If ridesharing drivers want coverage, they need to look for an insurer that offers an endorsement or special rideshare coverage.
If a ridesharing driver was responsible for the crash, had no passengers in the vehicle, and did not have their driver app on and was not available, then claims can only be filed against his or her insurance policy.
If a ridesharing driver was responsible for a motor vehicle accident, had no passengers in the vehicle, but they were logged into the driver app and available, then claims can only be filed against both the ridesharing corporate insurance and the driver's insurance.
Not exact matches
If you are injured in an accident with an Uber or Lyft
driver, the
driver and / or the
rideshare company may be held responsible for damages.
If you were a
driver involved in a crash with a
rideshare vehicle, either corporation may claim they're not liable at all.
This means that
if you are injured in an accident with an on - duty
rideshare driver, you can seek compensation from the
rideshare company itself.
Rideshare services such as Uber are becoming increasingly popular, but few people realize just how complicated getting compensated can be
if a crash involves one of these
drivers.
If the victim was not a passenger in the
ridesharing vehicle (i.e. another
driver or pedestrian), they should obtain the names and contact information of any passengers in the
ridesharing vehicle.
Unfortunately, some
rideshare drivers have insurance policies that terminate
if the vehicle is used for commercial driving — and
ridesharing definitely qualifies as such an activity.
Available for: Uber and Lyft
drivers Available in: AZ, CA, GA, IL, NV, OK, TX Cost: Starts at $ 0.20 per day, or $ 73 per year
If you have a personal auto insurance policy through Mercury, you can purchase additional
rideshare insurance from them for «as little as $ 0.20 a day!»
If you're an Uber, Lyft, or Sidecar
driver, you should read our article about the insurance secret that
ridesharing companies don't want you to know.
If, say, you're a
rideshare driver, the expenses would get added here as opposed to the travel section of Schedule C since you're on the job when you're driving and not traveling on a trip.
If you are one of the hundreds of thousands of individuals using or considering using their own car to become a part - time
driver for a
ridesharing company, you may think you can just download a
ridesharing app and be on your way to making some extra money — but think again.
However, you could still risk losing your individual auto coverage
if you do not report that you are a
rideshare driver to your insurance company, so it's best to do so before you weigh your options.
If you had wanted to become a
rideshare driver a few years ago, you probably would have had to purchase expensive commercial coverage that wasn't designed for
rideshare drivers, didn't cover you during personal time, and provided more coverage than you would ever actually need.
If you drive for
rideshare companies like Uber or Lyft, we offer competitively - priced Rideshare Driver Coverage for State Farm auto insurance c
rideshare companies like Uber or Lyft, we offer competitively - priced
Rideshare Driver Coverage for State Farm auto insurance c
Rideshare Driver Coverage for State Farm auto insurance customers.
If you use your personal car as a
rideshare driver for companies like Uber or Lyft, their insurance may not cover what you might expect.
Q: Will my deductible change
if I add
Rideshare Driver Coverage?