Not exact matches
ICFE DCCS ® Independent Study
Guide Table of Contents Consumer Financial Protection Bureau to oversee debt collectors Collection agencies and junk debt buyers - Mini-Miranda What to do if a debtor is contacted about past debts Sample cease and desist letter Fair Debt Collection Practices Act Summary from the CFPB Debt that is covered Debt Collectors that are covered Debt Collectors that are NOT covered Debt Collection for Active and Veteran Military Personnel Communications connected with debt collection When, where and with who communications is permitted Ceasing Communication with the consumer Communicating with third parties Validation of debts Prohibited Practices: Harassing or abusive Practices False or misleading representations Unfair Practices Multiple debts
Legal Actions by debt collectors Furnishing certain deceptive forms Civil liability Defenses CFPB / FTC staff's commentary on the FDCPA Common debt collector violations How to document a collector's abusive behavior What to do if a collector breaks the law How collectors are trained - examples of collector training courses FDCPA Sample Exam from ACA for Collectors How collectors are using Social Medias in collections Dealing with creditors and third party collectors Other factors for a debtor in collection: Credit reports and scores Reviewing credit reports with debtors - Permissible uses Rules about credit decisions and notices Debtor education about credit reports and FICO scores Specialty Report Providers Rules to protect consumers in credit card debt How to read and understand credit reports How to make changes or dispute accuracy Freezing Credit Files FCRA / FACTA Provisions of ID Theft victims How credit scoring works The Credit Card Accountability and Disclosure Act Credit Rules CFPB rules establish strong protections for homeowners facing
foreclosure Other Resources
I recently wrote and published an eBook called «The
Foreclosure Legal Guide» which built off my experience advising homeowners whose homes were in danger of being lost to
foreclosure.
Admiralty & Maritime Law
Guide American Law Reports: How To Use Americans with Disabilities Act
Guide Animal Law
Guide Arbitration
Guide Bankruptcy Law Bar Exam Preparation Career Resources Caribbean Law Cases: How To Find Them In Print Children and the Law Criminal Procedure Cultural Property Law EESA & Banking Law
Guide Elder Law
Guide Family Law
Guide Federal Rules of Court Florida Administrative Materials Florida Forms Florida Legislative History Research Florida Rules of Court Florida Statutes and Laws Food & Liquor Law
Guide Health Law Research
Guide Higher Education Law Integrated Research Strategy International Economic Law International Moot Court Jewish Law Law - Related Mobile Applications (
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Legal Abbreviations Mental Health Law Mortgage
Foreclosures & Workouts Public International Law Quick
Guide to
Legal Research 2010 Subject
Guide to Treatises & Looseleafs
A Certified Fraud Examiner well versed in
guiding bankruptcy and
foreclosure servicing operations for distressed portfolios, interfacing extensively with attorneys, federal law enforcement officials and other
legal representatives.
Unlike FHFA, private banks have no
legal obligation to maximize assistance to homeowners at risk of
foreclosure — they are
guided solely by a desire to maximize profits and minimize losses in distressed loans.
However, before taking action, they should seek the
legal advice from a Florida real estate lawyer with the knowledge and experience in
guiding homeowner's through the
foreclosure process.