Sentences with phrase «if housing prices»

The increase in housing supply may also present an opportunity for landlords to acquire single - family rental properties, especially if housing prices stabilize before interest rates increase.

Everybody wants to sell their house for more than they paid for it but if housing prices in your area are low, the economy's not doing well, or your home has some sort of structural or locational problem, you may have to reduce your asking price.

But if housing prices cooperate, the move might actually bring money into Treasury coffers.

Some people consider the home that they live in to be an investment, which may gain value over time if housing prices increase.

And the risks rise sharply if housing prices drop substantially, leaving your payments the same but reducing your equity.

If housing prices rise in the short run (unlikely in my opinion), and you hear about the liquidations of bearish hedge funds, then the best way to make money is to wait.

I agree, how would you (the OP) feel if housing prices shot upward and the bank pulled some shenanigans like this to kick you out of your house so they could resell it and capture the extra equity?

If housing prices drop enough further, like say 15 %, the actions of the Treasury, Fed, FHLB, Fannie, Freddie, FHA, and whatever new lending monstrosity our imaginative Government comes up with will have to be closely coordinated.

If housing prices increase faster than the yearly interest (which is certainly not guaranteed!)

So the sound premise it's a good idea to buy a house this year because it will probably cost more next year and you're going to want a home and the fact that you can finance it gets distorted over time if housing prices are going up 10 % a year and inflation is a couple of percent a year.

Going forward, if housing prices refuse to adjust to what buyers can afford, buyers may increasingly have to adjust their lifestyles to housing prices.

If housing prices fall, it is possible to have negative equity, or to be «upside down» on your mortgage.

Here is a good general rule of thumb: If housing prices are generally rising and you want to stay in the same home and mortgage for more than six years, a Conventional 97 loan may be the most economical.

However, this could open up an extremely problematic can of worms, especially if housing prices drop.

If housing prices rose infinitely ahead of salaries, the market for potential buyers would continue to shrink until supply would outstrip demand.

If housing prices drop, and / or banks start to fail, government regulators may tell banks to stop lending on HELOCs.

However, if housing prices are dependent on both the lowest mortgage rates ever and a tax break, it may well be that policy makers are simply propping up artificially high prices, which is never a good idea in the long run.

The GSEs were under - reserved if housing prices started to fall.

They stand a better chance than the others, but who can really tell, particularly if housing prices drop another 15 %.

If housing prices fall, your home may not be worth as much as you owe on the mortgage.

The resulting ratio gives us a better sense of how affordable a city is if housing prices are excessively high.

They will be willing to buy a home with a huge loan and even if housing prices decline, they probably won't sell and rent immediately and will do their best to meet the mortgage payments.

Haider - Moranis Bulletin: If housing prices refuse to adjust to what buyers can afford, buyers may increasingly have to adjust their lifestyles to housing prices By...

Haider - Moranis Bulletin: If housing prices refuse to adjust to what buyers can afford, buyers may increasingly have to adjust their lifestyles to housing prices

In this case the banks would be hit really hard because if house prices have dropped significantly — the banks will be paying out huge settlements and also be unable to sell the houses for a good price.

It is most likely correct that interest only loans rolling over will not be reassessed but it could potentially happen if house prices falls so that loan to value ratios deteriorates enough to make banks worried and they use this as leverage towards borrowers.

Or a restaurant or that kind of business... If house prices by a miracle fall to be affordable to lower income, the investors will end up buying them offering more money.

He told the Liberal Democrat conference in Glasgow that history might repeat itself if house prices were allowed to get out of control in London and the South East.

For example, if house prices in your area are increasing, the rent will increase with them (not necessarily at the same pace).

Even if we deduct mortgage interest deduction of $ 20 - $ 30k ($ 625K mortgage @ 4.5 %), if the house price drops by 200K, would it be a smart buy?

If house prices are high enough, and rents low enough, then you may indeed be better off by renting and saving the difference.

For example, if the house price is $ 200,000, and you need $ 6,000 is closing cost assistance, you would offer $ 206,000 for the home.

The purpose of this was to allow lenders to quickly check if the house price involved in a mortgage transaction was reasonable.

If house prices go up, and junior gets a promotion at work and has a long and successful marriage, your second mortgage will be repaid, with interest, and everyone will live happily ever after.

In the above example, if house prices dropped 10 %, your house would be worth $ 180k, but you would still only owe the bank $ 150k, and would thus still have «equity» in the house.

if the house price comes down!

If you are discharged from your bankruptcy and the house remains unsold, it is still an asset and, if house prices rise, it may be sold in the future.

For instance, if house prices are sky - high, it may be a good idea to sell your house right away, pocket the money and rent for a while before buying.

If house prices do start to fall, it may be years before they rebound.

Putting a 20 % down payment, as many have done, is meaningless if house prices fall by 40!

The GTA is fast becoming the New York of the north and even if house prices cool over the next few years, relief will be «modest,» at best, for beleaguered homebuyers, says TD Economics in a report released Monday.

If house prices continue to escalate at the same 8 % rate as they have so far this year to the best of my recollection.

The Dunning study estimates that if house prices in the GTA could be reduced by 10 per cent, annual housing starts would increase by 4,500 to 4,750 dwelling units.

A household that actually seriously cooks would probably be looking for a different house layout, anyway, or would possibly assume they could gut it to install something more to suit their own needs if the house price was right.

Not exact matches

If we can get the cost of moving to Mars to be roughly equivalent to a median house price in the US, which is around $ 200,000, then I think the probability of establishing a self - sustaining civilization is very high.

If, in contrast, the Fed were to raise rates now, before the economic recovery is fully entrenched, house prices might resume declines, the values of businesses large and small would drop, and, critically, unemployment would likely start to rise again.

In tandem, if wages do not rise at the rate of house - price growth, then buying a property becomes more and more unaffordable.

This has happened a number of times in California where a house is appreciating 15 % a year so you pay a price as if it's already appreciated by 15 % for three years.

If you're bearish on real estate — as we at Canadian Business have been for some time — the results of the latest Teranet - National Bank House Price Index, released today, may give you some grim satisfaction.

Keep in mind, that the mortgage you take out on a house is as important, as the price of the house, if not more so.