I did not downgrade to
Freedom Unlimited because 1) I already have a Bofa which earns 1.5 % on all purchases and 2) I hope I will be able to apply for chase freedom unlimited in future getting the bonus of $ 150.
If you want to pool your Ultimate Rewards points to redeem for travel rewards, the Chase Freedom is a better option than
the Freedom Unlimited because you can earn up to 5 % in bonus categories compared to 1.5 % on every purchase.
Best cash back: Chase Freedom Unlimited We like Chase
Freedom Unlimited because you get 1.5 % cash back on ALL purchases.
We like Chase
Freedom Unlimited because you get 1.5 % cash back on ALL purchases.
Not exact matches
Because the
Freedom Unlimited earns 1.5 points per dollar spent, it's perfect to use for purchases that aren't dining or travel when paired with one of the other Chase cards.
Because instead of redeeming what you earn on the Chase
Freedom Unlimited ® for cash, you can transfer your earnings to Ultimate Reward ® points and use Chase's proprietary rewards system.
If you're looking for a cash back card that lets you maximize your earnings, you might prefer the Chase
Freedom ® card
because it offers 5 % cash back (up to $ 1,500) in rotating categories each quarter you activate, plus an
unlimited 1 % on all other purchases.
Because the Chase
Freedom Unlimited ® Card doesn't have an annual fee, the Ultimate Rewards points that it earns (as cash - back) are a bit restricted.
This is also a popular companion card to Chase Sapphire Preferred ®
because rewards can be transferred from Chase
Freedom Unlimited ® and redeemed for more travel value with Chase Sapphire Preferred ®.
Because Citi Double Cash has no sign - up bonus, you would have to spend $ 30,000 in purchases (and pay it off) the first year in order to earn more rewards than you would with
Freedom Unlimited.
The Chase
Freedom Unlimited is very tempting
because of the generous sign - up bonus.
For most people, the Chase
Freedom Unlimited ® will be the better choice on almost all fronts
because of these points.
The Sapphire Preferred and regular
Freedom are also handy if you travel frequently
because the
Freedom Unlimited does have a foreign transaction fee of 3 %.
Comparing the
Freedom Unlimited ® to other similar cash - back cards is simple: it will earn the exact same amount as the Capital One Quicksilver Cash Rewards Credit Card and the Discover it Miles Card
because they are all 1.5 % earners.
This is
because cards like the Chase Sapphire Reserve ℠, Chase Sapphire Preferred ® Card, Ink Business Preferred ℠ credit card, Ink Business Cash ℠ сredit card, Chase
Freedom ® Card and Chase
Freedom Unlimited ® can earn more than one point per dollar for most purchases.
This would reduce the value of the Ultimate Rewards program overall
because these cards have some of the best earning rates of all the UR cards with regular
Freedom's rotating 5x categories and
Freedom Unlimited's uncapped 1.5 x on all spending.
Because Citi Double Cash has no sign - up bonus, you would have to spend $ 30,000 in purchases (and pay it off) the first year in order to earn more rewards than you would with
Freedom Unlimited.
The
Freedom Unlimited is another contender for the Chase Trifecta
because you earn an half - point on all non-bonus spending.
The Chase
Freedom Unlimited is very tempting
because of the generous sign - up bonus.
Because the Chase
Freedom Unlimited ® Card doesn't have an annual fee, the Ultimate Rewards points that it earns (as cash - back) are a bit restricted.
This is also a popular companion card to Chase Sapphire Preferred ®
because rewards can be transferred from Chase
Freedom Unlimited ® and redeemed for more travel value with Chase Sapphire Preferred ®.