Scores Between 700 and 749:
Great credit score range.
Not exact matches
If you have excellent
credit (your
credit score is around the 720 - 850
range), you'll find that you can get some
great deals.
Contacting your lender quickly can minimize damage to your
credit scores while helping you qualify for a
greater range of assistance options.
At the end of the day, if you are looking for new ways to increase your
credit score and are in the fair
credit range,
credit cards for fair
credit are a
great option to help.
If you are paying off your mortgage in a biweekly fashion rather than monthly, then you have a
great deal of leverage when it comes to negotiating a fixed interest rate that is at the bottom of the
range that your banker gives you for your
credit score.
If you want your kids to have a
great FICO
score and you have a
great FICO
score in the highest
range, then add them to your
credit card account as an authorized user.
As of 3/1/15, rates on a $ 20,000 - $ 25,000 loan amount
ranged from 8.49 % — 8.99 % APR, with a
credit score greater than 760, 5 - year term and Automatic payment (ACH) from a Webster Personal Checking account.
In Canada,
credit scores typically
range from 300 - 900, with 700 and above considered good to
great.
«For example, inquiries can have a
greater impact for someone with a short
credit history and few accounts than for someone with a long history and a wide
range of
credit experience,» said Barry Paperno, a
credit scoring expert who has worked at FICO and Experian.
But how are these
scores determined, and what exactly makes a good (or even
great)
credit score range?
If your
credit score isn't
great: Capital One Platinum If your
credit score is stuck in the average
range, the Platinum card from Capital One can help give it a boost with responsible
credit usage.
Generally, the better your
credit score, the more likely you are to get the lowest rate, but some consumers with
great credit scores have been unpleasantly surprised after applying for a lower rate card, but end up with an APR in the higher
range.
There are cash - back programs for a
range of
credit scores, from fair to excellent, making cash - back
credit cards
great for, literally, anyone with the financial responsibility to handle a
credit card well.
Additionally, when you use SmartMove tenant screening you receive a
credit - based ResidentScore that predicts evictions 8 % more often than a typical
credit score in the bottom
score ranges where risk is
greatest.