Guaranteed interest rate Depending on the product selected, your interest rate is guaranteed for 3, 5 or 7 years.
Not exact matches
CDs offer you a
guaranteed rate of return for a specified period of time; the
interest rates will vary
depending on current market conditions and the length of time to maturity (generally the shorter the period of time to maturity, the lower the
rate).
The cash value is
guaranteed to grow according to a minimum annual
interest rate, but may grow faster
depending on the insurer's market performance.
Depending upon the policy projections, the
rate of
guaranteed growth is usually around 4 % in today's
interest climate and this policy growth may be increased further by utilizing some of the strategies discussed below.
The historic returns of the stock market have not been shown to outpace the steady 4 %
guaranteed return of a whole life policy, further benefited from potential dividend payments ranging from 2 - 3.5 % and up
depending on the
interest rate environment.
While monthly dividends are
guaranteed with these funds, payment amounts can fluctuate
depending on
interest rate changes and sales activity within the funds themselves.
Depending upon the investment structure, you can either lock in a conservative
guaranteed rate of
interest or opt for potential higher indexed based or even market based variable returns.
The MVA may be either positive or negative
depending on the relationship between the current market
interest rate and the
interest rate in effect during the
Guarantee Period.
Depending on the
interest rate of your loan, it is equivalent to investing the same money at a
guaranteed rate - which is not too commonly found, might I add.
Then there are equity index annuities, which are like a fixed annuity with a
guaranteed rate, but you also have the potential to earn additional
interest depending on what the stock market does.
The Lincoln MYGuarantee Plus annuity is the fixed annuity that give you a
guaranteed interest rate from 5 to 10 years
depending on your specifics needs.
The cash value is
guaranteed to grow according to a minimum annual
interest rate, but may grow faster
depending on the insurer's market performance.
During the first year, your annuity will earn 1.5 % or 1 % more money
depending on which policy you choose; the current
interest rate will also be
guaranteed for the first twelve months.
AccountMax also offers a market value adjustment (MVA) on withdrawals taken during the
guarantee period - if you decide to make a withdrawal, your account's value will adjust
depending on the
interest rate offered at that time.
Depending upon the investment structure, you can either lock in a conservative
guaranteed rate of
interest or opt for potential higher indexed based or even market based variable returns.
The historic returns of the stock market have not been shown to outpace the steady 4 %
guaranteed return of a whole life policy, further benefited from potential dividend payments ranging from 2 - 3.5 % and up
depending on the
interest rate environment.