Sentences with phrase «guaranteed issue insurance rates»

Sample Guaranteed Issue Insurance Rates by Age and Gender 6.

Sample Guaranteed Issue Insurance Rates for a 65 - Year - Old in Poor Health 8.

Not exact matches

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

But Romneycare's combination of guaranteed issue + community rating + health insurance purchase mandate is, along this dimension, virtually the same as Obamacare.

The result was that when the candidates attacked Mitt Romney's health care law (which, like Obamacare included guaranteed issue, community rating, coverage mandates, subsidies, and a health insurance purchase mandate), Romney could easily dodge the questions.

He cared enough about the issue to study and construct an in depth argument about the many similarities between Romneycare and Obamacare like guaranteed issue, community rating, government - imposed coverage mandates and of course the insurance purchase mandate.

All contract guarantees, including optional living and death benefit riders and annuity payout rates, are backed by the claims - paying ability and financial strength of issuing insurance company.

All contract and rider guarantees, including optional benefits and annuity payout rates, are subject to the claims paying ability and financial strength of the issuing insurance company.

MYGAs are issued by insurance companies instead of banks and typically offer higher guaranteed interest rates, as well as the ability to be converted into a lifelong stream of income.

The crediting / rate of growth of the contract is typically set annually by the insurnce company issuing the contract and the contract is guaranteed by the underlying insurance company.

Fixed annuities are tax - deferred * retirement vehicles issued by insurance companies that grow at a guaranteed rate and offer you the opportunity to turn some or all of your savings into guaranteed income payments for life, or for a set period.

Mutual of Omaha also offers competitive rates for guaranteed issue whole life insurance, as well as a wider range of death benefits.

Please consider that even no medical life insurance has several sub-types (meaning different levels of protection and insurance rates) such as Simplified Issue Life Insurance Plans and Guaranteed Issue Life Insuraninsurance has several sub-types (meaning different levels of protection and insurance rates) such as Simplified Issue Life Insurance Plans and Guaranteed Issue Life Insuraninsurance rates) such as Simplified Issue Life Insurance Plans and Guaranteed Issue Life InsuranInsurance Plans and Guaranteed Issue Life InsuranceInsurance Plans.

• Earnings potential The issuing insurance company may guarantee a minimum growth rate on the cash value of the policy in some cases.

The commercial targets people between the ages of 50 and 85, and promises them affordable guaranteed issue life insurance with a rate lock («Your rate can never increase for any reason.»).

A portion of your premium will be applied to the policy's cash value and grow at a minimum rate guaranteed by the issuing insurance company.

Guaranteed Standard Issue Consider yourself fortunate if your employer offers income protection insurance at discounted rates and with no medical underwriting.

A contract issued by an insurance company that guarantees a specific rate of return on an investment over a certain time period.

Insurance products and their guarantees, including optional benefits and any crediting rates, are backed by the financial strength and claims - paying ability of the issuing insuranceInsurance products and their guarantees, including optional benefits and any crediting rates, are backed by the financial strength and claims - paying ability of the issuing insuranceinsurance company.

Those who are declared uninsurable or who can not afford or do not want to pay the higher rates associated with a higher risk status can opt for no - medical exam coverage, or guaranteed issue life insurance.

Additionally, Gerber offers some of the more competitive rates on the market for no - exam guaranteed issue life insurance.

Because some forms of life insurance use medical underwriting and exams to determine rates, someone in poor health or old age may find that guaranteed issue or simplified issue life insurance offers more affordability.

Look no further than this 100 year old, triple «A» rated carrier to meet your needs for both fully underwritten life insurance, and guaranteed issue coverage.

Below you will see a side by side comparison of Colonial Penn insurance rates for their Guaranteed Issue life coverage right next to Gerber Life and AIG.

Strengths: When it comes to guaranteed issued life insurance with no health questions, Gerber is always our recommendation because of their low rates, fantastic customer service and fast claims paying.

The ease of approval and lack of underwriting makes guaranteed issue life insurance ideal for seniors who may be charged higher rates for other types of policies because of their age or health.

Here are rates from multiple companies along with a complete explanation of how guaranteed issue life insurance works.

Age is the single biggest factor that influences life insurance rates [1], and a Guaranteed Issue Life Insurance policy is a way for seniors to get past that insurance rates [1], and a Guaranteed Issue Life Insurance policy is a way for seniors to get past that Insurance policy is a way for seniors to get past that obstacle.

Below you can see their rates and those for two other companies that offer guaranteed issue life insurance.

You can scroll back up and compare rates from those 10 guaranteed issue life insurance companies.

The commercial targets people between the ages of 50 and 85, and promises them affordable guaranteed issue life insurance with a rate lock («Your rate can never increase for any reason.»).

Because you're not getting tailored rates based on your specific health status, both final expense insurance and guaranteed issue life insurance are much more expensive than term life insurance, and provide less coverage.

Neither final expense or guaranteed issue life insurance are that strict about your health ratings.

U.S. Representative Mark Meadows said the group wants to see health insurance coverage waivers related to community rating protections with the exception of gender, essential health benefits and guaranteed issue.

Guaranteed issue life insurance is unique in that the premium rate stays the same at a fixed «unit price,» but the coverage amount differs:

Mutual of Omaha also offers competitive rates for guaranteed issue whole life insurance, as well as a wider range of death benefits.

Those individuals that wouldn't get approved even at the substandard rates are also considered high risk, and there are other types of life insurance they may qualify for such as Simplified Issue Graded Benefit or Guaranteed Issue life insurance, which we'll discuss in more detail.

Fixed annuities offer a tax deferred fixed rate of return over a selected time frame and the accounts are guaranteed by the issuing insurance company.

If you've been declined or rated for life insurance or told you can only get guaranteed issue life insurance, you probably just used the wrong life insurance company or the wrong agent.

There are several highly - rated insurance companies to choose from for your guaranteed issue life insurance policy including United of Omaha, Gerber Life, MetLife, AARP / NewYork Life and Vantis, among others.

Rates based upon 68 year old male non-smoker in Alabama seeking $ 10,000 in guaranteed issue life insurance.

Gerber Guaranteed Issue Life Insurance: Gerber has some of the best guaranteed issue life insurance rates on the market and are a very truGuaranteed Issue Life Insurance: Gerber has some of the best guaranteed issue life insurance rates on the market and are a very trusted Issue Life Insurance: Gerber has some of the best guaranteed issue life insurance rates on the market and are a very trusInsurance: Gerber has some of the best guaranteed issue life insurance rates on the market and are a very truguaranteed issue life insurance rates on the market and are a very trusted issue life insurance rates on the market and are a very trusinsurance rates on the market and are a very trusted name.

This type of coverage is guaranteed in terms of the death benefit amount, regardless of the insured's increasing age, and whether or not the insured contracts a health issue — and, the cash value will grow at a set interest rate that is set by the insurance company.

Which means that while you probably won't be able to qualify for a Standard or better life insurance rate, at least now you'll have a pretty good chance at getting approved for a traditional term or whole life insurance policy and won't have to settle on purchasing a guaranteed issue life insurance policy if that isn't the right policy for you!

Term Life — Full Medically Underwritten Plans (Medical Exam required to get the best rates) No Medical Exam Plans Final Expense / Burial Insurance Business Life Insurance Plans Overseas Term Life Insurance Plans / Overseas Travel (1 month up to 10 years) Life Insurance for Structured Settlements / Collateral Assignments Guaranteed Issue Key Man (Person)

There are «no exam life insurance policies» that do not require you to undergo urinalysis or medical examination, as well as «guaranteed issue», or graded death benefit insurance policies — but rates for these types of policies are typically higher.

When you buy a guaranteed issue life insurance policy the rates remain level throughout the duration of that policy.

Voya Universal Life CV NY — This policy, issued by ReliaStar Life Insurance Company of New York, guarantees to credit the policy no less than a 2 percent minimum interest rate.

You can always use the free tool on our website to compare guaranteed issue life insurance rates.

We understand the value Great Western can bring to high - risk life insurance shoppers, which is why we've rated them in our three best guaranteed issue life insurance companies list.