Sentences with phrase «general policy terms»

Please refer to Auto & General AutoSOS terms and conditions, available on the website and / or your Auto & General Policy terms and conditions for more information.

Not exact matches

In this section, provide employees with a general overview of the benefits you offer in terms of health care, dental, vision, life insurance, etc., but don't discuss specific policies with specific companies.
Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.
The company's earnings guidance for FY18 does not include any potential impact from the previously announced pending sale of KMG America Corporation (KMG), whose subsidiary, Kanawha Insurance Company (KIC), includes Humana's closed block of non ‐ strategic long ‐ term care insurance policies, to Continental General Insurance Company (CGIC), a Texas ‐ based insurance company wholly ‐ owned by HC2 Holdings, Inc., a diversified holding company (NYSE: HCHC).
Genworth, which was spun off from General Electric a decade ago, operates in the ever - shrinking business of selling long - term care insurance policy industry.
Also, bills have typically traded below other money market rates during tightening cycles, as they do now; periods where bills trade at or above other rates have been the exception and not the rule.36 Thus, the smaller increase in bill yields than in rates on other term instruments is not surprising, and I do not read it as undermining the general conclusion that the policy rate increase was effective in firming money market conditions.37
Buttarelli cites the number of messages from online services announcing the changes to their privacy policies, saying if the new terms are not accepted by the EU General Data Protection Regulation implementation date, the services will be unavailable to use, violating the spirit of the law.
Financial problems with General Electric's run - off insurance block will not effect Genworth Financial's long - term care insurance (LTCi) policies that were reinsured to a GE subsidiary, execs say.
Permanent life insurance policies, often called «whole life» insurance policies as a general term, are life insurance plans that are structured to last for a person's entire life.
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From 1990 to 2005, he was Director Fiscal Policy Division Department of Finance, responsible for overall preparation of the federal budget; preparation and assessment of medium - and long - term projections of federal revenues and expenses and implications for fiscal policy; analysis of fiscal conditions at both the federal and provincial levels; evaluation of various budget proposals; preparation of monthly Fiscal Monitor; with the Office of the Comptroller General (OCG), assessing and evaluating accounting standards proposed by the Public Sector Accounting Board (PSAB) of the CICA and recommending changes in government accounting policies; with the OCG, responsible for implementation of accrual accounting for the federal budget and the government's financial statePolicy Division Department of Finance, responsible for overall preparation of the federal budget; preparation and assessment of medium - and long - term projections of federal revenues and expenses and implications for fiscal policy; analysis of fiscal conditions at both the federal and provincial levels; evaluation of various budget proposals; preparation of monthly Fiscal Monitor; with the Office of the Comptroller General (OCG), assessing and evaluating accounting standards proposed by the Public Sector Accounting Board (PSAB) of the CICA and recommending changes in government accounting policies; with the OCG, responsible for implementation of accrual accounting for the federal budget and the government's financial statepolicy; analysis of fiscal conditions at both the federal and provincial levels; evaluation of various budget proposals; preparation of monthly Fiscal Monitor; with the Office of the Comptroller General (OCG), assessing and evaluating accounting standards proposed by the Public Sector Accounting Board (PSAB) of the CICA and recommending changes in government accounting policies; with the OCG, responsible for implementation of accrual accounting for the federal budget and the government's financial statements.
Others simply feared that the final policy would be expressed in such broad general terms that no forceful position would be taken.
Some dental malocclusions have been found more commonly among pacifier users than nonusers, but the differences generally disappeared after pacifier cessation.284 In its policy statement on oral habits, the American Academy of Pediatric Dentistry states that nonnutritive sucking behaviors (ie, fingers or pacifiers) are considered normal for infants and young children and that, in general, sucking habits in children to the age of 3 years are unlikely to cause any long - term problems.285 There is an approximate 1.2 - to 2-fold increased risk of otitis media associated with pacifier use, particularly between 2 and 3 years of age.286, 287 The incidence of otitis media is generally lower in the first year of life, especially the first 6 months, when the risk of SIDS is the highest.288, — , 293 However, pacifier use, once established, may persist beyond 6 months, thus increasing the risk of otitis media.
Most people would also argue that on average, in the long run, working democratic institutions yield better results in terms of general well - being than policies devised by a populist leader and his family and cronies.
Rather than discuss each kind of policy — broadcast, press, online, etc — separately and on its own terms, we have wanted to provide a more general overview over forms of intervention in increasingly convergent media markets and help shed some light on an otherwise all too opaque policy area attracting increased interest as some commercial media companies continue to struggle and newsrooms in many countries are cut.
Apart from a general critique against financial capitalism and against the inability of current policies to counteract it, it has not really proposed an alternative vision or utopia likely to mobilize numerous citizens in the long - term and to lead to effective transformations.
Weiner declined to comment directly on Spitzer's return, and spoke in general terms about how voters want to hear policy ideas, not personal details.
«I think in general in tax policy terms it's better to have a simpler tax system with fewer complicated exemptions,» Alexander says.
State Attorney General Eric Schneiderman says as you prepare to spend your hard earned dollars beware of misleading bargains and added fees, compare warranty terms, know the terms of a layaway plan, check return and refund policies, beware of restricted gift cards, shop only on secure Internet connections, do not be tricked by confusingly similar website and domain names, protect yourself by using credit cards, be wary of too - good - to - be-true contests and prize promotions, and read the fine print.
Dr Antonakakis, a Senior Lecturer in Portsmouth Business School and an Assistant Professor in Vienna University of Economics and Business, said: «Despite its legal obligation to assess the health effects of EU policies, the Directorate - General for Health and Consumer Protection of the European Commission has been rather passive in terms of assessing the impact of the troika's push for austerity, and has rather limited EU commentary to advise how health ministries should cut their budgets.
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The courts» role in this process is to outline in general, principled terms the expectation that the legislative and executive branches will develop challenging standards, fair and adequate funding systems, and effective programs and accountability measures, but to leave to the programs and the political branches the full responsibility for actually formulating these policies.
Shortly before the government reshuffle, Dominic Savage, director general of BESA asked Michael Gove what policy he was most proud of during his four year term.
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The courts» role in this process is to outline in general, principled terms the expectation that the legislative and executive branches will develop challenging standards, fair and adequate funding systems, and effective accountability measures, but to leave to the programs and the political branches the full responsibility for actually formulating these policies.
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In terms of general education - related topics, participants shared links on a wide variety of matters, including diversity and social justice issues, and to articles on education news and policy matters, such as the Common Core State Standards and the Chicago Teachers Union strike that unfolded during the semester.
COSA also elected three new directors to two - year terms: Lisa M. Freiley is General Counsel / Director of the Property Casualty Insurance for Education (PACE) program at the Oregon School Boards Association; Tiffany N. Richardson is the General Counsel and Director of Policy and Legal Services at the South Carolina School Boards Association; and Marc L. Terry is a partner in the Labor, Employment and Employee Benefits Group at Mirick O'Connell in Westborough, Massachusetts.
Kevin Courtney, the general secretary at the National Union of Teachers, said the government's policy of cutting per - pupil funding in real terms was putting education at risk.
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There's no dancing around it: analysis of the first round of state ESSA plans leaves much cause for concern for EL advocates, both in terms of the general patterns outlined above and other, less common policy experiments.
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As a necessity, given the number of book contracts signed in a given year, many of the terms and clauses of these contracts are boilerplate, based on the publisher's general policies and the type of book that's being contracted.
Other than in terms of cash - type emergency funds (my general policy is to have enough cash to get home, however far from there I might be) I consider available credit + assets that can be liquidated reasonably quickly to count as emergency fund money.
National General also limits the amount it will payout for this coverage per policy term.
First, a little about a term life policy in general.
With this in mind, Lincoln General Insurance Company has provided detailed information on its website for any policy holder in terms of how and where to forward any loss run requests.
Please note that this web site is only a summary of Landlords Package Policy insurance, written to illustrate in general terms how the Landlords Package Policy works.
The general rule of thumb is that if you only need protection of smaller amounts, you should probably opt for a no exam term life insurance policy.
When you hedge foreign currency exposure, you also give up any real interest rate differential over the long - term, and given the general profile of real interest rates internationally versus the U.S., fully hedging currency exposure hasn't been a good long - term policy.
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