For example, combining the Chase Freedom Unlimited card's 1.5 points per dollar on all spend with the Sapphire Reserve's 1.5 cents per point redemption value would result in a return of 2.25 % on
all Freedom Unlimited spend.
Not exact matches
The
Freedom Unlimited earns 1.5 points per dollar
spent, so paired with a Sapphire card, it's a great card to use for purchases that aren't made on travel expenses or dining.
In addition to the points you earn from
spending, you can earn a sign - up bonus of $ 150 (or 15,000 Ultimate Rewards points) when you open a
Freedom Unlimited and
spend $ 500 within the first three months.
Because the
Freedom Unlimited earns 1.5 points per dollar
spent, it's perfect to use for purchases that aren't dining or travel when paired with one of the other Chase cards.
The Chase
Freedom Unlimited ® gives its users 1.5 Ultimate Reward points for every $ 1
spent.
If you
spend $ 500 within the first 3 months of your account opening, the Chase
Freedom Unlimited ® gives you $ 150.
If your
spending is very varied, you may find that you'll get more rewards with Chase
Freedom Unlimited.
Otherwise, you may prefer the low $ 500
spending requirement of Chase
Freedom ® and Chase
Freedom Unlimited ®.
The Chase
Freedom Unlimited ® is also best for people who do not
spend heavily in any one category, like travel or dining, but rather find that their budget is fairly evenly spread across a wide range of different expenses.
One of our favorite cards for its cash back rewards and other perks, the Chase
Freedom Unlimited is an ideal card for anyone seeking an uncomplicated rewards card that earns better - than - average rewards on all of their
spending.
The current sign - up offer for the Chase
Freedom Unlimited ® Card is a bonus of $ 150 after you
spend $ 500 during the first 3 months you have the card.
Otherwise, you may prefer the low $ 500
spending requirement of Chase
Freedom ® and Chase
Freedom Unlimited ®.
Those who
spend $ 500 on the Chase
Freedom Unlimited ® within the first 3 months of card membership can receive $ 150 back — a 30 % return.
The Chase
Freedom Unlimited ® is also best for people who do not
spend heavily in any one category, like travel or dining, but rather find that their budget is fairly evenly spread across a wide range of different expenses.
However, while the Cash Wise offers the same 1.5 % cash back on all purchases as the
Freedom Unlimited ®, its sign - up bonus does come in $ 50 higher at $ 200 (but also requires a higher
spend at $ 1,000).
All other
spending on the
Freedom and Discover it ® — Cashback Match ™ cards still earn 1 %,
unlimited.
The Chase
Freedom Unlimited comes with a modest sign - up bonus of $ 150 that is very easy to hit with just $ 500 in
spend required in the first 3 months.
If you
spend $ 10,000 a year on your Chase
Freedom Unlimited, that's worth 15,000 Ultimate Rewards points ($ 315 in value) versus the $ 150 in cash back that you would get with the normal cash back rate.
The Chase
Freedom sign - up bonus mimics its sibling, the Chase
Freedom Unlimited: $ 150 bonus for $ 500 in
spend in the first 3 months.
Unlike the Citi ® Double Cash Credit Card that has an
unlimited flat rate that can be applied towards all
spending, the
Freedom is best used towards the bonus categories for that given month.
Freedom gives you five points per dollar
spent in quarterly rotating categories, such as gas, hotels and specific retailers, and the
Freedom Unlimited card gives you 1.5 points for all purchases.
For the same amount of
spending the Chase
Freedom Unlimited ® offers a bonus with a value that is $ 60 dollars greater than the Starbucks Rewards ™ Visa ® Card, and does not come with a annual fee.
The Chase
Freedom Unlimited ® gives a much better overall rewards rate on everyday
spending than you get through the State Farm ® Rewards Visa ®.
With those two cards, cardholders have the potential to earn more than the Chase
Freedom Unlimited if their
spending falls in line with their bonus categories.
Counterpoint: If you are not organized, can not keep track of changing categories, or your
spending is varied (e.g., you spread it between gas, groceries, shopping, dining out), then consider Chase
Freedom Unlimited instead.
Because Citi Double Cash has no sign - up bonus, you would have to
spend $ 30,000 in purchases (and pay it off) the first year in order to earn more rewards than you would with
Freedom Unlimited.
The Chase
Freedom Unlimited ® gives its users 1.5 Ultimate Reward points for every $ 1
spent.
The Chase
Freedom Unlimited ® Card earns 1.5 valuable Chase Ultimate Rewards Points for every dollar
spent on the card.
American Express Everyday Preferred (for racking up a bunch of Membership Rewards on regular
spending... still weighing this card vs just using my
Freedom Unlimited)
With the Chase
Freedom Unlimited Credit Card, you can earn $ 150 back in your pocket after
spending just $ 500 in the first three months.
If the Chase
Freedom Unlimited card earns 1.5 Ultimate Reward points for every dollar
spent, and the value of each point is held at $ 0.0125, the actual rewards rate could be as high as 1.875 % - significantly better than the Capital One ® Quicksilver ® Cash Rewards Credit Card.
If your
spending is very varied, you may find that you'll get more rewards with Chase
Freedom Unlimited.
The
Freedom Unlimited is better suited for cardholders who want to earn consistent and straightforward rewards on their daily
spending.
Note: that this is assuming that you pay off your balance to get the full second 1 % cash back with Citi Double Cash, and that you meet the $ 500
spending requirement to get the $ 150 bonus for the Chase
Freedom Unlimited.
To come out ahead with the Chase
Freedom, over 12.5 % of your
spending needs to be in 5 % bonus categories every quarter (whereas you get a consistent 1.5 % rewards rate with the Chase
Freedom Unlimited).
Otherwise, if you
spend only 10 % toward the bonus categories, you may want to consider the Chase
Freedom Unlimited instead.
Chase
Freedom Unlimited has no annual fee, and also offers a $ 150 signup bonus after
spending $ 500 in your first three months.
If you want a sign - up bonus and don't have heavy
spending in any particular bonus category, the Chase
Freedom Unlimited ® may be a good choice.
While Sapphire Reserve gets triple points on travel and dining
spending, and one point per dollar on all other
spending,
Freedom Unlimited gives you 1.5 points on every purchase.
If you use the Chase
Freedom Unlimited, it's probably your go - to card for everyday
spending.
Chase
Freedom Unlimited cardholders can qualify for the bonus after
spending at least $ 500 on new purchases in the first three months from account opening.
The Chase
Freedom Unlimited can be a handy card for earning rewards on your regular
spending.
If you have varied
spending: Chase
Freedom Unlimited lets you earn a $ 150 bonus after you
spend $ 500 on purchases in your first 3 months from account opening.
You'll earn 15,000 Chase Ultimate Rewards points ($ 150) when you sign - up for the Chase
Freedom Unlimited card and
spend $ 500 on purchases in the 1st 3 months of opening your account.
If you
spend the same $ 6,000 per year with the Chase
Freedom Unlimited, you'll earn 9,000 Chase Ultimate Rewards points ($ 90 cash back).
Chase
Freedom Unlimited: With this card, after you
spend $ 500 in the first three months, you will get a $ 150 bonus.
So, if I applied for both the
Freedom and the
Unlimited, I can potentially get back $ 300 after
spending the required amount?
That said, if you only
spent $ 6,000 in non-bonus categories with the Chase
Freedom, you'd earn 6,000 Chase Ultimate Rewards points compared to 9,000 points with the Chase
Freedom Unlimited.
Chase
Freedom Unlimited: Chase
Freedom Unlimited lets you earn a $ 150 bonus after you
spend $ 500 on purchases in your first 3 months from account opening.
If your
spending is varied, then consider the Chase
Freedom Unlimited.