Sentences with phrase «in health insurance terms»

These types of diseases are known as pre-existing diseases in the health insurance term.

Not exact matches

With the uncertainty in terms of reproductive rights, and with health insurance uncertainty, the birth control pill might get taken away from you.
In terms of budgeting, as a general rule, consider between 20 and 30 percent of predicted gross sales as the baseline budget for comprehensive coverage, including health and life insurance.
When Bertolini began to frame health in those terms, he tells me, he began to see Aetna's «journey» more clearly — understanding that it needed to transform from a company that «sells insurance in a warranty card» to one that says to its customers, «Let's figure out what's standing in the way of living the life you want to lead.
In this section, provide employees with a general overview of the benefits you offer in terms of health care, dental, vision, life insurance, etc., but don't discuss specific policies with specific companieIn this section, provide employees with a general overview of the benefits you offer in terms of health care, dental, vision, life insurance, etc., but don't discuss specific policies with specific companiein terms of health care, dental, vision, life insurance, etc., but don't discuss specific policies with specific companies.
-- Discriminating in terms, conditions, or privileges of employment, such as providing a lower salary to an employee because of sexual orientation, or denying spousal health insurance benefits to a female employee because her legal spouse is a woman, while providing spousal health insurance to a male employee whose legal spouse is a woman.
The most sweeping overhaul of the healthcare system in decades and the signature domestic accomplishment of President Barack Obama's first term, the healthcare law set up health insurance exchanges and tax - credit subsidies to help people afford insurance premiums.
Many receive benefits provided under Medicaid, including the State Children's Health Insurance Program (CHIP), as well as Aged, Blind or Disabled (ABD), Foster Care and Long - Term Services and Supports (LTSS), in addition to other state - sponsored programs, Medicare (including the Medicare prescription drug benefit commonly known as «Part D»), dual eligible programs and programs with the U.S. Department of Defense and U.S. Department of Veterans Affairs.
The proposal met with a record number of comments, with a number of health insurance groups expressing concern that the short - term plans will undermine the health exchanges by siphoning off younger, healthier consumers who will no longer face a penalty if they enroll in non-compliant plans in 2019.
D & B told us point blankly that we need to pay them to help reveal our «company's financial health in the best possible light, negotiate better payment terms with suppliers and qualify for better insurance premium and mortgage rates.»
Furthermore, it pays to look into long - term care insurance in your 50s or 60s, when you're young enough to snag discounted lifetime premiums based on your health.
Many receive benefits provided under Medicaid, including the State Children's Health Insurance Program (CHIP), as well as Aged, Blind or Disabled (ABD), Foster Care and Long - Term Services (LTSS), in addition to other state - sponsored programs, Medicare (including the Medicare prescription drug benefit commonly known as «Part D»), dual eligible programs and programs with the U.S. Department of Defense and U.S. Department of Veterans Affairs.
Companies involved in the provision of health care are responsible — not just morally but legally and financially — to abide by the terms of the Health Insurance Portability and Accountability Act ofhealth care are responsible — not just morally but legally and financially — to abide by the terms of the Health Insurance Portability and Accountability Act ofHealth Insurance Portability and Accountability Act of 1996.
And this «conversion priviledge» that's available * for free * on many but not all term policies allows you to move to a permanent insurance policy later by locking in your health status now.
He was willing to make short - term compromises and mislead the public (if you like your health insurance you can keep it) in order to move policy in the direction of his long - term goals.
A former student of mine, the lawyer David Wojcik, suggested that this arrangement could have an appeal to widowed friends, who could enter these arrangements in order to «share Social security benefits, health insurance, or to defer estate taxes or to protect real estate from Medicaid liens incurred for long term nursing home care.»
Even though alcoholism ranks as one of the country's three major health problems, along with cancer and heart disease; even though it accounts for approximately 98,000 deaths every year; even though it is the root cause of most pastoral - care crises (suicides, auto fatalities, child abuse, divorces, hospital admissions, accidental deaths and home violence); even though it costs the nation $ 120 billion annually in terms of lost work time, health and welfare benefits, property damage, medical expenses, insurance and lost wages; and even though its effects impair the educational process of every child in every classroom, still the church acts as though alcoholism does not exist.
The only country in the EU with potential for long - term solvency of their health care system is Germany which uses a free market health insurance system.
It would also allow Dallas to have long - term Tyron Smith insurance, because such a prospect could be a candidate to move to OT in a couple of years if Smith's health gets worse.
Someday the insurance companies will realize what a treasure postpartum doula care is, in keeping mom and baby together to preserve the breastfeeding relationship, helping to avoid health care costs long term as well as speeding up healing and providing emotional support to help with any potential postpartum mood disorders.
«In addition, each of them receives a benefit package that includes 100 % paid health insurance, short term and long tern disability insurance and a life insurance policy for free, two weeks paid vacation, plus 8 paid personal or sick days and 50 cents on a dollar matching contribution to a retirement plan.
«It does restore many of the things we were concerned about, in terms of the Medicare savings plan [and] the funding for health insurance for low - income parents.»
Seven health - insurance companies in New York will change their criteria for covering costly drugs that cure chronic hepatitis C under the terms of agreements with Schneiderman's office.
According to him, while in opposition, the NDC promised to introduce a one - term payment of the premium of the National Health Insurance Scheme (NHIS), but could not implement it after eight years in political office.
Other measures approved at the last minute would authorize hunting with crossbows, allow ticket scalping to continue, prohibit unauthorized commerce in human tissue, continue health insurance coverage and revise workplace terms for midwives and utility maintenance workers.
Former New Jersey Gov. James Florio accomplished a great deal during his one term in office from 1990 to 1994, including auto insurance reform, welfare reform, greater state aid to education and health care, a cleaner environment and a ban on assault weapons.
According to him, while in opposition, the NDC promised to introduce a one - term payment of premium of the National Health Insurance Scheme (NHIS), but could not implement it after eight years in political office.
«These interim final regulations are necessary in order to provide rules that plan sponsors and issuers can use to determine which changes they can make to the terms of the plan or health insurance coverage while retaining their grandfather status»
A proposal to eliminate health insurance for six part - time elected officials — two town justices and four Town Board members, excluding the full - time supervisor — drew particular scrutiny in the case of five - term justice Frank Engel, the town's longest - serving elected official.
He said that term limits would prevent people from remaining in office simply to pad their pensions or to get health insurance and could result in the adoption of «meaningful things,» that often get passed over because people are worried about being re-elected.
Auditors also said that although Legal Aid, as a nonprofit, is required to return any unused county funds, the agency failed to remit a total of $ 38,296 in health insurance rebates and refunds for polygraph tests, legislative awards and short - term disability to the county.
And the study is being done in Norway because there's universal health care; you don't have to be concerned about discrimination for insurance purposes based on disease, and as people get ill, you have long - term follow - up.
The report also found that low - income Texans were significantly more likely to have less confidence in understanding health insurance terms than those with higher incomes.
Of the five health insurance terms relating to costs, 25 percent of all adult Texans who were surveyed — both insured and uninsured — said they lacked confidence in understanding the concepts of «premium,» «deductible» and «copayment.»
Instead of using humans — who, admittedly, expect salaries, paid leave, and health insurance — to evaluate applications and decide which candidates possess or can quickly learn needed skills, companies entrust these tasks to computer algorithms, which are cheaper in the short term but lack any ability to judge what resumes and applications indicate about applicants» abilities.
In the U.S., we already have legislation that prevents health insurance companies from discriminating against individuals based on genetic information, but it doesn't apply to life insurance or long - term care policies.
We asked Kathryn Votava, PhD, assistant professor of clinical nursing at the University of Rochester in New York and president of Goodcare.com, a company that analyzes health - care costs, for advice on how to shop for the best long - term insurance policy.
(ISTOCKPHOTO / HEALTH) The last thing anyone suffering from a long - term health condition needs is to become embroiled in a drawn - out fight with an insurance company over treatment payHEALTH) The last thing anyone suffering from a long - term health condition needs is to become embroiled in a drawn - out fight with an insurance company over treatment payhealth condition needs is to become embroiled in a drawn - out fight with an insurance company over treatment payments.
Next, a school district in Illinois just awarded its teachers a 10 - year contract that includes a 40 percent salary increase over its term, preserves a pre-retirement, 6 percent yearly pay spike to boost teachers» pensions, an increase in sick - days from 15 to 24 per year, and a freeze on health insurance and prescription drug costs for district employees for the 10 - year period.
We offer our full time employees the following benefits: - 401 (k)- Health Insurance - Dental Insurance - Long & Short Term Disability - Paid Vacations - Paid Holidays - Employee Discount Program - And MORE Qualified & «hungry» technicians should forward resumes via email to [email protected] or apply in person.
YOU OFFER: - The will and desire to succeed - The ability to listen and learn - Professional Appearance - Reliable Transportation - Not afraid to work - Self Motivated - The want and need to make money We Offer: - The Best Pay Play in Town - Solid & Stable position with a 30 year old company - Above average income - Strong Manager Support - Clean working environment - Very strong product - Training - Opportunity for advancement - Health and dental insurance - Long & Short term disability - 401 (k)- Paid Holidays - Paid Vacations - Employee Discount Program - RECOGNITION!
To be eligible for a Health Savings Account, an individual must be covered by a High Deductible Health Plan (HDHP), must not be covered by other non-HDHP health insurance (does not apply to specific injury insurance and accident, disability, dental care, vision care or long - term care), must not be enrolled in Medicare and can't be claimed as a dependent on someone else's tax rHealth Savings Account, an individual must be covered by a High Deductible Health Plan (HDHP), must not be covered by other non-HDHP health insurance (does not apply to specific injury insurance and accident, disability, dental care, vision care or long - term care), must not be enrolled in Medicare and can't be claimed as a dependent on someone else's tax rHealth Plan (HDHP), must not be covered by other non-HDHP health insurance (does not apply to specific injury insurance and accident, disability, dental care, vision care or long - term care), must not be enrolled in Medicare and can't be claimed as a dependent on someone else's tax rhealth insurance (does not apply to specific injury insurance and accident, disability, dental care, vision care or long - term care), must not be enrolled in Medicare and can't be claimed as a dependent on someone else's tax return.
We recommend term life insurance over mortgage life insurance if you're in good health because you'll get cheaper quotes and the death benefit goes to the beneficiary you choose.
Cover the cost of long - term care in your senior years in the event that you require it and your health insurance policy won't pay.
One of the drawbacks with many term policies is you have to re-qualify for the insurance periodically, and if you are in poor health you may not be able to obtain the required insurance.
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In terms of health or life insurance, the individual is what the rating is based on.
As you can see below, whether you're in great health, just average or even a smoker, AARP term life insurance from New York Life is significantly more costly.
If, for example, a medical condition arises making it difficult for you to buy insurance, having the 15 - year level term insurance already in place would allow you maintain insurance even though your health had changed
Term life insurance would typically not work in this case because the coverage amount would be too small, the client would likely be uninsurable because of health issues, and the client's age would be outside the range a life insurance company would approve coverage for.
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