Sentences with phrase «if bond insurance»

If bond insurance disappears or becomes too costly, lenders will become even more cautious about making loans, and this could impact everyone from mortgage - seekers to municipalities that need money to fix roads and build schools.

Not exact matches

Geithner and Obama lobbied the IMF and ECB shamelessly to bail out Greece, simply so that it could pay bondholders, because U.S. banks had issued credit default insurance (CDS) against Greek bonds and were on the hook for a big loss if a default occurred.

Well, the banks now, if they're buying a bond of Greece or somewhere else, all of a sudden they have to pay huge risk insurance premiums in order to protect themselves against the fact that Greece may simply say, «Look.

If insurance companies and pension funds are underfunded currently, just wait until the junk bond market goes through another cyclical collapse...

And if the fiscal problem becomes unstable — more deficit to finance than security markets will allow, the Fed will obey its political masters and finance the deficit by a hyper - inflation, or hyper - tax, as a burgeoning inflation simply taxes all fixed dollar wealth — bonds, dollars, life insurance values, etc. — by the rate of price level increase.

Certain instructional positions may require extensive training, and you may need insurance or bonding if you will frequently be entering people's homes.

That is why it is advisable to go for insured municipal bonds so that the insurance firm or company will be responsible for payment of your interest and principal if the municipal fails to pay up.

RIAs are eligible to participate in the Program if they represent to Fidelity Investments that they meet the following criteria: (1) RIA is an investment adviser registered and in good standing with the U.S. Securities and Exchange Commission and / or any applicable state securities regulatory authorities or is exempt from such registration; (2) RIA's representatives who provide services to referred clients are appropriately registered / licensed as «Investment Advisers Representatives» in required jurisdictions; (3) RIA charges fee - based, asset - based, or flat - rate investment advisory service fees (which may include hourly fees); (4) RIA will maintain a minimum of $ 350,000,000 in total regulatory assets under management, as reported in response to Item 5 in Part 1A of the RIA's Form ADV, throughout the duration of RIA's participation in the Program; (5) RIA and all associated persons of the RIA who manage client assets or who supervise such associated persons shall at all times be covered through both Errors and Omissions Liability Insurance and Fidelity Bond Coverage; and (6) RIA maintains a minimum of two principals or officers as well as a minimum of five employees.

The insurance companies have promised to make timely interest and principal payments on any bonds covered by insurance if Puerto Rico defaults, said Rob Williams, director of income planning at the Schwab Center for Financial Research.

But in many such countries the would - be-immigrant can get around this if they are wealthy and are willing to post a surety bond as insurance against becoming a burden to the local taxpayers.

Using green bonds and modified insurance portfolios If the top financial layer includes big institutional investors and banks, then a second tier of untapped finance lies with insurance companies extending policies to the most vulnerable populations in the developing world.

«It's worrisome,» said John Musso, the executive director of the National Association of School Business Officials, based in Reston, Va. «If [the cost of] bond insurance goes up significantly, that translates into additional costs for the district, which translates into additional costs to the taxpayers.»

@merrillmatter If I ran a life insurance portfolio, a closed end fund, an open end HY fund, I would buy cat bonds, u need a balance sheet $ $ Apr 24, 2012

If they like stocks but the market turns against them, they can point to the bond holdings as a form of insurance.

If you used the proceeds of a home mortgage to purchase or «carry» securities that produce tax - exempt income (municipal bonds), or to purchase single - premium (lump - sum) life insurance or annuity contracts, you can not deduct the mortgage interest.

«Given the pricing of condo insurance, it is worth the peace of mind to know that your possessions will be replaced if they are stolen or that someone will be taken care of if they hurt themselves in your unit,» says Collin Bond, a real estate broker with New York City - based Douglas Elliman.

If you own CDs, savings accounts, retirement accounts, stocks, bonds, a life insurance policy with cash value or real estate, you'll need proof of ownership and market value.

If a bond is insured that means that there is an insurance company standing behind the offering that is guaranteeing to repay investors their principal and interest in a timely manner should the company, state or municipality issuing the bond, default.

The FDIC does not insure the money you invest in stocks, bonds, mutual funds, life insurance policies, annuities, or municipal securities, even if you purchased these products from an insured bank or savings association.

The FDIC does not cover money invested in stocks, bonds, mutual funds, life insurance policies, annuities or municipal securities, even if those investments were bought from an FDIC - insured bank.

With bonds playing that role, it will not be surprising if Boomers are content to earn a negative real return in order to buy that «insurance» and the resulting peace of mind.

If the last insured person passes away, the beneficiary receives the proceeds from the insurance bond tax free.

A CDS is a form of insurance in which the issuer (AIG) guarantees that a bond will be paid off even if the borrower defaults.

However, the FDIC does not insure the money you invest in stocks, bonds, mutual funds, life insurance policies, annuities, or municipal securities, even if you purchased them through an insured bank or savings association.

When I was a risk manager and bond manager for a life insurance company (at the same time, dangerous, but great if done right) I had to have models that drove yields on corporates from Treasury yields.

If the interest savings from insurance or another form of credit enhancement are not greater than the cost of such credit enhancement, the issuer will generally choose to issue bonds without third - party enhancement.

(FDIC insurance does not cover mutual funds, stocks, bonds, annuities or other investments, even if you purchased them at a bank.)

Even if the underlying entity goes bankrupt, the insurance company will pay back investors, making these types of municipal bonds significantly safer.

But if you own any other income producing assets such as real estate, have more than one car, have life insurance valued at over $ 1,500, or if you have stocks and bonds of any amount, you won't get any help from Medicaid until those assets are liquidated.

Investment bonds (also known as insurance bonds) are investments offered by insurance companies and friendly socieities that can be a tax effective way to invest for the long - term if certain rules are followed.

All sorts of income can potentially be tax - free, including: Auto rebates; child - support payments; combat pay; damages in lawsuits for physical injury; disability payments, if you paid the premiums for the policy; dividends on a life insurance policy, up to the total of premiums paid; Education Savings Account withdrawals used for qualifying expenses; gifts; Health Savings Account withdrawals used for qualifying payments; inheritances; life insurance proceeds; municipal bond interest; policy officer survivor payments; profits from the sale of a home, up to $ 250,000 if you're single or $ 500,000 if you're married; qualified Roth IRA and Roth 401 (k) withdrawals; scholarships and fellowship grants; Social Security benefits (between 15 percent and 100 percent are tax - free); veterans benefits; and workers» compensation.

If it's a bond insurance policy, why don't they just call it «bond insurance» instead of CDS?

Superficially, you are taking no risk, because if the bond actually defaults, you collect on the insurance policy you bought, and use that money to pay out on the insurance policy you sold.

Ask larger dog walking companies if they have liability insurance and bonded employees.

Eliminating Price - Anderson would be total craziness as it would either (A) shut down every nuclear unit in the U.S. or (B) if Utilities could theoretically get adequate insurance from the private market to satisfy their bond - holders, regulators, and politicians — it would be extremely pricey and electricity rates would go through the roof.

Second, if there is either insurance or a performance or payment bond that applies to the contract, keep track of all costs and expenses incurred in enforcing your client's rights.

There is indeed potentially more security as the deputys themselves must have insurance, whereas attorneys do not, and so if they do relieve their ward of funds, a deputy's bond can be called in.

If you are able to let them know your specific needs, much like they did with your commercial insurance policies, they can get you the right bond.

In order to do this you can choose from depositing cash amounting to $ 35,000 with the DMV California, providing proof for self - insurance which has been certified by the DMV (only if you own more than 25 vehicles), or get a $ 35,000 surety bond from a licensed San Jose, California car insurance company.

And if you need to back your services with surety bonds, Intact Insurance is one of Canada's largest issuers of contract, administration, miscellaneous surety and lost document bonds.

If your term life insurance side fund is invested in a bank CD or bond fund, you may not be able to net 4.6 percent after taxes.

For purposes of an underinsured motorist claim asserted by a person injured in an accident where more than one person is injured, a highway vehicle will also be an «underinsured highway vehicle» if the total amount actually paid to that person under all bodily injury liability bonds and insurance policies applicable at the time of the accident is less than the applicable limits of underinsured motorist coverage for the vehicle involved in the accident and insured under the owner's policy.

«If the consolidated statement merely says I have 10 bonds, 20 shares, five insurance policies, it is not very useful.

On the other hand, if you are willing to risk underperformance for a chance for greater returns, a variable life insurance policy with sub-accounts invested in equities and bonds may make more sense for you.

In the case of a whole life policy, the investment that they use is usually government bonds and if you go with a mutual life Insurance company then you may also collect dividends based on the company's yearly performance.

You can also post a bond or qualify as a self - insurer if you choose not to have insurance.

Since the universal cash value is invested in riskier financial instruments like stocks and bonds, there is always a chance for losses; however, if the stock market performs well, universal life insurance policies can provide the greatest returns on investment and make significant contributions towards your retirement nest egg.

If you can afford upfront proof, then you do not need the insurance, but if you can not pay cash or purchase a surety bond, then you will need motorcycle insurancIf you can afford upfront proof, then you do not need the insurance, but if you can not pay cash or purchase a surety bond, then you will need motorcycle insurancif you can not pay cash or purchase a surety bond, then you will need motorcycle insurance.

Alternatively, if you prefer the probability of under performance over the guarantee of a fixed interest rate, a variable life insurance policy with sub-accounts invested in equities and bonds may possibly make more common sense for you.

Bond Insurance Card: If you post a bond of at least $ 55,000 in value with Iowa's Department of Transportation, you will receive a bond insurance card which acts as proof of financial responsibilBond Insurance Card: If you post a bond of at least $ 55,000 in value with Iowa's Department of Transportation, you will receive a bond insurance card which acts as proof of financial responInsurance Card: If you post a bond of at least $ 55,000 in value with Iowa's Department of Transportation, you will receive a bond insurance card which acts as proof of financial responsibilbond of at least $ 55,000 in value with Iowa's Department of Transportation, you will receive a bond insurance card which acts as proof of financial responsibilbond insurance card which acts as proof of financial responinsurance card which acts as proof of financial responsibility.