The first step is to connect with an experienced
independent life insurance agent also known as a Broker.
Not exact matches
Independent agents also known as Brokers have access to all the best
life insurance companies offered in your state.
As briefly alluded to above, there are
also two types of
agents: captive
life insurance agents and
independent life insurance agents.
An
independent insurance agent has access to all the very best companies available and can find the correct
life insurance company quickly and efficiently due to their continued certification training and experience which is
also required to maintain their license.
When it comes to finding the lowest
life insurance rates the
independent agents also known as brokers always come through with flying colors.
The State Farm
agent did not have the experience and expertise of an
independent agent also known as a broker who specializes in the
life insurance market exclusively.
There
also is the issue of the quality of
independent life insurance agents.
You should
also work with an
independent life insurance agent who can help you shop and apply for multiple
life insurance policies, potentially from multiple companies.
An
independent agent not only understands how
life insurance companies view specific health conditions, but can
also aggregate a large number of quotes in a short amount of time.
As
independent agents with years of experience in the
life insurance industry, we can
also provide a middle ground solution: buy a no - exam policy first to secure your loan, and then go back and take a medical exam afterward so you can replace your original policy with one at a lower cost.