High risk drivers usually include those with poor driving records, those without prior coverage, or those with a foreign / international license.
Not exact matches
Classified as a «
high -
risk»
driver in the Province of Ontario, an individual is
usually required to obtain insurance from Facility Association.
Check around with carriers who specialize in
high -
risk policies, or who'll allow you to get added to the policy of the primary vehicle
driver —
usually the person who holds the main car insurance policy.
The
high risk driver may not get to shop around, but
usually will end up being covered.
«Full coverage» is a term often used to refer to the combination of liability, collision and comprehensive coverage, however, coverage does not extend to incidents involving uninsured
drivers —
usually high -
risk drivers.
High -
risk drivers will typically not have accident forgiveness available to them, as the coverage is
usually reserved for those who are rated as good
drivers.
The most dangerous year of somebody's life is the year that they get their
driver's license, and 16 - year - olds
usually have the
highest crash
risk.
Certain age groups are considered
high risk, and will have
high rates;
usually the younger the
driver, the
higher the insurance rates.
Insurers see these vehicles as
higher risk for accidents (
drivers tend to use the speed potential, also increasing the potential for getting traffic fines), more damage (sports cars tend to be smaller than family sedans) and
higher maintenance costs (sports cars
usually are equipped with unique or
high - tech parts which make them costlier to replace).
There are also certain companies that specialize in insuring
high -
risk drivers, rates for
drivers with DUIs are
usually double, triple or more than a
driver without a DUI, all other things being equal.
A
high -
risk driver is one who auto insurers determined to have a
higher than average chance to file for claims; in order to prevent loss, they
usually either give these
drivers more expensive auto insurance quotes, or refuse to insure them voluntarily.
For insurers, this age bracket is
usually high -
risk, which results in
higher Michigan business insurance quotes for company delivery
drivers.
The VT AIP is supposed to operate at neither profit or loss, therefore
high risk drivers assigned by the Plan are
usually charged
higher premiums than their counterparts in the voluntary market, even if they are with the same insurer.
Drivers in the under - 25 crowd
usually see
higher rates because they are considered
higher risk.
Men are
usually quoted more expensive insurance rates than their female counterparts for the same type of coverage because accident statistics show men to be
higher risk drivers.
Standard is a moderate
risk level and non-standard is a
high risk;
usually younger and inexperienced
drivers will fit into this category.
For example, a company will
usually give lower insurance premium rates for
drivers whose cars are not
high risk factors.
According to experts, providers
usually slap on
higher premiums on younger
drivers because of the
risk they present.
For example,
drivers over the age of 65 are
usually considered as
high -
risk drivers due to their physical limitations, and hence, premium rates are expected to rise.
First - time
drivers are often perceived by insurers as
high -
risk clients and, as such, are
usually charged a
higher premium than experienced ones.