Sentences with phrase «individual accident insurance policies»

Individual accident insurance policies have several advantages — no pre-issuance medical tests, fixed premium at any age, and lower rates than rider premiums charged by life insurers.

The other two benefits — disability and accidental death — are better bought independently, in an individual accident insurance policy.

Not exact matches

After all, the existing tort - liability system is flexible enough to cover autonomous cars, and accident victims are extremely likely to go after automakers with deep pockets for product liability suits rather than individuals with auto insurance policies with lower limits.

What this means is that state law requires your insurance policy provides you with $ 20,000 worth of coverage for bodily injury or death that you cause to other individuals, $ 40,000 worth of coverage for bodily injury or death caused per accident if multiple people are involved, and $ 10,000 worth of coverage for property damage caused in other states.

Accordingly, when snowmobiles are operated on property not occupied by the owner at the time of an accident, they are considered «automobiles» for which insurance coverage resulting from an accident may be available under the individual's own automobile insurance policy, including statutory accident benefits, third - party liability and underinsured coverage.

If the defendant has very little insurance coverage, which happens very often in individual car accident cases, then the recovery may be limited to the value of that insurance policy.

When a person purchases a traditional car insurance policy, the insurance company will review their individual driving record to see if they have accumulated any traffic violations or have been involved in any motor vehicle accidents.

Substitute Product: In case Individual decides to withdraw this product under which policy is issued to individual or where the children have attended maximum eligibility age under the Policy, if covered, Company shall provide individual with an option to buy a similar substitute accident insurance Policy froIndividual decides to withdraw this product under which policy is issued to individual or where the children have attended maximum eligibility age under the Policy, if covered, Company shall provide individual with an option to buy a similar substitute accident insurance Policy from Copolicy is issued to individual or where the children have attended maximum eligibility age under the Policy, if covered, Company shall provide individual with an option to buy a similar substitute accident insurance Policy froindividual or where the children have attended maximum eligibility age under the Policy, if covered, Company shall provide individual with an option to buy a similar substitute accident insurance Policy from CoPolicy, if covered, Company shall provide individual with an option to buy a similar substitute accident insurance Policy froindividual with an option to buy a similar substitute accident insurance Policy from CoPolicy from Company.

Many auto insurance companies will have separate policies for those individuals who live 10, 20 or more miles away from their workplace as this compounds accident risk significantly.

This addition to the insurance policy is designed to specifically deny coverage for damages that may be caused due to an accident to the listed individual.

Accidental insurance policies simply cover an individual in the event of an accident.

The benefit amount in a Gerber Life Insurance Company accident protection policy can never be reduced once an individual qualifies, and the amount of the monthly premium can never be increased.

Accidental death and dismemberment insurance is a type of policy that pays out if an individual is killed or dismembered as a result of an accident.

As it relates to a homeowners insurance policy, property and casualty insurance may cover your belongings and / or another individual's expenses in the aftermath of an accident occurring from the result of your negligence.

But companies that issue life insurance actually do monitor a prospective policy holder's driving record because their history of driving, including accidents, DUI convictions and moving violations, can directly affect an individual's life expectancy and their risk of dying, all factors which influence the rate that an insurance company charges for a life insurance plan.

Star Health Insurance shall issue policies instantly on individual health, overseas mediclaim and personal accident policies

Any accidents taking place during these times would be covered on the individual's personal auto insurance policy.

Any accidents or moving violations will only impact the individual's policy premiums, and any liability beyond the insurance coverage amounts will be limited to the college student's assets.

However, regular life insurance policies are usually better for older individuals, as they are more likely to die as a result of health problems or natural causes, instead of accidents.

Bajaj Allianz Health Ensure Policy is a basic health insurance policy to take care of an individual and the family members» medical expenses in the event of hospitalisation due to any serious injury or accPolicy is a basic health insurance policy to take care of an individual and the family members» medical expenses in the event of hospitalisation due to any serious injury or accpolicy to take care of an individual and the family members» medical expenses in the event of hospitalisation due to any serious injury or accident.

With a special focus towards injuries and fatalities being caused due to accidents, Bajaj Allianz Sankat Mochan is a good insurance policy to cover individuals and family members.

Smart Individual Personal Accident Insurance Policy from Bharti AXA provides a complete financial cover for you & your family, in the unfortunate event of disability or death arising from accident... Read more

Though insurance companies favor women drivers because statistically they are less prone to accidents and commit less traffic violations, providers still assess policies on an individual basis.

A personal accident insurance policy provides financial assistance in case an insured individual suffers injuries or passes away due to an accident.