Sentences with phrase «good financial planning requires»

Good financial planning requires access to solid information about borrowing money and investing.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

Moving that asset into a well - diversified investment portfolio, one that maximizes after - tax income while continuing to build wealth, requires ceding some control to experts, including, but not limited to, a financial advisor, a CPA and an estate - planning attorney.

The application may require a detailed business plan and financial statements, as well as a description of what the loan will be used for, making it a lengthy process.

Such risks and uncertainties include, but are not limited to: our ability to achieve our financial, strategic and operational plans or initiatives; our ability to predict and manage medical costs and price effectively and develop and maintain good relationships with physicians, hospitals and other health care providers; the impact of modifications to our operations and processes; our ability to identify potential strategic acquisitions or transactions and realize the expected benefits of such transactions, including with respect to the Merger; the substantial level of government regulation over our business and the potential effects of new laws or regulations or changes in existing laws or regulations; the outcome of litigation, regulatory audits, investigations, actions and / or guaranty fund assessments; uncertainties surrounding participation in government - sponsored programs such as Medicare; the effectiveness and security of our information technology and other business systems; unfavorable industry, economic or political conditions, including foreign currency movements; acts of war, terrorism, natural disasters or pandemics; our ability to obtain shareholder or regulatory approvals required for the Merger or the requirement to accept conditions that could reduce the anticipated benefits of the Merger as a condition to obtaining regulatory approvals; a longer time than anticipated to consummate the proposed Merger; problems regarding the successful integration of the businesses of Express Scripts and Cigna; unexpected costs regarding the proposed Merger; diversion of management's attention from ongoing business operations and opportunities during the pendency of the Merger; potential litigation associated with the proposed Merger; the ability to retain key personnel; the availability of financing, including relating to the proposed Merger; effects on the businesses as a result of uncertainty surrounding the proposed Merger; as well as more specific risks and uncertainties discussed in our most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.cigna.com as well as on Express Scripts» most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.express-scripts.com.

Here the task may not be to make divorce more difficult to obtain; rather, the task may be to require divorcing parents to make better long - term financial plans for their children, plans which the courts could enforce.

whether for the right or wrong reasons, our leader chose to stay on when things took a turn of sorts... a new owner arrived on the scene, plans for a new stadium emerged and Wenger became the bearer of bad news... he sold us on a new story, one that required patience on our parts... financial constraints were the order of the day, so that the enormous sums spent on the new venue could be recouped... although some would question the validity of such claims, why wouldn't they believe their faithful leader... according to those within the hierarchy, the future never looked so bright, as this new home would ensure our place among the elites for years to come... as we all know now these claims were a well constructed fabrication and so those who feel they were duped in the process are infuriated and rightly so... the fact that this club and it's manager have continually misled the fans, especially following Gazidis's claims about our financial liquidity, simply rubbed more salt in an already gaping wound... this surely isn't how you treat your «family», especially when they supported you through the supposed «lean» years... it was a dirty trick played by Kroenke but the fact is was orchestrated by Wenger himself hurt the most... as for those in the media, many of whom are former players or longtime pundits, who observed the early years firsthand, saw this as the perfect opportunity to vent the anger they felt towards this pretentious man once and for all... all in all, karma's a bitch

The May 1, 2011 - April 30, 2015 agreements with police dispatchers, telecommunications operators, and public works and building maintenance employees and upper police management: • * increase required employee contributions to participate in conventional preferred provider organization health plans, • * provide financial incentives to employees to switch to consumer - directed plans or managed - care plans, • * provide village funding of 40 percent of the deductible for high deductible health plans with health savings accounts and • * require employee participation in annual wellness and health risk assessment screenings in order to qualify for best rates.

Government plans to get the economic moving again, including the National Loan Guarantee Scheme and the Funding for Lending scheme announced earlier this week, are welcome, Niesr said, but it added: «Having a clear plan for the financial infrastructure the UK economy requires would be far better than this piecemeal approach.»

Cuomo's enacted budget as well as his first quarterly financial plan update for fiscal 2015 assumed the state would make one more deferral of nearly $ 743 million this year and then resume making its full required contributions, as well as scheduled payments on past deferrals, starting in fiscal 2016.

As I write in a piece for RealClearEducation, «When advocates for traditional defined - benefit pensions say things like, «pension plans would be in better financial shape if states made their required contributions,» that's true, but only half the story.

It is a problem, particularly for teachers, that financial literacy and planning varies so widely since teacher retirement plans require a good deal of financial savvy to understand.

It works best as part of a long - term financial plan and it requires more thought than simply taking out the new loan or line of credit.

The licensing process involves an in - depth application that requires lenders to provide details about the company, its headquarters, the products and services it plans to provide, as well as financial statements.

Best of all, they have much more lenient application requirements — no business plan or financial projections required.

Financial institutions are required to provide fee information and constant access to the plan fiduciaries to help them make better decisions about the service providers they select and the investments made available under the plan.

However, buying investments from this platform requires a good property investment advice as well as an outlined financial plan.

Read my articles; Top 7 best online term insurance plans Retirement planning in 3 easy steps calculate the required savings amount for kid's education goal Financial planning pyramid How to create a solid investment plan?

For teachers who are required to contribute to their school retirement plan, it's never a good idea to rely solely on a public pension plan when states are facing so many financial challenges.

• Financial advisers have been brainwashed by financial plan software vendors into thinking that Monte Carlo is one of the needed and / or required magic Holy Grails of financial software; and without it, they'll lose their clients to more on - the - ball advisors that can «wow» them better with fancy charts anFinancial advisers have been brainwashed by financial plan software vendors into thinking that Monte Carlo is one of the needed and / or required magic Holy Grails of financial software; and without it, they'll lose their clients to more on - the - ball advisors that can «wow» them better with fancy charts anfinancial plan software vendors into thinking that Monte Carlo is one of the needed and / or required magic Holy Grails of financial software; and without it, they'll lose their clients to more on - the - ball advisors that can «wow» them better with fancy charts anfinancial software; and without it, they'll lose their clients to more on - the - ball advisors that can «wow» them better with fancy charts and graphs.

Taking on debt to fix a financial problem can be a risky strategy, so it requires a good deal of planning and thought before enacting.

It's hard to plan for how your financial future will unfold, and if a monetary emergency arises that requires a flexible home loan, a no frills mortgage might not be the best choice.

Better to increase the attractiveness of legal services by enabling lawyers to provide related services accompanying their legal services, e.g., family law lawyers providing financial planning advice, and law firms providing accounting and tax advisory work, and litigation lawyers working with experts who improve and maintain their clients» electronic records management systems, because records are the most frequently used kind of evidence and are completely dependent on their records management systems for everything, particularly their «integrity» （ which is what the electronic records provisions of the Evidence Acts require be proved for admissibility; e.g., section 31.2 （ 1 ） （ a ） of the Canada Evidence Act - see: Ken Chasse, «Electronic Records as Evidence,» and the other «records as evidence» articles on «my SSRN authors page, for free download ） 。

The commission will require a team of financial and mental health professionals, and should include clinical counsellors, social workers and psychologists expert in separation, grief, personality disorders, child developmental psychology and crafting age - appropriate parenting plans, as well as financial planners, accountants, valuators and actuaries.

Many lawyers experience inner turmoil that requires a different resolution than a well thought - out business plan or financial planning.

It requires well - thought - on financial planning to analyze the expenses involved at every step of bringing up a child.

Whether you are planning on buying a plan because your landlord requires one, or because you just want some financial security, there are some very good reasons to purchase renters insurance.

With the ever - rising cost of education and all the activities, inputs that are required for a good upbringing of your child, you need to be smart about your financial planning.

Still, it is important to know that a good New Orleans renters insurance plan can protect you from further financial harm if you are ever faced with a claim situation requiring you to replace all your possessions or own up to liability after an injury occurs at your rented residence.

As her lawyer, I must seek and gain the best financial outcome in the divorce case as is possible for her, but even the best outcomes usually require careful planning for the future.