Sentences with phrase «if interest rates move»

(coupled with bad loans) Also if interest rates move up (which i think will happen when the new president comes in to office) that will also push down home prices, but in general now is a a great time to buy i think.
As we just went over, if you are looking at 15 to 17 - year duration on a 30 - year bond really what that means is that if interest rates move by a 100 basis points, the bond price moves by about 17 %, up or down.
Where the math gets fuzzy for me is if interest rates move up quickly right when the global equity markets begin to experience their first signs of a Central Bank quantitative - easing hangover.
If interest rates move higher, ETFs benchmarked to indices with longer durations will go down more in value than ETFs benchmarked to indexes that have shorter durations.
Although if interest rates move up too quickly (I don't think they will), that could be a setback.
Virtually all bond mutual funds and ETFs are currently stuffed with premium bonds, Bender says, and they will be for a long time, even if interest rates move gradually higher.
If interest rates move higher, the bond price must go lower to generate the new market yield.
If interest rates move higher, the bank could move the interest rate higher too to avoid losing out.
Remember, however, that if interest rates move sharply higher, then «outperform» simply means «lose a bit less.»
If interest rates move between locking the interest rate and your loan closing, you DO NOT get a lower rate if rates move down.
The interest rate risk is high in these funds as they may lose capital if interest rates move up.

Not exact matches

If the economy slows because of anticipated or real higher interest rates, we won't see unemployment moving under 7 %, and then the Fed is likely to reconsider and not «taper» at all!
But if you think interest rates are going to stay low, it's a move in the wrong direction.
Investors could be on the edges of their seats this week as they wait to see if the Fed will move ahead with plans to further raise interest rates.
With respect to interest rates, we continue to see a bifurcation for U.S. rates where shorter - dated yields move higher in response to possibly two or three more Fed rate hikes, while the U.S. Treasury 10 - year yield trades in a 2.25 percent to 2.75 percent range, with a temporary move toward 2 percent possible if geopolitical risks become realities.
If things move along as anticipated, interest rates are expected to go up in late summer.
Your choices are going to vary, and you may find out that you already have a good interest rate, but talk to several loan officers at a number of banks to find out if you can save by finally making the big loan consolidation move.
«If interest rates were to move quickly, volatility was to move quickly it could be an interesting financial market in the next couple of years,» he warned.
If it doesn't, if 2.6 is broken and move to 3 percent, then that basically says that interest rates are headed higher on a longer - term basis.&raquIf it doesn't, if 2.6 is broken and move to 3 percent, then that basically says that interest rates are headed higher on a longer - term basis.&raquif 2.6 is broken and move to 3 percent, then that basically says that interest rates are headed higher on a longer - term basis.»
Economists will be watching to see if the Federal Reserve's move to raise interest rates — and the subsequent gain in mortgage rates — has affected housing prices.
So if the current interest rate is very predictive of future performance, what happens when rates move or investor expectations trump this long - term reality?
NEW YORK (TheStreet)-- TheStreet's Jim Cramer believes in Walt Disney (DIS), he told one viewer Wednesday, but warned its shares could continue moving lower if the Federal Reserve raises interest rates in November.
«Why would the Federal Reserve raise interest rates in order to slow economic growth if in fact inflation was moving lower?
First, substantial direct or indirect wealth transfers from the state sector to Chinese households will unleash a surge in household consumption as household income rises (and because the interest on bank deposits is an important source of income for most middle and lower middle class households, if the authorities reduce interest rates, as struggling borrowers are demanding, China actually moves in the wrong direction).
Consequently, interest rates are artificially low and will now create a problem if people want to move out of stocks.
Even if the Fed makes good on its plan to raise short - term interest rates, fund managers expect them to move slowly and expect rates to remain low for a lot longer.
«If inflation moves higher and interest rates lag, that could be the catalyst for a move higher,» he said, though he was not suggesting the existence of a bubble.
If you keep an eye on your debts and make some of these smart financial moves, you'll put yourself in a position to avoid the worst of rising interest rates.
If it is a new era of faster growth and new investment opportunities, then the equilibrium real interest rate (the rate at which monetary policy neither boosts nor restrains the economy) would rise, so the central bank would be right to move interest rates towards that level.
If you are worried about rising interest rates, you may be tempted to move out of bonds into cash.
Right now, as you approach full employment, the odds of having to raise interest rates are [narrowing], and so, if you want to get ahead of that and manage that risk [of having to move] late and steep, then you are going to have to start moving earlier.
In the case of adjustable rate mortgages being refinanced, the tangible benefit would be moving into a fixed interest rate even if that rate is higher than the one currently being paid on the mortgage.
This is because fixed - rate mortgages are mortgage loans for which the interest rate does not change — even if market mortgage rates move higher or lower in the future.
«If the Fed hikes — and it almost certainly will — we're going to see an almost immediate move in the prime rate, and that's going to flow directly into the interest income of all the lenders here in the United States,» commented Albert Brenner, director of asset allocation strategy at People's United Bank, in a Tuesday «Power Lunch» segment.
Home price decreases: Interest rates have really just one direction to go, if you assume that home prices will move inversely to interest rates (which is a reasonable assumption), then home prices may definitely Interest rates have really just one direction to go, if you assume that home prices will move inversely to interest rates (which is a reasonable assumption), then home prices may definitely interest rates (which is a reasonable assumption), then home prices may definitely decline.
Michael Hasenstab: If the Fed moves first and interest rates in the United States start to normalize, then higher US rates combined with stable rates in Japan or Europe should lead to a stronger US dollar, at least temporarily.
The sensible thing to do would be to buy Carvalho for # 37M (insert any # 25M + CDM who is an upgrade and is better according to fan wisdom than FC), bench Coquelin who then says to Wenger «well I did my best, the fans don't rate me, I need to play and if that is not good enough then best let me leave — not interested in being benched», Wenger being the gent lets him go in January and Arteta moves back up to second choice.
If interest rates don't move, you have more flexibility with your options.
The mainstream press certainly believes that this has the potential to move interest rates, especially if the Fed changes the wording by even the slightest measure.
If however you keep a relatively high balance and pay hundreds of dollars in interest it is in their best interest to lower your interest rate to keep you happy and prevent you from moving your balance to another credit card.
As a result, if your «Best» rate is no longer the best, you may be able to move your funds to another IRA CD with a higher interest rate.
If the index moves up, so does your interest rate and the monthly payment per your loan agreement (rate increases and decreases are limited by caps and floors).
If I find a business that I determine will compound intrinsic value at 10 - 12 % per year and I can buy that business at a material discount to its current intrinsic value, why would I care what the S&P 500 does in 2014, not to mention trying to anticipate the Fed's next moves, where interest rates are headed, European problems, etc... The macro things are important, as Buffett says, but not knowable (or predictable).
First, this is only a good move if you can get a lower interest rate than what's part of your card's terms.
If you have $ 20,000 in outstanding balances on several high interest rate credit cards, it is highly unlikely you will be able to move all of this onto a single low - rate balance transfer credit card.
If you're going to do this, you must chase interest rates (I move the money every few months as on - line promotional bank rates expire), you must set autopayments (because if you miss a payment, it is very bad), and you should be careful that you don't accidentally take an advance from a card that has an uncapped fee — if they take 3 % off the top, it is hard to make moneIf you're going to do this, you must chase interest rates (I move the money every few months as on - line promotional bank rates expire), you must set autopayments (because if you miss a payment, it is very bad), and you should be careful that you don't accidentally take an advance from a card that has an uncapped fee — if they take 3 % off the top, it is hard to make moneif you miss a payment, it is very bad), and you should be careful that you don't accidentally take an advance from a card that has an uncapped fee — if they take 3 % off the top, it is hard to make moneif they take 3 % off the top, it is hard to make money.
End up with a lower interest rate than what you had on at least some of your previous loans (if not, then loan consolidation may not be a smart move)
If variable rates on your HELOC balance move above the fixed rate of a Fixed - Rate Loan Option, you could pay less interest on the Fixed - Rate Loan Option balarate of a Fixed - Rate Loan Option, you could pay less interest on the Fixed - Rate Loan Option balaRate Loan Option, you could pay less interest on the Fixed - Rate Loan Option balaRate Loan Option balance.
If you already have a savings account that is earning a competitive interest rate, it is generally not worth moving your money around in search of a higher rate, unless you keep a large amount of cash in savings.
Therefore, if the Fed's decision causes an interest rate to move up from 15 % to 16 % on December 21st, the new rate will only apply to purchases made on or after December 21st.
a b c d e f g h i j k l m n o p q r s t u v w x y z