Sentences with phrase «general policy exclusions»

The plan's policy, certificate, or description of coverage has a section entitled General Policy Exclusions (or something similar).

Here are the general policy exclusions that will surely be useful to you!

Not exact matches

Also, some Accident and General Liability policies have dangerous exclusions which eliminate essential coverage.

Questions on other topics include: the NYS Attorney General's investigation of the Puerto Rican Day Parade committee, whether de Blasio's pre-K initiative will include private and parochial schools, the «absent teacher reserve», a protest by Girls Prep supporters against de Blasio's expected charter school policies, performance of Administration for Children's Services and whether de Blasio plans to contact the St. Patrick's Day Parade committee to urge them to lift their exclusion of LGBT groups and organizations.

Kevin Courtney, joint general secretary of the National Education Union comments on the Institute for Public Policy report, «Making the Difference - Breaking the link between school exclusion and...

Kevin Courtney, joint general secretary of the National Education Union comments on the Institute for Public Policy report, «Making the Difference - Breaking the link between school exclusion and social exclusion».

Nansi Ellis, assistant general secretary for policy at the Association of Teachers and Lecturers (ATL), comments on the latest permanent and fixed - period exclusions in England: 2015 to 2016 published by the DfE today.

Most dangerous activities, such as rock climbing, kite surfing, hunting, bungee jumping and underwater activities involving the use of artificial breathing apparatus, may be classified as general exclusions in a travel insurance policy.

Our attorneys provide an analysis of coverage issues and advise our clients as to the scope and effect of pollution exclusion provisions in general liability policies.

The Court found that the interpretation of insurance contracts involves a unique blend of the general principles of interpretation applicable to all contracts and the unique principles applicable in the insurance setting.22 While courts have found that the «language of the policy» is the most important factor in determining whether coverage is granted or excluded, courts have found that where there is genuine ambiguity or doubt, the duty to defend ought to be resolved in favour of the insured.23 Similarly other insurance law principles should be considered, such as the principle that coverage provisions should be construed broadly and exclusion clauses should be construed narrowly.24 It was this last principle that the Court looked to in making a decision in this case.

[3] The Court also noted that where the language of the policy is ambiguous, the court should resolve the ambiguity in accordance with general rules of contract construction, contra proferentem and the principle that coverage clauses should be construed broadly in favour of the insured and exclusion clauses narrowly against the insurer.

The Ontario Court of Appeal's recent decision in G & P Procleaners and General Contractors Inc. v. Gore Mutual Insurance Co. («Procleaners»)[1] is an interesting example of the application of the «your work» exclusion, particularly since the Court rejected the approach to policy interpretation that the Newfoundland Court of Appeal gave to an exclusion with very similar wording.

The court held, however, that an exclusion clause in an insurance contract should be construed narrowly, with the result that the general exclusion clause could not be interpreted as altering the parties» specific agreement that the Lloyds Policy covered potential claims identified in the Great American Notice.

Traditional policies like professional and general liability have significant gaps in coverage for digital exposures and are often issued with broad exclusions and all kinds of loopholes.

In general, most policies cover any licensed driver when driving your car, but make certain to check with your insurance agent regarding your individual policy and possible exclusions.

In addition, general homeowners insurance policies may have more exclusions, further limiting when and how a potential claim is paid out.

Those were the general idea of a multi-trip insurance policy inclusions and exclusions.

We provide a list of covered reasons for trip cancellation in the policy, as well as a list of general and specific exclusions which we strongly encourage all customers to review.

We do provide a list of covered reasons for trip cancellation in the policy, as well as information about general and specific exclusions.

We provide a list of covered reasons for trip cancellation and interruption in the policy, as well as a list of general and specific exclusions which we strongly encourage all customers to review when they receive it.

We do provide a list of covered reasons for trip cancellation and interruption in the policy, as well as information about general and specific exclusions.

We do provide a list of covered reasons in the policy, as well as information about general and specific exclusions.

Property, Liability, Rent And Flood Insurance: As a condition to funding, Borrower must furnish an all - risk or special risk property insurance policy with a replacement cost endorsement or replacement cost valuation basis section with no more than a $ 10,000.00 deductible and no terrorism exclusions, and a comprehensive general liability policy in amounts and with terms acceptable to Lender.

For a complete description of Pre-Existing Conditions, please refer to the general exclusions on page 6 of your Travel Insurance Policy Document.

Following an order by the Delhi High Court on March 19, 2018, the Insurance Regulatory and Development Authority of India (Irdai) sent directives to all General and Health insurers to not include «Genetic Disorders» as one of the exclusions in new health insurance policies.

Accidents that fall within the «handling of property» exclusion in your auto policy are likely to be covered by your general liability policy.

In the ISO general liability policy, the care, custody and control exclusion is located under Coverage A, Bodily Injury and Property Damage Liability.

The care, custody and control exclusion appears in virtually all general liability and commercial auto liability policies.

While the exclusions are specific to the company that issues the policy, the general ones include the following;

A standard homeowners» policy may have certain exclusions about renting in general so, typical coverage may not apply to this situation.

Most commercial auto policies contain a fellow employee exclusion similar to the one found in general liability policies.

Some insurers will remove the fellow employee exclusions in the general liability and commercial auto policies for a small additional premium.

John Hancock Insurance Agency With respect to coverage under the John Hancock Plans under general exclusions it states the policy does not cover any loss caused by or resulting from:

There may be other exclusions spelled out in your policy such as neglect, intentional loss, «earth movement (landslide)», general power failure and even damage caused by war.

Benefits will be provided to You, up to the Maximum Benefit Amount shown in the Confirmation of Benefits: a) against all risks of permanent loss, theft or damage to Your Baggage and Personal Effects; b) subject to all General Exclusions and the Additional Limitations and Exclusions Specific to Baggage and Personal Effects in the Policy; and c) occurring while coverage is in effect.

Guaranteed issue (GI) policies under a HIPAA certificate of creditable coverage will not have preexisting condition exclusions unless something is excluded in general by the policy itself (such as maternity coverage, elective cosmetic surgery, etc.), as long as your former group coverage has been in place at least as long as the GI policy's probationary period (typically only 6 months).

A cautionary message comes from Dave Snyder, vice president and assistant general counsel, of the American Insurance Association, in Washington, D.C. «Check with your insurance agent or your insurance company about possible policy exclusions that would be applicable in this situation.

In 1941, the insurance industry began to shift to the current system where covered risks are initially defined broadly in an «all risk» [16] or «all sums» [17] insuring agreement on a general policy form (e.g., «We will pay all sums that the insured becomes legally obligated to pay as damages...»), then narrowed down by subsequent exclusion clauses (e.g., «This insurance does not apply to...»).

Thus, the insurer attaches an asbestos exclusion to a policyholder's general liability policy.

So, I will be discussing, in brief, the general travel insurance policy exclusions!

The exceptions are generally listed in a «General Exclusions» section within the policy wording and can vary by state of residence.

Around the time of the lock hospitals, Aboriginal people in WA were active in drawing public and political attention to wide - ranging injustices, including police brutality, their exclusion from schools and general health services, and other policies of segregation.

The commercial general liability policies of the contractors and subcontractors involved in the construction will likely contain similar exclusions, as well as other relevant exclusions related to that contractor's work.