Group health insurance plans already had to cover pre-existing conditions, but they could impose pre-existing condition waiting periods prior to 2014 (to be clear, insurers were allowed to charge employers higher premiums in many states based on the group's claims history, but individual employees could not be rejected from the group's plan due to pre-existing conditions).
Not exact matches
Nearly half (46 %) of those said they don't need it, as they are
already covered by their provincial
health care
plan and 39 per cent said they
already have travel
insurance through their credit card or
group benefits
plan.
These
plans offer a more economical and a better solution for those who are
already covered under the
group health plan of their employer or hold an individually - purchased
health policy, but want to increase their
insurance coverage.