / Miner plan, said the vote for the Rhinehart plan «is a negotiating ploy.»

But since I can't send you to a private island, which I truly wish I could because you DESERVE it, mama, and speaking of Elaine Turner, the absolute next best thing is to share an incredible opportunity that Elaine Turner is sponsoring — a HUGE Mother's Day giveaway, perfect for the Houston mama (or anyone who is planning to be in Houston soon and would like to explore our awesome city!)

I still plan on taking the majority of outfit photos myself, but for special projects (sponsored posts, guest posts, partnerships, collabs), I'm excited to work with a photographer who knows what she's doing!

Footwear aside, McCartney, Lesser Professor of Early Childhood Development at HGSE, managed her honorary role well as one of 100 business, government, and education leaders who participated on November 1 in the third annual «Principal For A Day» event sponsored by the Boston Public Schools (BPS) and the Boston Plan for Excellence, an organization started by corporations and foundations in 1984 to benefit the city's school systFor A Day» event sponsored by the Boston Public Schools (BPS) and the Boston Plan for Excellence, an organization started by corporations and foundations in 1984 to benefit the city's school systfor Excellence, an organization started by corporations and foundations in 1984 to benefit the city's school system.

This can be bad news for retail shareholders who do not hold their funds inside an IRA, employer - sponsored retirement plan or variable annuity contract.

In addition, full deductibility of a contribution is available for working or nonworking spouses who are not covered by an employer - sponsored plan whose MAGI is less than $ 186,000 for 2017; partial deductibility for MAGI up to $ 196,000.

An IRA (Individual Retirement Account) is designed for those who don't have the option of saving in an employer - sponsored retirement plan or who recognize the need to supplement their employer - sponsored plan at work with an additional option.

MarketWatch reported this week that New York has become the latest state to approve a «state - run tax - advantaged retirement account for private sector workers who don't have an employer - sponsored retirement plan available to save for their future.»

Studies have shown that the people who are in the best financial position at retirement are the ones who participated in employer - sponsored retirement plans and opted for automatic contributions.

But compared to workers who feel very ready for retirement, unprepared workers show disappointment with the retirement information provided by their employers and lower levels of access to employer - sponsored plans.

The book chiefly describes how these capital appreciation vehicles can be converted to true pensions, making it useful for anyone who doesn't have a gold - plated, inflation - indexed employer - sponsored DB plan.

401k Plan Advisor in Raleigh, NC — Beacon Financial Strategies A wealth management firm that specializes in retirement planning for those nearing retirement, and assists business owners who need a fiduciary to provide ongoing guidance to their employer sponsored 401k retirement pPlan Advisor in Raleigh, NC — Beacon Financial Strategies A wealth management firm that specializes in retirement planning for those nearing retirement, and assists business owners who need a fiduciary to provide ongoing guidance to their employer sponsored 401k retirement planplan.

For example, depending on the time horizon, retirement income needs, and tax bracket, an investment in the fund might not be appropriate for younger investors not currently in retirement, for investors under age 59 1/2 who may hold the fund in an IRA or other tax - advantaged account, or for participants in employer - sponsored plaFor example, depending on the time horizon, retirement income needs, and tax bracket, an investment in the fund might not be appropriate for younger investors not currently in retirement, for investors under age 59 1/2 who may hold the fund in an IRA or other tax - advantaged account, or for participants in employer - sponsored plafor younger investors not currently in retirement, for investors under age 59 1/2 who may hold the fund in an IRA or other tax - advantaged account, or for participants in employer - sponsored plafor investors under age 59 1/2 who may hold the fund in an IRA or other tax - advantaged account, or for participants in employer - sponsored plafor participants in employer - sponsored plans.

Purpose provides a wide range of institutional solutions and services to pension plan sponsors, corporations, institutions, consultants, endowments, foundations and high net worth individuals who choose us for our expertise, high quality investment strategies, innovation and focus on risk management.

Let me guess: The 25 per cent who do feel confident are likely members of those increasingly rare (especially for younger workers) employer - sponsored defined - benefit pension plans.

This is mandatory, unless the account holder continues to work for the employer who sponsored the plan at the age of 70 1/2 or is a 5 % owner of the company.

We determine membership by aggregating assets of all eligible accounts held by the investor and his or her immediate family members who reside at the same address, including investments in Vanguard mutual funds, Vanguard ETFs, annuities through Vanguard, The Vanguard 529 Plan, certain small - business accounts, and employer - sponsored retirement plans for which Vanguard provides record keeping services.

«While the decision to move is a substantial commitment of internal resources, moving to a new service provider is driven by a host of reasons, including but not limited to service level issues; fees; plan consolidation due to corporate mergers, acquisitions, or divestitures; and outgrowing the current provider services and capabilities... For sponsors who want to add a guaranteed lifetime income option, portability could be a factor in the decision to stay or to move to a new service provider.»

For example, depending on the time horizon, retirement income needs, and tax bracket, an investment in the fund might not be appropriate for younger investors not currently in retirement, for investors under age 59 1/2 who may hold the fund in an IRA other tax - advantaged account, or for participants in employer - sponsored plaFor example, depending on the time horizon, retirement income needs, and tax bracket, an investment in the fund might not be appropriate for younger investors not currently in retirement, for investors under age 59 1/2 who may hold the fund in an IRA other tax - advantaged account, or for participants in employer - sponsored plafor younger investors not currently in retirement, for investors under age 59 1/2 who may hold the fund in an IRA other tax - advantaged account, or for participants in employer - sponsored plafor investors under age 59 1/2 who may hold the fund in an IRA other tax - advantaged account, or for participants in employer - sponsored plafor participants in employer - sponsored plans.

People who sign up for a Debt Management Plan can see a significant increase in their credit scores and are less likely to declare bankruptcy, according to a Consumer Federation of America - and American Express - sponsored study of credit counseling clients.

Plan sponsors who selected off - the - shelf TDFs as their QDIA said these products have a simple design, provide age - based asset allocations at a low cost, and create appropriate retirement outcomes for participants who have little interest in investing and tended not to change their investment selections over time.

In addition, full deductibility of a contribution is available for a working person who is not an active participant in an employer - sponsored retirement plan and is married to someone who is an active participant whose MAGI is less than $ 189,000.

And as this column has pointed out before, retiring in this second decade of the 21st century poses challenges for just about any healthy person who lacks an inflation - indexed employer - sponsored Defined Benefit (DB) pension plan.

Generally, PBGC will not pay benefits before normal retirement age (or age 62 if the plan allows working retirement at that age) to a plan participant who is working for the plan sponsor or a related company.

It's worth noting that the survey didn't control for people who had employer - sponsored retirement plans, like 401 (k) s, so some of those folks might be investing, even though they don't realize it.

We organize and present specialty shows in different parts of the country; plan educational programs for breeders, judges and other fanciers; sponsor research on genetic and other health problems; distribute breed information to newcomers to IG's and to those who want to know about our dogs; maintain a breed rescue organization and attempt to establish a network of ethical, responsible breeders to whom inquiries can be referred.

; this makes a smaller * first * step in trying to get one's head wrapped around a business plan as an artist, especially for artists who may not necessarily see themselves being sponsored by another's gallery anytime soon, or ever.

I think it's time I became a certified event planner, to throw the long - awaited «Going Away Party» for those who are stupid and heartless enough to conceive, perpetrate, sponsor and otherwise go along to get along with this Diabolical Plan for Earth.

The Heartland Institute sponsors the NIPCC, an «international network of scientists who write and speak out on climate change» and contributes approximately $ 300,000 a year for the group to work on Climate Change Reconsidered (the NIPCC report), according to the Heartland Institute's 2012 Fundraising Plan (p. 13).

The Department assumes that most plan sponsors who are small employers (those with 50 or fewer employees) will elect not to receive protected health information because they will have little, if any, need for such data.

«Health plans,» for purposes of the regulatory impact and regulatory flexibility analyses, include licensed insurance carriers who sell health products; third party administrators that will have to comply with the regulation for the benefit of the plan sponsor; and self - insured health plans that are at least partially administered by the plan sponsor.

The Department assumes that most health plan sponsors who are small employers (those with 50 or fewer employees) will elect not to receive individually identifiable health information because they will have little, if any, need for such data.

Response: While we have not adopted the component approach for plan sponsors in the final rule, plan sponsors who want protected health information must still identify who in the organization will have access to the information.

Any employee of the plan sponsor who receives protected health information for payment, health care operations or other matters related to the group health plan must be identified in the plan documents either by name or function.

Mercer Principal Norma Sharara — who works closely with the ABA Retirement Funds Program, an ALA VIP sponsor — describes the current tax and regulatory picture for retirement plans.

In order for the group health plan to disclose protected health information to a plan sponsor, the plan documents under which the plan was established and is maintained must be amended to: (1) Describe the permitted uses and disclosures of protected health information; (2) specify that disclosure is permitted only upon receipt of a certification from the plan sponsor that the plan documents have been amended and the plan sponsor has agreed to certain conditions regarding the use and disclosure of protected health information; and (3) provide adequate firewalls to: identify the employees or classes of employees who will have access to protected health information; restrict access solely to the employees identified and only for the functions performed on behalf of the group health plan; and provide a mechanism for resolving issues of noncompliance.

Plan sponsors who are employers of medium (51 - 199 employees) and large (over 200 employees) firms that provide health benefits through contracts with issuers are more likely to want access to protected health information for plan administration, for example to use it to audit claims or perform quality assurance functions on behalf of the group health pPlan sponsors who are employers of medium (51 - 199 employees) and large (over 200 employees) firms that provide health benefits through contracts with issuers are more likely to want access to protected health information for plan administration, for example to use it to audit claims or perform quality assurance functions on behalf of the group health pplan administration, for example to use it to audit claims or perform quality assurance functions on behalf of the group health planplan.