Sentences with phrase «having low interest rates means»

Having low interest rates means the amount of interest you will pay on your loan will be less.

Having a lower interest rate means having a lower monthly payment and significant savings over the long term.

Not exact matches

While U.S. savings bonds have lost popularity as a means of long - term savings due to the low interest rates they currently earn, some retirees have been holding on to bonds that were issued when rates were higher.

Borrowers who take advantage of this special, limited - time consolidation option would also receive up to a 0.5 percent reduction to their interest rate on some of their loans, which means lower monthly payments and saving hundreds in interest.

The low level of interest rates means that even though debt levels are higher, the share of household income devoted to paying mortgage interest is lower than it has been for some time.

If your score is between 580 and 669, you have fair credit, which means you could have a tougher time getting approved for home loans with lower interest rates.

As long as your debt - to - income ratio is low, however, and you have a larger equity position — meaning you can afford a larger down payment — you stand a good chance of getting approved for a loan with a decent interest rate.

It has also meant a lower value for the Canadian dollar and two interest rate cuts during 2015.

The main reason for the revision, according to Wu, is that the GDP deflator had been significantly underestimated which, if even partially true, means real interest rates were even lower (more negative) than I have assumed.

Spending a few more years getting your student loans or other debts paid down could mean that you would qualify for a lower interest rate or a higher loan amount.

If you're spending beyond your means, or have a lot of high - interest debt, then there is a chance of less likely to qualify for the lowest rates on a mortgage.

That doesn't mean public debt isn't important, although low interest rates have rendered it more manageable than expected in recent years.

I can forgive Corker for not having read Friedman; for not knowing that low interest rates usually mean money has been tight.

They have to be because interest rates can only fall so much further and lower yields means less interest income.

Moody's Investors Service has lowered its bond rating for Michigan State University, meaning the university will no longer get the best interest...

But lower interest rates generally mean higher stock and bond prices, as well as increases in the value of real estate, which has been another important source of wealth for many savers, particularly seniors.

But this combination of higher savings and lower investment means that the price of borrowing those savings in order to invest — the neutral interest rate — has ground even lower.

But combining longer life expectancy with low interest rates means that a person starting to save today would have to set aside much more to generate the same retirement income as a person who began saving 25 years ago, if both wished to retire at the same age.

But what if the mean value for interest rates has itself shifted to a much lower level such that today's term structure is the new normal?

Getting a lower interest rate can mean that you won't have to pay quite as much in monthly loan payments and can save you money overall.

For long - end interest rates, recall this meant that low global interest rates would keep long - term interest rates in the U.S. low.

This, in turn, means our interest rates would immediately go up on our provincial debt and thus meaningfully lower available funds for other government spending.

Lower interest rates, slower amortization rates («interest - only loans»), lower down payments and easier credit terms enabled millions of Americans to take on huge debts today with the hope of reaping huge capital gains sometime in the future — or simply to avoid having to pay more as home prices rose beyond their mLower interest rates, slower amortization rates («interest - only loans»), lower down payments and easier credit terms enabled millions of Americans to take on huge debts today with the hope of reaping huge capital gains sometime in the future — or simply to avoid having to pay more as home prices rose beyond their mlower down payments and easier credit terms enabled millions of Americans to take on huge debts today with the hope of reaping huge capital gains sometime in the future — or simply to avoid having to pay more as home prices rose beyond their means.

It is generally believed by those unfamiliar with economic theory that credit expansion and an increase in the quantity of money in circulation are efficacious means for lowering the rate of interest permanently below the height it would attain on a non-manipulated capital and loan market.

Low interest rates mean some indebted companies that would have gone bust don't.

Conventional loans have risk - based pricing, which means if your credit score is lower than 740, you'll pay a higher interest rate on your loan.

Despite the difficulties endured during the era of post-Lehman austerity, commercial and private - sector debt levels are low: Nonperforming loans are below 5 % and the banking system, unlike those of Poland or Hungary, did not have to tackle the fallout from high levels of foreign currency loans, because low interest rates and a stable Czech koruna meant these weren't taken up in large quantities.

Because the loan is divided among a large number of investors (meaning the overall risk is reduced), P2P loans have lower interest rates than online loans and fewer eligibility requirements than bank loans.

A credit card balance transfer simply means moving your debt from your existing cards onto another new card which usually has a lower rate of interest.

Start as you would wish to go on, maintain your new card in good order, and you'll build yourself an excellent credit history that will mean that after six months or a year you should be able to open a credit card with a much lower interest rate and fewer fees.

A loan grade of A1, for example, has the lowest risks and the best interest rates, whereas a G5 loan means you have a lower credit score and bring more risk to the table.

Corporate gearing ratios remain conservative, which together with low interest rates, has meant that interest payments by firms have remained at relatively low levels.

The relative cost of mortgage interest is only part of this equation, which means lower mortgage rates based on a falling 10 yr yield would likely not stimulate home buying at this point.

A lower neutral rate also makes it more likely that interest rates will be constrained by the effective lower bound, meaning monetary policy will have less scope to support income growth during periods of economic weakness.

Low interest rates and cashed - up private equity firms mean under - performing companies are vulnerable targets, which has been highlighted in offers for Treasury Wine Estates and Goodman Fielder.

«That means businesses and families are enjoying much lower interest rates that Greek families or Portuguese families... that is a monetary stimulus for the British economy that would not be there otherwise.»

«And where that means, so for example, that we can sensibly - you borrow more to invest in the infrastructure that leads to more housing - take advantage of some of the record low interest rates that we have, I think we should absolutely be considering that.»

Mr. Cuomo's budget proposal would let municipalities and school districts address rising pension costs by borrowing more now — which will mean paying more later on, as interest rates, now at historic lows, are sure to rise.

The university has a better credit rating than the state, which means it can borrow money at a lower interest rate.

That means focusing on the lower - hanging fruit in terms of cutting costs - such as cutting interest rates, which are currently up to 6.1 %, and have been attacked as bafflingly high by a long line of former Conservative and Labour education ministers.

Having a good credit history makes it possible for service providers to gauge how much of a risk you are, a good rating means more financial options and opportunities — this makes it possible to apply for a bigger bond with home loan providers at low interest rates, plus you can also get various other loans from other institutions at affordable rates.

While a low credit score might mean you have a harder time getting a big loan with a low interest rate, it doesn't mean you can't get the car you've been dreaming of.

A lower interest rate means that even after all those monthly payments, you will have paid much less in interest on top of it.

The interest rates are lower, the penalty will be low which means we could break it if we had to and even if rates do increase we'd still be fine.

Bonds have had low interest rates for a record amount of time, meaning bond prices have been unusually expensive compared to the bond interest they produce.

When you refinance your student loans, you could get a lower interest rate, which would mean less of your payment goes to interest and more goes toward the principal balance.

The big red flag on the survey was that respondents didn't understand that having a low credit score meant higher interest rates, and in turn, more money out of their own wallets.

Low rates have meant meager interest for cash savings — nationally the average savings account paid just 0.60 % interest in August, 2017.

A very good credit score will mean that the borrower may be able to go to a regular bank such as RBC or BMO, this would also have the lowest rate of interest.

This means that even if your financial situation has worsened since the start of your loan, you can take advantage of trends which make the average interest rate lower.