Sentences with phrase «high credit rating means»

High credit rating means low - interest mortgage but you will pay high fees and interest rates for a mortgage with poor credit scores.

A low LTV and a high credit rating means that you should be able to get financing under terms that are favorable to you.

A higher credit rating means that there is probably a lower chance that the company will default on its debt.

Not exact matches

Tax code changes and rising interest rates may mean debts like home equity lines of credit should take higher repayment priority.

A downgrade by a credit rating agency usually means investors will demand a higher interest rate when a company goes to raise cash by issuing bonds or other debt.

Having a poor credit score will either keep you from obtaining credit altogether or place you in a high - risk category, which means that if you're approved for credit or loans, the interest rates you'll be offered will be significantly higher than someone with excellent credit.

yields will hit the highs on close end of the day... equity markets setting up to be slammed tomorrow maybe but today they have run over weak shorts in the face of rates... the federal reserve see's this and again will wonder if they are behind on hikes, strong data, major expansion in credit, lack of wage growth rising bond yields and ballooning debt... rates will go much higher and equities will have revelations as to what that means for valuations

Achievement of these goals was considered by the HRC as very challenging, even aggressive, given the expected modest economic growth for 2007 for the financial services industry, the impact and duration of the on - going flat / inverted yield curve (meaning short - term interest rates that are virtually equal to or exceed long - term interest rates, thus lowering profit margins for financial services companies that borrow cash at short - term rates and lend at long - term rates), potentially higher credit losses, fewer available high - quality, high - yielding loans and investment opportunities, and a consumer shift from non-interest to interest - bearing deposits.

A higher credit score can also mean you get better interest rates.

Higher rates also mean that pressure is building on credit and banking and financials.

A financially savvy city means people there have low credit utilization, low late payment rates, and high personal savings rates.

While a jump in interest rates does mean a tighter credit market, there are those who have the potential to benefit from higher rates.

This may mean very little right now, but if you want credit cards with higher spending limits and lower rates, if you want to get great financing rates on your dream car, or if you want to qualify for a good loan to buy a nice house for yourself after college, investing in real estate is great way to jump closer to those goals.

When I bought my home a decade ago, my high credit and low debt levels meant that I still qualified for the best available interest rate at the time, even though I got an FHA loan with a small down payment.

Conventional loans have risk - based pricing, which means if your credit score is lower than 740, you'll pay a higher interest rate on your loan.

Your interest rate may be higher and your loan may come with stricter conditions, but bad credit means accepting such drawbacks.

A higher credit score means any future debt can come cheaper, you can potentially get lower rates on insurance, and future employers who wish to see your credit report will know you're not overly indebted.

A higher credit score could mean lower auto loan interest rates, and approval for other credit items such as mortgages, lines of credit, and personal loans.

A credit score below about 650 means you qualify only for «subprime» lending — and that means higher interest rates.

If your credit score isn't very high — and your credit report has a few black marks — making some improvements can mean a big difference in loan approvals and credit card interest rates.

The mean rewards rate for a travel credit card is 1.9 % - slightly higher than the 1.7 % airline cards give.

The higher your credit score, the lower your interest rate will be, meaning the less that borrowed money will cost.

A higher credit score can save you an enormous amount of money because it usually means a lower mortgage interest rate.

Within credit we prefer up - in - quality exposures and favor the U.S. over Europe, where richer valuations mean lower income potential and higher sensitivity to interest rates.

Outside of the above two reasons, if you have the means to pay off your credit card balances, it probably makes sense to do so — regardless of whether or not you are applying for a mortgage — simply because credit card rates are so much higher than today's savings account rates.

Instead, your bad credit could mean that you pay a higher interest rate, due to your status as a credit risk.

The big red flag on the survey was that respondents didn't understand that having a low credit score meant higher interest rates, and in turn, more money out of their own wallets.

This means moving the debt out from credit cards that have high - interest rates.

Higher scores mean you are more likely to be approved and pay a lower interest rate on new credit.

Just because you transferred your balance to a credit card that offers a zero percent interest rate for six months, that doesn't mean that you won't pay a much higher interest rate for purchases you make during the introductory period.

A lower credit score can mean that you'll pay higher interest rates and higher payments, or you may be denied credit altogether.

Better scores, higher income, lower debt - to - income ratios and less outstanding debt usually means lower interest rates and higher credit limits.

When it comes to rewards rates, hotel credit cards provided the highest mean among the sample we examined.

Although personal loans have a high percentage of interest, these are usually never higher than the interest rate on a credit card, which means you can probably keep up with the payments on a monthly basis.

Once you are discharged from bankruptcy, which can happen as quickly as nine months, you can borrow again, but the bankruptcy information on your credit report generally means that the first time you borrow you may be required to provide a security deposit, or you may be charged a higher rate of interest.

Getting auto loans approved with bad credit ratings usually means having to pay higher rates of interest, compared to loans with an excellent credit score.

What this means is that those who have successfully secured personal loans, despite bad credit hanging over them, face strict limits to the sum available to borrow, higher rates of interest and, sometimes, less flexible repayment schedules.

Getting personal loans with no credit check can sometimes mean accepting some high interest rates and sometimes some very short repayment schedules.

That's because the high interest rates that are charged on credit cards mean that a big portion of their monthly payments go toward paying interest and not toward paying down their debt.

A lower credit score means that any future loans you obtain will come with higher interest rates.

A credit report that's riddled with late payments or worse will unfortunately mean higher interest rates for you.

On the flip side, a lower credit score typically means a higher rate.

Additionally, credit rating agencies look carefully at a companies leverage ratio when deciding what rating to give a company, lower credit ratings mean companies will need to pay higher interest rates to borrow money.

As these credit cards are meant for people with high credit ratings and high credit scores, the creditors also entertain their consumers with rewards and various incentives.

It means that those seeking mortgage loans with bad credit are unlikely to secure deals that are affordable, facing higher interest rates and stricter repayment schedules.

Usually, a longer term means a higher interest rate, but this also depends on other factors such as cash flow trends, profitability and personal credit score.

LoanMart has a high approval rate — that means we can accept people with a wide range of credit scores1.

Generally, higher credit scores mean a lower interest rate.

Lower credit scores mean you could be turned down for credit or charged interest rates for loans and credit cards that are too high.

A bad credit score makes life more expensive because it means you'll get higher interest rates on loans and credit, and may have to have a larger down payment for purchases than you would otherwise be required to have.