The vendors are like middle - men, who provide
IME doctors to all of the different insurance carriers in New York.
Arbitration Decision - Chiropractic Treatment: The injured party was examined by
the IME doctor several months after the motor vehicle accident and he reported continued tenderness throughout the cervical and lumbar spine regions.
The IME doctor's diagnosis of the injured party was ongoing sprain / strain.
In most cases,
the IME doctor will find little - to - no permanent impairment.
The insurance company wants to see if a new doctor will agree with the action or course of treatment the workers compensation doctor is recommending or to see if
the IME doctor believes the injured worker's recovery is on track.
Here's the catch —
the IME doctor will evaluate you (and, hopefully, all of your medical records and / or diagnostic reports) and write a report that is sent to the workers compensation insurance company.
Not exact matches
They also use neck whiplash injuries to send victims to insurance
doctors in «insurance medical exams» or
IMEs as they are known.
Once you begin the workers» compensation process, the insurance company may ask you to submit to an independent medical examination (
IME) from a
doctor of its choosing.
IMEs are often obtained by both the claimant and ICBC during the litigation process, the purpose of which is to have independent
doctors provide the parties, and ultimately the Court, with an impartial expert opinion on the claimant's injuries.
The School Board did not accept these notes as establishing a need for the requested changes and directed Ms. Baber (who was still absent) either to apply for LTD, to allow the Board's occupational nurse to contact her
doctor, or to submit to an independent medical examination («
IME»).
In many cases, the
doctor's sole source of income is performing
IMEs.
Many of the
doctors who are chosen by insurance companies to conduct
IMEs have longstanding relationships with the insurance company and almost never find anything seriously wrong with the insurance claimant.
Sometimes, workers compensation insurance companies can be really sneaky about the
IME and tell injured workers that based on the
IME report that they can go back to work, they don't need surgery, and so on, even when the injured worker's
doctor says otherwise.
The workers compensation insurance company is allowed to order an
IME (or 2 or even 3) for several different reasons but, basically, an
IME is in exam by an independent medical
doctor.
As there is no fiduciary relationship between the insured and the insurer's
doctor performing an
IME (see X (Minors) v. Bedfordshire County Council, [1995] 3 All E.R. 353 (H.L.), the insured has no right of access to his medical records.