Sentences with phrase «high cash value accumulation»

High cash value accumulation is the hallmark of this policy, which brings some very good benefits.

With whole life insurance, the higher the premium you pay, the higher your cash value accumulation.

Variable Universal Life (VUL) provides similar flexible premiums but with the highest cash value accumulation opportunity due to the cash account being directly invested into the market.

The company's Indexed Universal Life — Global Choice, issued through Security Life of Denver Insurance Company, provides index crediting potential based on a formula that tracks the performance of a major indices, such as the S&P 500, potentially generating higher cash value accumulation than traditional whole life or universal life, but without the potential negative returns of variable life insurance.

Not exact matches

In addition, if cash value accumulation is a high priority for you, you can increase your regular premium payments or make additional unscheduled payments into your policy.5 Paying additional premiums provides you with the opportunity for greater cash value accumulation — which can then be used3 if needed in the future.

North American's Rapid Builder Indexed Universal Life insurance offers high cash value life insurance accumulation.

The primary criteria for making our top no exam life insurance list was (1) the company had to offer accelerated automated underwriting; (2) the policy had to be a valuable addition to anyone looking for cash value accumulation and (3) the company must have high life insurance ratings from the top agencies.

For example, a company may post a higher dividend rate and yet the illustrated guaranteed cash value accumulation may appear less favorable than another company.

It also has a cash value accumulation feature, but thankfully, Universal life allows for a higher degree of flexibility — which is why we recommend it over Whole Life Insurance.

High cash value policies with paid up additions earn cash accumulation much faster than ordinary whole life insurance.

Perhaps you want it «all,» both a high face value and something with a cash accumulation.

Likewise, you can accelerate the accumulation of its cash value by opting for higher premiums.

If you're looking for potentially even more cash value accumulation, though at a higher level of risk, consider the VOYA Variable Universal Life CV (or the VOYA Variable Universal Life DB in New York).

The accumulation of funds inside an IUL for college or other major expenses is a long - term strategy; the longer the funds have time to compound and grow — the higher the cash value will be.

Term policies do not build cash value, but whole life policies premiums are higher due to the cash accumulation and lifetime coverage.

A universal life contract provides access to cash value accumulation like that of a whole life policy; however, cash value within a universal life policy includes a guaranteed minimum interest rate plus an additional interest payment if and when the life insurance carrier experiences higher returns on its own investments.

Con's are the most obvious being the cost of it which you will see the quotes for permanent life are much higher than term life, if not structured properly can lapse due to insufficient funding, and cash value accumulation can be minuscule not making it worthy investment tool.

Some types of life insurance include the accumulation of cash value in exchange for a higher premium.

North American's Rapid Builder Indexed Universal Life insurance offers high cash value life insurance accumulation.

Universal life policies such as indexed universal life OR variable universal life offer market based opportunities for cash value accumulation within the life policy that can range up to 12 or 13 % in high market years.

The primary criteria for making our top no exam life insurance list was (1) the company had to offer accelerated automated underwriting; (2) the policy had to be a valuable addition to anyone looking for cash value accumulation and (3) the company must have high life insurance ratings from the top agencies.

While the true accumulation value of an investment account can be higher than the accumulation value of the cash value, other factors must be considered.

With features that include benefits like cash value accumulation and policy dividends, whole life policies can have expensive premiums and may include high penalties for cancellation.