Sentences with phrase «general insurance businesses as»

Not exact matches

However, homeowners» policies are limited in coverage and you may need to purchase additional policies such as home - based business insurance to cover other risks, such as general and professional liability.
The most important office law business in America such as the law business incidental to banking, insurance, trust - company operation, investment work, railroading, patents, admiralty, and large corporation matters in general is in the hands of non-Jewish firms many of which, even though they have numerous Jewish clients, have no Jewish partners.
Most businesses (whether incorporated or not) carry insurance to protect against damage claims for negligence, such as errors and omissions insurance and general liability coverage.
Her experience includes a wide variety of insurance issues (automobile coverage disputes, commercial general liability, business interruptions, tenant liability, fire, and cannabis - related issues) as well as general commercial litigation issues related to contractual disputes, construction litigation and negligence.
The general partner is an entity through which the fund managers make management, disposition and other decisions related to the fund's investments and business affairs, and the limited partners are passive investors, such as pension funds, foundations, insurance companies and high net worth individuals.
General Re has a similar business model, providing reinsurance to the life / health insurance industry, as well as to property / casualty insurers.
Because the insurance industry doesn't recognize software as a product, the product liability that is included with many general liability or business owner's policies won't provide any protection for the types of products and services many of today's technology companies provide.
Purchase business insurance such as general liability, workers» compensation if hiring employees, product insurance or home - based business insurance to protect business assets in the event of a lawsuit or settlement.
Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.
Auto & General provides commercial insurance in three general classes: property insurance, which provides protection against events such as a business owner's building being damaged in a fire; liability insurance, which protects the business owner in the event of negligence, and business vehicle insGeneral provides commercial insurance in three general classes: property insurance, which provides protection against events such as a business owner's building being damaged in a fire; liability insurance, which protects the business owner in the event of negligence, and business vehicle insgeneral classes: property insurance, which provides protection against events such as a business owner's building being damaged in a fire; liability insurance, which protects the business owner in the event of negligence, and business vehicle insurance.
As of September 2017, AIG is restructuring and will have a general insurance business, a life and retirement unit and a stand - alone technology unit.
There are a few insurance companies which have delved into the business of insuring dispensaries and related business operations, but those are commercial carriers and generally address issues such as workers comp, general liability, products liability, theft from the business, business interruption, and the like.
In general, the procedural rules of the SBA require that any business that is tied to an individual or individuals must purchase life insurance to protect the individual and his / her family as well as the lender.
In general, life insurance needs are created whenever you have a change in life events such as marriage, starting a family or business, or retirement.
In addition to its role of providing and delivering financial and insurance products — and investment returns — to its customers and its shareholders — Legal & General, as a business, has helped to ensure that they relate to the day to day lives and concerns of their customers and also helped to guide any companies that they invest in to do the proper thing.
With the safe bucket covered and generating passive, tax advantaged income, they then have the freedom to entertain opportunities such as real estate, business start ups, private lending and other lucrative opportunities by borrowing money at favorable rates, often from the mutual insurance companies general account using their policy cash value as collateral, or shopping the rate to other financial institutions to see who is most competitive.
In addition, Kevin has represented clients in business litigation and contract disputes, various general insurance defense matters such as restaurant and food adulteration, and employment, and professional negligence.
He also represents individuals and corporations in various business disputes and general corporate matters, as well as in employment, real estate and insurance coverage disputes.
Business Development: Brokering various business dealings that further the diversification of Indian economies Developing and accessing commercial financial programs and services for tribal governments, including tax - exempt offerings and federally - guaranteed housing loans Serving as issuer or underwriter's counsel in tribal bond issuances Ensuring tribal compliance with Bank Secrecy Act and other federal financial regulatory requirements Handling federal and state income, excise, B&O, property and other tax matters for tribes and tribal businesses Chartering tribal business enterprises under tribal, state and federal law Registering and protecting tribal trademarks and copyrights Negotiating franchise agreements for restaurants and retail stores on Indian reservations Custom - tailoring construction contracts for tribes and general contractors Helping secure federal SBA 8 (a) and other contracting preferences for Indian - owned businesses Facilitating contractual relations between tribes and tribal casinos, and gaming vendors Building tribal workers» compensation and self - insurance programs Government Relations: Handling state and federal regulatory matters in the areas of tribal gaming, environmental and cultural resources, workers» compensation, taxation, health care and education Negotiating tribal - state gaming compacts and fuel and cigarette compacts, and inter-local land use and law enforcement agreements Advocacy before the Washington State Gambling Commission, Washington Indian Gaming Association and National Indian Gaming Commission Preparing tribal codes and regulations, including tribal court, commercial, gaming, taxation, energy development, environmental and cultural resources protection, labor & employment, and workers» compensation laws Developing employee handbooks, manuals and personnel policies Advocacy in areas of treaty rights, gaming, jurisdiction, taxation, environmental and cultural resource protection Brokering fee - to - trust and related real estate and jurisdictional transactions Litigation & Appellate Services: Handling complex Indian law litigation, including commercial, labor & employment, tax, land use, treaty rights, natural and cultural resource matters Litigating tribal trust mismanagement claims against the United States, and evaluating tribal and individual property claims under the Indian Claims Limitation Act Defending tribes and tribal insureds from tort claims brought against them in tribal, state and federal courts, including defense tenders pursuant to the Federal Tort Claims Act Assisting tribal insureds in insurance coverage negotiations, and litigation Representing individual tribal members in tribal and state civil and criminal proceedings, including BIA prosecutions and Indian probate proceedings Assisting tribal governments with tribal, state and federal court appeals, including the preparation of amicus curiae briefs Our Indian law & gaming attorneys collaborate to publish the quarterly «Indian Legal Advisor ``, designed to provide Indian Country valuable information about legal and political developments affecting tribalBusiness Development: Brokering various business dealings that further the diversification of Indian economies Developing and accessing commercial financial programs and services for tribal governments, including tax - exempt offerings and federally - guaranteed housing loans Serving as issuer or underwriter's counsel in tribal bond issuances Ensuring tribal compliance with Bank Secrecy Act and other federal financial regulatory requirements Handling federal and state income, excise, B&O, property and other tax matters for tribes and tribal businesses Chartering tribal business enterprises under tribal, state and federal law Registering and protecting tribal trademarks and copyrights Negotiating franchise agreements for restaurants and retail stores on Indian reservations Custom - tailoring construction contracts for tribes and general contractors Helping secure federal SBA 8 (a) and other contracting preferences for Indian - owned businesses Facilitating contractual relations between tribes and tribal casinos, and gaming vendors Building tribal workers» compensation and self - insurance programs Government Relations: Handling state and federal regulatory matters in the areas of tribal gaming, environmental and cultural resources, workers» compensation, taxation, health care and education Negotiating tribal - state gaming compacts and fuel and cigarette compacts, and inter-local land use and law enforcement agreements Advocacy before the Washington State Gambling Commission, Washington Indian Gaming Association and National Indian Gaming Commission Preparing tribal codes and regulations, including tribal court, commercial, gaming, taxation, energy development, environmental and cultural resources protection, labor & employment, and workers» compensation laws Developing employee handbooks, manuals and personnel policies Advocacy in areas of treaty rights, gaming, jurisdiction, taxation, environmental and cultural resource protection Brokering fee - to - trust and related real estate and jurisdictional transactions Litigation & Appellate Services: Handling complex Indian law litigation, including commercial, labor & employment, tax, land use, treaty rights, natural and cultural resource matters Litigating tribal trust mismanagement claims against the United States, and evaluating tribal and individual property claims under the Indian Claims Limitation Act Defending tribes and tribal insureds from tort claims brought against them in tribal, state and federal courts, including defense tenders pursuant to the Federal Tort Claims Act Assisting tribal insureds in insurance coverage negotiations, and litigation Representing individual tribal members in tribal and state civil and criminal proceedings, including BIA prosecutions and Indian probate proceedings Assisting tribal governments with tribal, state and federal court appeals, including the preparation of amicus curiae briefs Our Indian law & gaming attorneys collaborate to publish the quarterly «Indian Legal Advisor ``, designed to provide Indian Country valuable information about legal and political developments affecting tribalbusiness dealings that further the diversification of Indian economies Developing and accessing commercial financial programs and services for tribal governments, including tax - exempt offerings and federally - guaranteed housing loans Serving as issuer or underwriter's counsel in tribal bond issuances Ensuring tribal compliance with Bank Secrecy Act and other federal financial regulatory requirements Handling federal and state income, excise, B&O, property and other tax matters for tribes and tribal businesses Chartering tribal business enterprises under tribal, state and federal law Registering and protecting tribal trademarks and copyrights Negotiating franchise agreements for restaurants and retail stores on Indian reservations Custom - tailoring construction contracts for tribes and general contractors Helping secure federal SBA 8 (a) and other contracting preferences for Indian - owned businesses Facilitating contractual relations between tribes and tribal casinos, and gaming vendors Building tribal workers» compensation and self - insurance programs Government Relations: Handling state and federal regulatory matters in the areas of tribal gaming, environmental and cultural resources, workers» compensation, taxation, health care and education Negotiating tribal - state gaming compacts and fuel and cigarette compacts, and inter-local land use and law enforcement agreements Advocacy before the Washington State Gambling Commission, Washington Indian Gaming Association and National Indian Gaming Commission Preparing tribal codes and regulations, including tribal court, commercial, gaming, taxation, energy development, environmental and cultural resources protection, labor & employment, and workers» compensation laws Developing employee handbooks, manuals and personnel policies Advocacy in areas of treaty rights, gaming, jurisdiction, taxation, environmental and cultural resource protection Brokering fee - to - trust and related real estate and jurisdictional transactions Litigation & Appellate Services: Handling complex Indian law litigation, including commercial, labor & employment, tax, land use, treaty rights, natural and cultural resource matters Litigating tribal trust mismanagement claims against the United States, and evaluating tribal and individual property claims under the Indian Claims Limitation Act Defending tribes and tribal insureds from tort claims brought against them in tribal, state and federal courts, including defense tenders pursuant to the Federal Tort Claims Act Assisting tribal insureds in insurance coverage negotiations, and litigation Representing individual tribal members in tribal and state civil and criminal proceedings, including BIA prosecutions and Indian probate proceedings Assisting tribal governments with tribal, state and federal court appeals, including the preparation of amicus curiae briefs Our Indian law & gaming attorneys collaborate to publish the quarterly «Indian Legal Advisor ``, designed to provide Indian Country valuable information about legal and political developments affecting tribalbusiness enterprises under tribal, state and federal law Registering and protecting tribal trademarks and copyrights Negotiating franchise agreements for restaurants and retail stores on Indian reservations Custom - tailoring construction contracts for tribes and general contractors Helping secure federal SBA 8 (a) and other contracting preferences for Indian - owned businesses Facilitating contractual relations between tribes and tribal casinos, and gaming vendors Building tribal workers» compensation and self - insurance programs Government Relations: Handling state and federal regulatory matters in the areas of tribal gaming, environmental and cultural resources, workers» compensation, taxation, health care and education Negotiating tribal - state gaming compacts and fuel and cigarette compacts, and inter-local land use and law enforcement agreements Advocacy before the Washington State Gambling Commission, Washington Indian Gaming Association and National Indian Gaming Commission Preparing tribal codes and regulations, including tribal court, commercial, gaming, taxation, energy development, environmental and cultural resources protection, labor & employment, and workers» compensation laws Developing employee handbooks, manuals and personnel policies Advocacy in areas of treaty rights, gaming, jurisdiction, taxation, environmental and cultural resource protection Brokering fee - to - trust and related real estate and jurisdictional transactions Litigation & Appellate Services: Handling complex Indian law litigation, including commercial, labor & employment, tax, land use, treaty rights, natural and cultural resource matters Litigating tribal trust mismanagement claims against the United States, and evaluating tribal and individual property claims under the Indian Claims Limitation Act Defending tribes and tribal insureds from tort claims brought against them in tribal, state and federal courts, including defense tenders pursuant to the Federal Tort Claims Act Assisting tribal insureds in insurance coverage negotiations, and litigation Representing individual tribal members in tribal and state civil and criminal proceedings, including BIA prosecutions and Indian probate proceedings Assisting tribal governments with tribal, state and federal court appeals, including the preparation of amicus curiae briefs Our Indian law & gaming attorneys collaborate to publish the quarterly «Indian Legal Advisor ``, designed to provide Indian Country valuable information about legal and political developments affecting tribal rights.
As business and insurance lawyers, we counsel clients in general corporate law and matters arising during day - to - day operations of their businesses, as well as focused issues such aAs business and insurance lawyers, we counsel clients in general corporate law and matters arising during day - to - day operations of their businesses, as well as focused issues such aas well as focused issues such aas focused issues such asas:
Every business should carry general liability insurance as it protects the business from property damage, bodily injury, advertising injury, environmental impact, and personal injury claims.
Focusing his practice on insurance litigation, Stephen Pate — who joins as a member and will be co-chair of the property insurance practice group — handles matters such as property insurance, directors and officers insurance, business interruption, CDL insurance, builders risk and commercial general liability disputes, among others.
And I had also been an outside general counsel to three insurance companies, as well as a federally appointed receiver of a large international aviation parts business that conducted operations on four continents.
The firm's practice covers, but is not limited to, general business law including investment law, corporate law (incorporation, company secretariat, due diligence in mergers and acquisition deals, liquidation etc), general commercial law, debt recovery, securities, intellectual property law, mining and energy law, telecommunication law, banking law, insurance law, aviation law, maritime law, employment contracts and labour disputes, as well as civil law (adoption, divorce, real estate transactions and probate law etc...) and immigration law.
I serve both local and international clients, in different fields of businesses, including high - tech, pharmaceutical, cosmetic, insurance companies and, as their general legal counsel, has been providing satisfactory advices to the clients.
One can purchase General Liability Insurance separately or as part of a Business - Owner's Policy (BOP), which combines Property and Liability Insurance into one Business Insurance policy for better business coverage at loweBusiness - Owner's Policy (BOP), which combines Property and Liability Insurance into one Business Insurance policy for better business coverage at loweBusiness Insurance policy for better business coverage at lowebusiness coverage at lower rates.
National General Insurance has earned an A + financial strength rating from AM Best, as well as the backing of the Better Business Bureau, so it's no wonder thousands of customers like you entrust us with your home insuranInsurance has earned an A + financial strength rating from AM Best, as well as the backing of the Better Business Bureau, so it's no wonder thousands of customers like you entrust us with your home insuranceinsurance needs.
Travel insurance policies generally define a «Business Partner» as an individual who is involved in a legal general partnership with you and is actively involved in the day - to - day management of your bBusiness Partner» as an individual who is involved in a legal general partnership with you and is actively involved in the day - to - day management of your businessbusiness.
Rates for other types of business insurance such as general liability insurance, professional liability insurance and workers» compensation insurance vary depending on the risks you face.
An independent insurance agent can help you find tailored professional liability coverage as well as commercial property insurance, general liability insurance and any other business insurance policies you need to protect your assets.
Additional coverage such as general liability insurance protects businesses if they are sued.
Private sector general insurance companies are once again going back to retail as they face severe pricing pressure and concentration of risk in the corporate business segment.
As a general rule, you can only take out life insurance on someone that you have an insurable interest in such as a relative, domestic partner, or business associatAs a general rule, you can only take out life insurance on someone that you have an insurable interest in such as a relative, domestic partner, or business associatas a relative, domestic partner, or business associate.
As a general rule when looking for commercial vehicle insurance, you'll want to make sure you have a knowledgeable team of insurance brokers who will understand your business» specific needs.
General liability insurance, also known as commercial general liability (CGL), protects your business from another person or business's claims of bodily injury, associated medical costs, and damage to their prGeneral liability insurance, also known as commercial general liability (CGL), protects your business from another person or business's claims of bodily injury, associated medical costs, and damage to their prgeneral liability (CGL), protects your business from another person or business's claims of bodily injury, associated medical costs, and damage to their property.
As a business owner, you need to take precautions to safeguard your company with general liability insurance, from the start.
Since there is so much online competition, as there is the insurance business in general, you will likely find roadside assistance is included in your plan at a very small cost.
For example, your particular South Dakota business insurance package may include several types of liability coverage, such as general liability and product liability insurance, as well as property coverage, equipment coverage and commercial auto insurance.
Contracting with insurance companies is a bit weird as you can't just be contracted with the insurance company in general, but you have to be contracted with them in every state where you want to do business.
Also known as business liability insurance, general liability insurance protects you and your business from «general» claims involving bodily injuries and property damage.
Berkshire Hathaway will enter Indian insurance business as a corporate agent for Bajaj Allianz General Insurance Company Ltd (BAGIC) a 74 % subsidiary of Bajaj Finsinsurance business as a corporate agent for Bajaj Allianz General Insurance Company Ltd (BAGIC) a 74 % subsidiary of Bajaj FinsInsurance Company Ltd (BAGIC) a 74 % subsidiary of Bajaj Finserv Ltd..
Other liability insurance policies may cover the business if the item is damaged due to the owner or employee's negligence, but any other event, such as fire, extreme weather or burglary, are exempted from general liability, property and even warehouse insurance policies.
But in general, insurance companies are in the business of offering coverage to as many customers as possible, not turning business away.
A.M. Best uses quantitative and qualitative analysis to review a business» profile and operating performance, as well as comparisons to other life insurance businesses and general industry standards.
In addition, Nationwide's general liability insurance provides protection for your business such as coverage for bodily injuries, property damage, premises, medical payments and more.
Well, according to the law of the state of Florida, all businesses and commercial organizations that have more than three employed workers as well as companies under the construction industry with two or more employees need to get general liability insurance Florida for their workers.
It was a stable quarter as our profit in life insurance business came down, but it was offset by growth in Bajaj Finance and our general insurance arm,» managing director Sanjiv Bajaj said.
Future Group's general insurance arm is the larger business, as it had grown its premium income 53 per cent to Rs 938 crore during 2011 - 12 from Rs 612 crore collected in the previous financial year.
This includes things like rent of buildings, utility costs, the wage bill, IT infrastructure, etc. as well as paying their sales force commissions (an insurance company will normally use an insurance agent or insurance broker to sell policies to the general public or businesses and these people need paying too).
With a Commercial Umbrella Insurance policy, you get an additional layer of professional liability Insurance coverage to help protect your business against potential risks, which may not be covered by your basic liability insurance; such as commercial auto insurance, general liability insurance or employment practices iInsurance policy, you get an additional layer of professional liability Insurance coverage to help protect your business against potential risks, which may not be covered by your basic liability insurance; such as commercial auto insurance, general liability insurance or employment practices iInsurance coverage to help protect your business against potential risks, which may not be covered by your basic liability insurance; such as commercial auto insurance, general liability insurance or employment practices iinsurance; such as commercial auto insurance, general liability insurance or employment practices iinsurance, general liability insurance or employment practices iinsurance or employment practices insuranceinsurance.
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