Sentences with phrase «if credit rating»

Similarly, if your credit rating is high with no outstanding judgments or liens, your lender may pre-qualify you for a wide range of mortgage products which are unavailable to buyers with low credit rating.
If your credit rating is high, if you lack a good security system, if you lack a sprinkler system, or if you have on - property nuisances like a dangerous biting dog or a trampoline, your rates could be much higher.
Even if your credit rating is not that good at present, you should try to improve it by paying the insurance premium amounts and other monthly payments without delay or default.
If your driving record improves, or you improve the structure of your home — even if your credit rating improves — it pays to shop around for new policies.
Given those routes to repayment the bank was prepared to advance the loans without giving the borrower a credit score, which was an important aspect of the scheme because many claimants might have been refused a loan if their credit rating had to come up to scratch.
If credit rating agencies were subject to election, or to any kind of proper market test, these guys would be out of business.
A rating of 350 is as low as you can go, and even if your credit rating has hit rock bottom, you can still apply for an OpenSky Secured Visa Credit Card and be accepted.
If your credit rating is higher and you can qualify, you can almost always earn more rewards and experience more savings with credit cards like Discover it ®, Citi ® Double Cash, and Chase Freedom ®.
-- If your credit rating is outstanding, you earn big and spend big, you could win an elite credit card, which provides premium benefits — at extreme cost... (See Elite)
Apparently if your credit rating is in trouble now, getting a loan is going to be difficult specifically if your credit ranking shows repayment delinquency.
Whatever the reason for needing additional funds, finding them may be hard if your credit rating is questionable.
Buying a house can be complicated, but with owner finance you can have a place of your own even if your credit rating isn't perfect or you're struggling to save for a deposit.
If your credit rating is not an issue, and instead you want to take out a credit card that offers certain perks and rewards for money you spend.
You must fall behind on your debt for the creditors to be willing to negotiate on your account, so this means that if your credit rating isn't that bad as yet, it will take a hit in the short term.
Another great reason to refinance is if your credit rating has improved since you first purchased your home.
You can try to improve your credit alone, but it's not always the best route to go - especially if your credit rating is very low.
If your driving record improves, or you improve the structure of your home — even if your credit rating improves — it pays to shop around for new policies.
The thought of clearing a debt with the IRS in one fell swoop is certainly appealing, and if your credit rating is not in good standing in order to obtain a bank loan, that credit card can sure look good.
If your credit rating is poor, you're in trouble.
As with other credit cards the best cashback deals tend to be reserved for people with the best credit records, but if your credit rating isn't perfect you could still be accepted for a card with a slightly lower rate of cashback.
If your credit rating doesn't qualify, Dish will offer another promotion based on your credit level.
C) If your credit rating is still bad, you need to find out why.
You can qualify even if your credit rating is low or you have less than perfect credit.
If you are considering credit debt consolidation you may be wondering if your credit rating will be affected.
This will be possible if your credit rating is still good and if a good company is working for you.
They don't know if your credit rating is superior or marginal and likely to get your file peed on by lenders with overlays and stricter guidelines.
So, even if a credit rating is rock bottom at just 300, an applicant has just as much chance of getting approval as someone with a maximum credit rating of 800.
If your credit rating has made a improvement, you may be eligible to refinance a loan at a lower interest rate.
These have the advantage of explicit terms, but if your credit rating is poor or scant you won't have much luck drumming up a loan, and if you do, you'll be likely be stuck with a high interest rate.
Intermediary finance companies will maintain a log of lenders who will provide guaranteed bad credit loans even if your credit rating is bottom of the barrel.
On the other hand, if your credit rating is now lower than when you got your first mortgage, the new loan may come with a higher interest rate.
But bear in mind that you may not be able to choose if your credit rating is not good.
If your credit rating has not improved since you first signed your bad credit home loan, you do have an alternative.
On the other hand, if your credit rating has improved, you might be eligible for a lower mortgage rate, regardless of whether market rates have dropped.
On the one hand, if your credit rating has deteriorated, you may have a hard time getting a better mortgage rate by refinancing.
Similarly, if your credit rating is high with no outstanding judgments or liens, your lender may pre-qualify you for a wide range of mortgage products which are unavailable to buyers with low credit rating.
CA: beliefs are international, your politics affect every country... you have the largest economic base going and we all endure that... if your credit rating drops, we see the effects of it also.
If your credit rating has improved since you originally applied for your student loans, your interest rate may decrease.
What if the credited rate is nearing zero, and investors are fleeing, worsening the problem?
Be wary if the credited rate drops a lot.
European Union Internal Market Commissioner, Charlie McCreevy, warned on Wednesday that if credit ratings agencies did not correct the lack of distinctive ratings for structured finance products, he would take action.
For example, if the crediting rate is 7 %, the variable loan interest rate is 8 %.

Not exact matches

If you make the mistake of buying a company with a low credit rating, you will find it difficult to muster enough of a cashflow to allow it to function.
I might also like to say that it can end up being hard if you find yourself in school and merely starting out to create a long credit rating.
That doesn't leave Square a lot of wiggle room if the credit card companies decide to raise interchange fees: «Because we generally charge our sellers a flat rate,» higher swipe fees «could make our pricing look less competitive, lead us to change our pricing model, or adversely affect our margins,» the company said in its prospectus.
Alternatively, if the Department of Finance were to continue tightening mortgage credit, and to also withdraw some of the government's past measures boosting the housing sector, it may not be necessary for the Bank of Canada to rein in a housing boom with higher interest rates.
If you are prompt with payments as well as above the minimum payments, your credit rating can grow.
So, it would appear that if the Fed were to pursue a rule of a steady rate of growth in monetary variable, total thin - air credit would be superior to the M - 2 money supply.
The increased, fluctuating interest rates and personal liability that you are accountable for are risks, however if you have few options a business credit card can help enormously.
And so of course no one is sure how the market will react when the Fed raises rates, or what happens if there is another event that causes credit markets to seize up.
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