Sentences with phrase «guaranteed universal life insurance simply»

Not exact matches

Universal life insurance is similar to whole life insurance, but the premiums can be paid on a more flexible basis (overpay when you have money on hand, pay less when you don't) and cash value growth is not always guaranteed, as it may be tied to an index or simply the insurer's investment performance.

Because other kinds of permanent life insurance (i.e. indexed universal life) are simply more speculative as connected to the financial markets with limited guarantees, they simply aren't as reliable (in our opinion) for executive bonus plans OR split dollar plans.

Some people simply need a life insurance policy that doesn't expire, and those people should consider guaranteed universal life insurance.

Universal life insurance is similar to whole life insurance, but the premiums can be paid on a more flexible basis (overpay when you have money on hand, pay less when you don't) and cash value growth is not always guaranteed, as it may be tied to an index or simply the insurer's investment performance.

If you are simply looking for the cheapest amount of life insurance that will never expire, you should look into guaranteed universal life insurance.

And in the event that you can easily afford a Return of Premium Term, you should simply buy a permanent life insurance plan like Guaranteed Universal Life since it will provide protection up to age 121, which is a real return of premium since you'll leverage your molife insurance plan like Guaranteed Universal Life since it will provide protection up to age 121, which is a real return of premium since you'll leverage your moLife since it will provide protection up to age 121, which is a real return of premium since you'll leverage your money.

If you are looking for a policy that is affordable and simply offers a death benefit for your beneficiary, term and guaranteed universal life insurance are the best options.

Many people purchase a less expensive term or guaranteed universal policy and simply spend the money they saved by not purchasing whole life insurance.

Instead, guaranteed universal coverage behaves like a term life insurance policy that simply lasts until you're over 100.