Sentences with phrase «if disability»

Even if the disability is apparent, the housing provider could inquire about the need for a particular service animal if the connection between the disability and the need for the identified service animal is not apparent.

The housing provider can ask for documentation from a reliable source if the disability is not apparent.

Follow - up once every 2 or 3 weeks, to see if there is any interest, or if the Disability Coordinator has had the chance to present your resume to any supervisors.

For example, if your disability affects your life expectancy, the life insurance underwriter is almost certainly going to charge you more for your premiums in an attempt to recoup more of the cost of the policy value.

If the disability occurs before the age of 60 and continues until age 65 or longer, premiums will be waived even if the insured recovers later.

Also if the disability happens due to paralysis or via some disease (stroke, cancer etc), will it be covered?

If your disability income rider includes this stipulation, you'll receive monthly revenue at a time when you need it most.

Getting 50 - 60 % of your income may be enough, but not if your disability income benefit is taxed.

Most waiver of premium riders «fall off» the policy at age 65 if no disability has occurred.

If his disability is severe then limit is Rs. 1 lakh.

Jennifer: And if the disability resolves itself within 90 days, then you won't get any benefits from the policy.

Simple — you get to define what your occupation is, and if your disability stops you from working in that occupation, you can collect benefits.

If disability occurs, the policy will pay a set monthly amount either until retirement, or until the disability ends, depending on the exact language of the rider (varies company to company).

This is useful to protect financial health if a disability were to occur.

Second, if your disability occurs later in life (after age 60), then your waiver might only last while you're disabled.

If you are unable to return to full - time work or if your disability is permanent, a BOE insurance policy allows you time to find a proper buyer and price for your business.

If a disability income rider on a term life insurance policy is traditional disability insurance's little brother, then chronic illness riders are long - term care riders» fraternal twin; they are cut from the same cloth but still very different.

If the disability is expected to be long term or permanent, the company can be sold at fair market value or dissolved.

If disability occurs before age 60, the premiums are waived until the recovery from disability or age 94 — whichever is earlier; if disability occurs between ages 60 - 65, premiums are waived until age 65.

Keyman Disability insurance provides peace of mind to companies and business owners alike knowing that the business can continue operations without major disruption if a disability strikes a top salesperson, executive or key employee.

It provides peace of mind to companies and business owners alike knowing that the business can continue operations without major disruption if a disability strikes a top salesperson, executive or key employee.

The probability for a disabling accident or illness is greater than death for all ages under 65 and if a disability strikes, the costs of living will continue whether you can work or not.

If a disability occurs and there is no insurance protection, there may be temporary sources of funds to replace income.

Even an emergency fund with three months» living expenses can quickly run dry if your disability is prolonged.

If you become disabled your policy will continue to stay in force throughout your disability, even if the disability lasts your entire life.

However, if your disability lasts more than 90 days then statistically it will last anywhere from 2 - 4 years on average.

In addition, if the disability insurance policy is an individual policy (versus an employer - sponsored group plan), the insured will be covered under the policy regardless of who he or she is employed through.

If the disability is partial, the policy will pay a percentage of the sum insured, depending on the degree of disability.

If disability begins on or after age 60, AIG will waive premiums until one year after total disability began or until age 65 — whichever is later.

Please remember that this rider comes into force only if the disability happens due to accident.

This will be most important if your disability insurance plan is administered by your employer, as it could fall under the purview of the Employee Retirement Income Security Act of 1974, or ERISA.

You'll mainly run into an issue claiming long - term disability benefits if your disability was caused by a pre-existing condition, which your policy may not cover, or criminal activity such as illicit drug use.

However, if your disability prevents you from performing any occupation for which you're reasonably qualified — you can't even teach aviation, in our example — you would probably qualify for benefits.

This will pay out a lump sum of money to cover expenses associated with any condition outlined in the policy, and will allow temporary residents some flexibility in their coverage if their disability policy is limited.

There are two big reasons why reducing your benefit period is one of your safer options: 1) if your disability is permanent, you'll probably qualify for Social Security Disability Insurance (SSDI) benefits from the federal government and 2) most disabilities that are not permanent last less than five years.

Short - term disability insurance pays out much higher benefits than temporary disability insurance, but neither provides the coverage you might need if a disability puts you out of work for a long time.

Specialty professions that rely on a particular set of skills, like doctors, dentists, or nurses who need fine motor skills for procedures, benefit from until - retirement long - term disability insurance as a safeguard against future income loss if their disability prevents them from using those skills.

The claims process could take a while, especially if the disability insurance company needs to confirm any of the information you submitted is correct.

If your disability lasts until retirement age, the SSA will automatically convert your SSDI benefits to traditional retirement benefits.

With this feature, if your disability prevents you from working full time but you can still work part time, you'll still receive partial benefits.

These conditions are so severe that you will automatically qualify for benefits if your disability or illness is on the list.

Cons: If your disability lasts longer than the short - term benefit period, you're on your own, and will probably have to fall back on one of the two options listed above.

If the disability lasts 3 months, you may be still able to struggle through it with the help of employer benefits, cash savings, and lines of credit.

The Total and Permanent Disability is not applicable if the disability was caused directly or indirectly by alcohol or drug abuse, failure to seek or follow medical advice, engaging in racing of any kind excluding athletics and swimming, any kind of war or riots, nuclear contamination, participation in hazardous pastimes, any mental or functional disorder, attempted suicide or self injury, etc..

If the disability starts before the policy anniversary when the insured is age 60 and the disability continues without interruption to age 65, then all future premiums are waived.»

The IRS will let you deduct qualified out - of - pocket medical expenses if you're eligible to itemize your deductions, so if your disability benefits cover medical care and you owe taxes on them, those medical expenses may negate the tax.

That means, if your disability insurance company wasn't rigid in their evaluation of risk, for every 4 policies issued like yours, they would have a $ 346,000 risk.

This may occur even if your disability is not one of those that an insurance company can legally increase premiums for.

If your disability income policy has an exclusion, then you have a health condition the company is not willing to insure.

If a disability causes a drop in income but doesn't totally prevent you from doing your occupation, then you could be considered partially disabled.