Sentences with phrase «general risks associated»
Below are some general risks associated with the annuity concept.
http://www.theretirementmanifesto.com/ Not exact matches
Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.
These risks include, in no particular order, the following: the trends toward more high - definition, on - demand and anytime, anywhere video will not continue to develop at its current pace or will expire; the possibility that our products will not generate sales that are commensurate with our expectations or that our cost of revenue or operating expenses may exceed our expectations; the mix of products and services sold in various geographies and the effect it has on gross margins; delays or decreases in capital spending in the cable, satellite, telco, broadcast and media industries; customer concentration and consolidation; the impact of general economic conditions on our sales and operations; our ability to develop new and enhanced products in a timely manner and market acceptance of our new or existing products; losses of one or more key customers; risks associated with our international operations; exchange rate fluctuations of the currencies in which we conduct business; risks associated with our CableOS ™ and VOS ™ product solutions; dependence on market acceptance of various types of broadband services, on the adoption of new broadband technologies and on broadband industry trends; inventory management; the lack of timely availability of parts or raw materials necessary to produce our products; the impact of increases in the prices of raw materials and oil; the effect of competition, on both revenue and gross margins; difficulties associated with rapid technological changes in our markets; risks associated with unpredictable sales cycles; our dependence on contract manufacturers and sole or limited source suppliers; and the effect on our business of natural disasters.
You can reduce risk associated with individual stocks, but general market risks affect nearly every stock, and so it is also important to diversify among different asset classes.
Risk associated with equity investing include stock values which may fluctuate in response to the activities of individual companies and general market and economic conditions.
The value - conscious, historically - informed, risk - managed, full - cycle discipline of the Funds is intended to achieve long - term investment returns, while reducing sensitivity to general market fluctuations in conditions that have historically been associated with weak or negative market return / risk profiles.
In addition to the risks associated with stocks in general, the stocks of smaller firms have these further risks:
Statements regarding future events are based on the parties» current expectations and are necessarily subject to associated risks related to, among other things, regulatory approval of the proposed acquisition or that other conditions to the closing of the deal may not be satisfied, the potential impact on the business of WhatsApp due to the announcement of the acquisition, the occurrence of any event, change or other circumstances that could give rise to the termination of the definitive agreement, and general economic conditions.
Pulling the same legal levers as those involved in its climate change investigation of ExxonMobil, the New York state attorney general's office obtained an agreement from coal giant Peabody Energy to end misleading statements and disclose risks associated with global warming.
The other major source of risk to the general economic outlook in Australia is associated with developments in credit growth and in the housing market.
Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.
We do not have statistics specifically for the health of infants from our own programs, but the published reports have suggested that frozen embryo transfer cycles in general are associated with reduced risks of low birthweight, very low birthweight, small for gestational age, pre-term birth, antepartum hemorrhage, placental abruption, perinatal mortality, and pre-eclampsia.
In general, marijuana is considered by many to be a «harmless» or «soft drug,» but there are risks associated with its use.
Another nice reason to continue breastfeeding when you return to work is it does help you avoid some of the health risks associated with formula feeding such as, higher instance of ear infections, higher incidence of respiratory infections and in general, just in overall, improves health for your infants with breast milk.
A planned home birth might be associated with fewer medical interventions, but in general, home births are associated with an increased risk of obstetric emergencies when compared with delivery in a medical facility.
General social support from friends and family was also associated with a lower risk of colic.
While most of these risks are also associated with vaginal deliveries in general, they're more likely with a forceps delivery.
Some dental malocclusions have been found more commonly among pacifier users than nonusers, but the differences generally disappeared after pacifier cessation.284 In its policy statement on oral habits, the American Academy of Pediatric Dentistry states that nonnutritive sucking behaviors (ie, fingers or pacifiers) are considered normal for infants and young children and that, in general, sucking habits in children to the age of 3 years are unlikely to cause any long - term problems.285 There is an approximate 1.2 - to 2-fold increased risk of otitis media associated with pacifier use, particularly between 2 and 3 years of age.286, 287 The incidence of otitis media is generally lower in the first year of life, especially the first 6 months, when the risk of SIDS is the highest.288, — , 293 However, pacifier use, once established, may persist beyond 6 months, thus increasing the risk of otitis media.
A prospective cohort study found the SIDS rate to be significantly increased for infants exposed in utero to methadone (OR: 3.6 [95 % CI: 2.5 — 5.1]-RRB-, heroin (OR: 2.3 [95 % CI: 1.3 — 4.0]-RRB-, methadone and heroin (OR: 3.2 [95 % CI: 1.2 — 8.6]-RRB-, and cocaine (OR: 1.6 [95 % CI: 1.2 — 2.2]-RRB-, even after controlling for race / ethnicity, maternal age, parity, birth weight, year of birth, and maternal smoking.229 In addition, a meta - analysis of studies that investigated an association between in utero cocaine exposure and SIDS found an increased risk of SIDS to be associated with prenatal exposure to cocaine and illicit drugs in general.230
A July, 2014 Call to Action to Prevent Skin Cancer by acting Surgeon General Dr. Boris Lushniak points out that indoor tanning is «strongly associated with increased skin cancer risk,» but stops short of reporting that tanning causes cancer.
«Cigarette smokers are at far greater risk than the general public for developing lung cancer, and helping smokers quit should be our top cancer prevention priority in these people,» said Jian - Min Yuan, M.D., Ph.D., associate director of the UPCI's Division of Cancer Control and Population Science and an epidemiologist with Pitt's Graduate School of Public Health.
«Aside from the direct association with cardiovascular risk factors, skipping breakfast might serve as a marker for a general unhealthy diet or lifestyle which in turn is associated with the development and progression of atherosclerosis,» said Jose L. Peñalvo, PhD, assistant professor at the Friedman School of Nutrition Science and Policy at Tufts University and the senior author of the study.
Gallbladder removal and colon surgery were among procedures associated with highest risk of new persistent opioid use, said lead abstract author Calista Harbaugh, M.D., a general surgery resident at the University of Michigan Medical School and pediatric surgery researcher at C.S. Mott Children's Hospital and the Michigan Opioid Engagement Network.
«These findings may inform improved risk prediction, both for the general population and BRCA1 mutation carriers,» says Associate Professor Roger Milne at Cancer Council Victoria in Melbourne.
In a related editorial comment, Paolo Boffetta, M.D., M.P.H., associate director for population sciences at The Tisch Cancer Institute and chief of the Division of Cancer Prevention and Control of the at Mount Sinai in New York, addressed whether the increased risk of cancer in this group of heart failure patients warranted additional screening beyond what was recommended for the general public.
Now our strong data shows the presence of novel genetic risk factors associated with this disease in a general population of uveal melanoma patients,» says Kirchhoff.
A study by researchers at the University of Southampton and Southampton General Hospital, is the first to assess the prevalence of two different types of food hypersensitivity and the risk factors associated with them.
Additionally, among the OAI participants, eating more fibre in general, and a high cereal fibre intake, were associated with a significantly lower risk of worsening knee pain.
They adjusted the data for pre-operative and surgical variables previously shown to be associated with 30 - day mortality, including active cancer, general surgery, urgent / emergent surgery, history of peripheral vascular disease, history of chronic obstructive pulmonary disease, age, recent high - risk coronary artery disease, history of stroke and neurosurgery.
Obesity is associated in general with cancer, but the link with breast cancer is especially striking: In one recent large study, the most overweight women were at a 58 % higher risk than women of normal weight.
«Opioid use of this intensity has been associated with risk of overdose death in the general US population and more specifically in disabled workers,» Dr Morden and colleagues write.
Studies in the general population have shown that hormonal factors are associated with endometrial cancer risk, according to background information in the article.
The proportion of adults 65 years or older with a high school diploma increased from 55 % in 1990 to 80 % in 2010, while the proportion with a college degree increased from 12 % to 23 %.12 More years of formal education is associated with a reduced risk of dementia, likely through multiple causal pathways, including a direct effect on brain development and function (ie, the building of «cognitive reserve»), health behaviors, as well as the general health advantages of having more wealth and opportunities.13 - 15
They found that polygenic risk for ADHD was positively associated with higher levels of traits of hyperactivity / impulsiveness and attention at ages 7 and 10 in the general population.
Based on a recent, special compilation of 12 reports published in the scientific journal Cereal Foods World during 2014 - 2017, eating whole grains is actually beneficial for brain health and associated with reduced risk of diverse types of cancer, coronary disease, diabetes, hypertension, obesity and overall mortality.EL BATAN, Mexico (CIMMYT)-- A new, exhaustive review of recent scientific studies on cereal grains and health has shown that gluten - or wheat - free diets are not inherently healthier for the general populace and may actually put individuals at risk of dietary deficiencies.
In general, women appear to exert higher HPA sensitivity and therefore tend to be at higher risk, than males, of diseases associated with HPA dysfunction.
In contrast, variants in the MTHFR gene have been associated with increased risk of neural tube defects and cardiovascular disease; however, 60 - 70 % of individuals in the general population have one of the two most common MTHFR gene polymorphisms.
«The evolutionary costs of such traits help to enforce the honesty of the associated displays, but can also reduce the fitness of populations in general and thereby increase the risk of [the] population,» the researchers wrote.
General social support from friends and family was also associated with a lower risk of colic.
Genetic variation in TCF7L2 is the strongest common genetic variant associated with risk for type 2 diabetes in the general population.»
A potential explanation for the secular trend may be that while improved treatment for cardiovascular risk factors or complicating diseases has reduced mortality in all weight classes, the effects may have been greater at higher BMI levels than at lower BMI levels.12 Because obesity is a causal risk factor for hypertension, diabetes, cardiovascular disease, and dyslipidemia,15,19 - 22 obese individuals may have had a higher selective decrease in mortality.18 Indirect evidence of this effect is seen in the findings as the deaths occur at similar time periods in the 3 cohorts, but cohorts recruited at later periods have an increase in the BMI associated with the lowest mortality, possibly suggesting a period effect related to changes in clinical practice, such as improved treatments, or general public health status, such as decreased smoking or increased physical activity.
The researchers found that taking aspirin regularly — defined twice a week or more — for at least six years was associated with a 19 % drop in risk for colon and rectum cancers, a 15 % lower risk for gastrointestinal tract cancers and a 3 % lower risk for cancers in general.
Although the increase in risk associated with calcium supplements was small, it could represent a large number of additional heart attacks in the general population because of how many people take the supplements, the authors note.
Women who've had one episode of postpartum depression have a 50 % risk of getting depression again with a subsequent pregnancy, says Ruta Nonacs, MD, associate director of the Center for Women's Health at Massachusetts General Hospital in Boston.
Meat (including fish), cheese, and animal protein intake in general have been associated with an increased risk of inflammatory bowel disease (IBD).
In the general population, diets with less than 10 % energy from protein seem most likely to be full of empty calories: added sugar and alcohol, both of which are independently associated with cancer risk.
In various studies, in general, plant protein was associated with less health risk than animal protein [53,62], but the direct cause - effect relationship between plant protein and health risks has not been proven.
Whole grain intake in general is associated with lower risk of type 2 diabetes, cardiovascular disease, and weight gain.
Now my response was rather skeptical (as a vegan who would never eat gelatin even if all this was true)-- but I also believe that we must always look at the facts scientifically... so I would really appreciate your scientific opinion on these health claims for what I think is maybe the latest health fad going around, and are their the same risks associated with gelatin as other animal proteins in general?
Patterson explains, «Having sex with strangers does not put people in the sex trade at any greater risk of contracting a sexually transmitted disease or infection than the general population» — although having a greater number of partners in general does increase the associated STI risk — and she notes that prostitutes are often very familiar with safer sex practices as their jobs depend on it.