Not exact matches
If you have savings, credit cards, a mortgage - worthy house, a classic comic book
collection, or other
valuable assets, you should consider it.
If you have
valuables (jewelry, artwork, Polka album
collection) you will probably need additional coverage usually called a «rider».
If you don't already have a
collection in place, it's never too late to start — follow these tips on how to start a
valuable collection.
We believe this kind of an analysis and comparison is
valuable for determining whether the calculation of one RC is useful, even
if the data represent a multi-site
collection.
Extended coverage (also called a floater policy) is appropriate
if you have a particularly expensive piece of jewelry, a
valuable stamp
collection, or other similar item that has especially high value.
If you have items in your house that are exceptionally
valuable — jewelry, furs, artwork,
collections, etc. — it they are probably not going to be covered by standard homeowner's insurance.
This could be applied easily to items like expensive jewelry (which may not be covered when worn outside of the home or in specific circumstance like when it is placed in a locker at a gym), or
collections for example a record
collection may not be covered under your normal policy
if it is worth in excess of a certain threshold in total or
if individual items are considered to be more
valuable than a newly bought replacement (such as an album released on one label which has then since moved to another where it became very popular).
If you have hobbies or
collections of
valuable items you will want to get a rider or schedule those items separately as they will not be covered under a normal policy.
If you ask every person you're introduced to to introduce you to another person, pretty soon you'll find yourself with a healthy
collection of connections — the most
valuable part of any conference, and not bad a bad way to stay productive over a few days.
Aside from your regular possessions,
if you have especially
valuable items, like jewelry,
collections, furs, etc., you should also consider a rider on your plan.
That means,
if your jewelry, gun
collection, antique coin set, or other
valuable were ever stolen, damaged, or lost, your coverage limits might not be enough (on their own) to cover the costs to replace them.
If you have
valuables (jewelry, artwork, Polka album
collection) you will probably need additional coverage usually called a «rider».
If you own more than $ 50,000 worth of belongings (perhaps a
valuable gun, art or jewelry
collection), you may want to consider additional riders to your insurance policy to be certain you are covered in the case of loss.
If you are the proud owner of antiques or a special
collection, such as a coin
collection or a
valuable baseball cards
collection, it may be in your best interest to have additional insurance.
«
If you have an engagement ring or
valuable stamp
collection, you may need a special rider or endorsement,» he says.
In addition,
if you have a lot of
valuable possessions, such as a
collection of antiques or art, find out
if the policy offers enough coverage, or
if you need additional insurance.
For example,
if you have an exotic fur
collection or extremely
valuable jewelry, you may want to increase your insurance coverage beyond the standard policy.
This is especially useful
if you are storing a coin
collection or other
valuable items in your place of rent.
If you have
valuable artwork,
collections, or jewelry, these items may be limited to a certain dollar amount in coverage.
If you have
valuable collections or electronics consider adding a «rider» policy that would specifically cover those items.
Take videos of each room in your home and photos of any expensive jewelry, artwork,
collections or other
valuables — they may be helpful
if you have to file an insurance claim.