Sentences with phrase «in financial planning terms»

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

Office automation systems are also often used to track both short - term and long - term data in the realms of financial plans, workforce allocation plans, marketing expenditures, inventory purchases, and other aspects of business.

In recent months, many of the global banks have started to reveal details of their plans to relocate jobs away from London to other financial centers in Europe, afraid that the U.K. and EU won't be able to agree terms of engagement for the post-Brexit period before the U.K. leaves the EU in March 201In recent months, many of the global banks have started to reveal details of their plans to relocate jobs away from London to other financial centers in Europe, afraid that the U.K. and EU won't be able to agree terms of engagement for the post-Brexit period before the U.K. leaves the EU in March 201in Europe, afraid that the U.K. and EU won't be able to agree terms of engagement for the post-Brexit period before the U.K. leaves the EU in March 201in March 2019.

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

Since GM's driverless cars are years away from hitting the road as part of Lyft's service, the automaker plans to provide short - term car rentals (for a day, week or month) to Lyft drivers in the immediate future, as well as lease financing through its GM Financial arm, said Ammann.

«Depending on plan design, consumers who purchase short - term, limited - duration insurance policies and then develop chronic conditions could face financial hardship as a result, until they are able to enroll in PPACA - compliant plans that would provide coverage for such conditions,» the administration's report said.

But the financial terms and conditions of those deals are not in the business plan.

Just consider the financial risks entrepreneurs run, for example, if they give company stock to their children as part of a long - term estate - planning strategy — only to have the IRS step in years later and challenge the claimed taxable value of the gifts.

In recent months, student loan forgiveness for all current programs has been debated in Congress, leaving some borrowers weary of banking on forgiveness as part of their long - term financial plaIn recent months, student loan forgiveness for all current programs has been debated in Congress, leaving some borrowers weary of banking on forgiveness as part of their long - term financial plain Congress, leaving some borrowers weary of banking on forgiveness as part of their long - term financial plan.

Provides the strategic rationale and relative weightings of the financial and non-financial performance metrics or criteria used in the annual and performance - vested long - term incentive components of the Plan;

This discussion also does not consider any specific facts or circumstances that may be relevant to holders subject to special rules under the U.S. federal income tax laws, including, without limitation, certain former citizens or long - term residents of the United States, partnerships or other pass - through entities, real estate investment trusts, regulated investment companies, «controlled foreign corporations,» «passive foreign investment companies,» corporations that accumulate earnings to avoid U.S. federal income tax, banks, financial institutions, investment funds, insurance companies, brokers, dealers or traders in securities, commodities or currencies, tax - exempt organizations, tax - qualified retirement plans, persons subject to the alternative minimum tax, persons that own, or have owned, actually or constructively, more than 5 % of our common stock and persons holding our common stock as part of a hedging or conversion transaction or straddle, or a constructive sale, or other risk reduction strategy.

Standard & Poor's said on Thursday it remained poised to cut Toshiba's CCC - long - term credit rating «because its plan to sell its memory business has yet to materialize and additional losses or financial burdens might still arise in connection with its U.S. nuclear power business.»

While a uniform fiduciary standard would be disruptive to the retirement plan industry in the short - term, I believe it's in the best interest of all retirement plan stakeholders — participants, fiduciaries, and even financial advisors — in the long - term.

Fidelity believes one of the best ways to do that over the long term is by considering an appropriate amount to invest in a diversified portfolio of stock mutual funds, exchange - traded funds (ETFs), or individual stocks as you plan and implement an investment strategy that fits your time horizon, risk preferences, and financial circumstances.

Someone with at least five years of experience, preferably more, who wants to serve clients» best interest and is likeminded in terms of our financial planning and investment management approach.

In response to a recent article on Financial Planning, Joe McCusker Sr., ChFC at RIA Celtic Consulting Services in Las Vegas, voiced support for the proposal and a redefinition of the term advisor, writinIn response to a recent article on Financial Planning, Joe McCusker Sr., ChFC at RIA Celtic Consulting Services in Las Vegas, voiced support for the proposal and a redefinition of the term advisor, writinin Las Vegas, voiced support for the proposal and a redefinition of the term advisor, writing:

Tailored for small business owners and entrepreneur like yourself who are looking for long - term financial planning and wealth management, The Business Owner's Guide to Financial Freedom reveals the secrets behind successfully investing in your business while bypassing Wall Street - influenced financial financial planning and wealth management, The Business Owner's Guide to Financial Freedom reveals the secrets behind successfully investing in your business while bypassing Wall Street - influenced financial Financial Freedom reveals the secrets behind successfully investing in your business while bypassing Wall Street - influenced financial financial planners.

It may be the furthest out, but any good financial plan starts with calculating how much money you'll need to live on during your retirement years, putting a strategy in place to get there, and then addressing your shorter term needs.

As always, the key to consistent, long - term trading profitability is simply to plan your trades and trade your plan, without getting distracted by the financial «gurus» and talking heads of mass media (turning off the TV helps in this regard).

All in all a first step to reach financial independence is, to have a plan how you can get there and to set yourself mid term goals.

The signs of capital concentration tell us we need to start thinking about how we will execute a plan for the ultimate descent at perhaps a very crowded Hillary Step juncture somewhere in the future when shorter term weather conditions on the financial market mountain change.

In that sense, an advisor's ability to keep their client stick to their long - term financial plan, and thereby skirt irrational, emotional decisions, is worth 2.0 %.

ECB President Mario Draghi said the new plan could and would be reversed if required: «If, in the meantime, the outlook becomes less favourable or if financial conditions become inconsistent with further progress towards a sustained adjustment of the path of inflation, the Governing Council intends to increase the programme in terms of size and / or duration.»

In this context, the term «financial advice» is more broadly encompassing than the term «financial planning» used to be in previous versions of the Code of Ethics and Standards of ConducIn this context, the term «financial advice» is more broadly encompassing than the term «financial planning» used to be in previous versions of the Code of Ethics and Standards of Conducin previous versions of the Code of Ethics and Standards of Conduct.

In accordance with the terms of the Executive Bonus Plan, each year the Compensation Committee assigns each participant a target award cash bonus opportunity and establishes the financial performance measure or measures and related target levels that must be achieved before an award actually will be paid to the participant for that year.

Republicans should be happy to learn this Truth that has brought America to the state of Light for Obama to pick on it.One thing good about American Democracy is it is «truly participating» and lasting with lessons for others to follow in modernity to tap blue horizons of life.Those blue horizons just do not end in economics that has many minds to tap the financial barometer of the country self educative in working of its affluent class and ordinary class both domestically and internationally relating to perfection with budgeting of money in economic plans that have been existing and are in the process to move charismatically with a tide over where bipartisan element also comes into play well integrated to test the mettle of the top leader of the country who has to stand over the continuous democratic element evolving of the country both in economic as well as inherently in spiritual terms for the good of the people at large mixing with the culture of exchange that has humanity behind it to survive??

In a stern defence of the winemaker's strategy, Mr Clarke said the company was offering fair terms to all of its retail customers and, in a sign that his turnaround plan was beginning to gain traction, trading so far this financial year had been stronIn a stern defence of the winemaker's strategy, Mr Clarke said the company was offering fair terms to all of its retail customers and, in a sign that his turnaround plan was beginning to gain traction, trading so far this financial year had been stronin a sign that his turnaround plan was beginning to gain traction, trading so far this financial year had been strong.

«I am now watching Australian agriculture in terms of what the financial planning industry has been through.

Formula E has had a couple of hits this season in terms of location as the proposed round in Sao Paulo has had to be postponed a year, and the mayor of Montreal cancelled the city's race because of financial reasons, leaving the sport with it's planned season finale.

Poverty can lead to living fully in the present, which might mean less long - term financial planning or educational planning for children especially.

For Tomasi economic liberties appear to include a right to hold productive property; a right to engage in commercial contracts in one's interest, including a right to sell one's own labor on one's own terms; a right to make one's own decisions about savings and long - term financial planning; and, in general, a right to benefit from one's own economic activity.

It was revealed that the authority sat on $ 90 million in funds, failed to put together a financial plan, and short - term invested billions in taxpayer funds without a market strategy.

Progress has been made in the time since the crisis occurred, but if we are planning for the long term then we must ensure that financial regulation does not become political.

And the terms of the PEF pact no doubt reflect what Cuomo and his Budget Division consider affordable in the context of the current financial plan.

It reduces the workforce by 707 positions (12 %) without affecting the essential services provided by the county and it establishes sound financial planning that will assist in long - term budgeting.

Notably Rep. Hanna has pushed to support the Democrat Party, support late - term abortion and Planned Parenthood (who made political donations to Hanna's election campaigns in 2012 and 2014 - the only Republican to receive such financial support), and the recent national spotlight on his comments essentially defending presidential candidate Hillary Clinton ahead of her appearance before the Benghazi Commission last month.

If you have something in your financial history that you're not proud of, it's time to come to terms with it and make a plan to move forward.

Maybe it's opening a joint bank account, planning to buy a house together or agreeing who's responsible for which expenses in the house, but being in sync when it comes to your financial forecast is winning the long - term love game.

As late as April and May of their senior year of high school ~ there is a lack of knowledge among students about how they will pay for college There are substantial gender and socioeconomic differences evident in choosing STEM majors Parents and friends are key sources of support for postsecondary transition planning that need to be fully utilized On average ~ students do nt see college and career readiness counseling services as being as frequent or helpful as do their counselors and principals in terms of social and emotional development ~ financial planning ~ college and career planning and scheduling.

Compete with that structure planning and control: 1) to determine the level of resources needed to achieve the desired standard of performance of each system in terms of raw materials, supplies, labor, financial resources, etc..

This will provide an in - depth insight into spending habits and predict potential roadblocks to cash flow — as well as identifying long - term trends that enable better forecasting and financial planning.

This pilot has efficiently addressed short - term problems, created reliability and confidence in the operation and financial stability of the schools, all while freeing school leadership to focus on planning for the future.

The plan establishes a long - term instructional vision that aims to achieve educational achievement and financial stability for the largest district in the mid-Michigan» region.

The network also provides schools with access to: a national «knowledge network» of CWC teachers and principals who can share best practices with one another, meaningful professional development opportunities and evaluation tools, student assessment tools and help tracking student achievement, training in school operations, interest - free start - up loans to help new schools get off the ground and long - term financial planning assistance, and help resolving outstanding academic issues when requested by the school.

Our work has been focused on advocating for OUSD adopting fiscally responsible policies and best practices, developing a long - term strategic financial plan, and engaging school leaders to partner in systems changes to benefit students.

The Audi Pure Protection Program includes a portfolio of coverage options in conjunction with or above the manufacturer's limited warranty for your Audi vehicle: Certified pre-owned Service Contract Plan Term Care Select Service Guaranteed Asset Protection (GAP) Plan Lease Excess Wear Protection Audi Financial Services also offers these vehicle protection programs: Audi Appearance Guard Audi Prestige Insurance

Checking up on your long - term financial planning should include reviewing your current expenses, evaluating any debt balance, analyzing your savings accounts and ensuring you understand how the products in your retirement portfolio will help you achieve your goals.

Term life insurance is often considered the most popular form of insurance for people who want to put a prepared financial plan into place to shelter their family members in case something unexpected happens to the policy holder.

«For those who are just starting off a career, it's never too early to think about establishing a long - term financial plan that includes a retirement component,» said BMO's Chris Buttigieg in a release.

Dear Sankha, Suggest you to go through the below articles, you may get rough idea about few important aspects of Personal Financial Planning; Financial Planning Pyramid Top 7 best online term insurance plans in India Super Top up health insurance plans Retirement Planning in 3 easy steps Calculate how much to invest for your kid's education Top 6 most common Personal Finance mistakes people make