Even after
purchasing hazardous sports coverage, many other travel insurance plans have the height limitation of 4,500 meters but Atlas Travel Insurance will provide coverage up to the height of 7,000 meters, making it a very attractive plan for traveling to places like Mt. Kilimanjaro or Mt. Kailash / Mansarovar.
Skiers and snowboarders should also choose plans that offer
hazardous sports coverage which provide emergency medical coverage for the unexpected accident on the slopes.
US - based comprehensive travel medical insurance plans do offer
hazardous sports coverage as an optional rider that can be purchased with a slightly higher premium.
Includes the flexibility of selecting your medical benefit limit and deductible as well as
optional hazardous sports coverage, trip cancellation, and lost baggage benefits in addition to AD&D.
Most other travel insurance plans charge additional premium (15 % to 20 %) for
hazardous sports coverage.
Some travel medical plans also have selectable options that a traveler can add to the policy, such as
hazardous sports coverage, that will raise the cost slightly, and deductibles, that will lower the cost slightly.
Hazardous sports coverage for injuries due to adventurous activities like hang gliding, mountaineering, and more.
Hazardous sports coverage for hang gliding, water skiing, snowmobiling, and more available as a separate rider.
For example, you might want a certain amount of Evacuation coverage,
Hazardous Sports coverage, or a plan with the Pre-existing conditions waiver.
Optional coverages available with some plans includes enhanced AD&D limits,
hazardous sports coverage, and the unexpected trip cancellation, interruption, and lost luggage benefits, which round out the coverage.
These plans also include some variables, such as deductible amount,
hazardous sports coverage, or home country coverage.
Look for something called «
hazardous sports coverage».
These policies not only cover emergency medical and dental needs, but they also cover lost luggage,
hazardous sports coverage, and even «emergency reunion services», which cover the cost of bringing relatives to the side of the sick person.
Typically provides travel related benefits such as loss of checked luggage, trip interruption, emergency reunion, return of minor child (ren),
hazardous sports coverage (optional or standard), terrorism (optional or standard) etc..
Hazardous Sports Options Some policies are specifically designed for more adventurous travelers and include built - in
hazardous sports coverage.
The best thing travelers can do when looking for
hazardous sports coverage is to first check a policy's exclusions.
Because backpackers are more apt to engage in activities that most travel insurance companies consider «hazardous sports,» like zip lining, rock climbing and mountain biking,
hazardous sports coverage is another valuable benefit for these travelers.
This can include additional emergency medical dental, medical evacuation, life insurance or
hazardous sports coverage.
Each policy's
Hazardous Sports coverage is summarized below.
Buying Tip Travelers who are interested in these excursions should search for a travel insurance policy with
Hazardous Sports coverage.
Hazardous Sports coverage will waive the exclusion of certain sports, such as skydiving, bungee jumping, and climbing at high elevations, from a travel insurance policy.
HCC also offers a couple of plans that include
hazardous sports coverage.