Sentences with phrase «injury liability premiums»

Not exact matches

«Considering the increasing size of injury awards, which have consistently outstripped both earnings and general inflation, further rises in Employers» Liability premiums seem likely even if accident rates continue to fall, as Employers» Liability claims are more attractive to injured workers and are easier to make.»

Discount is typically applied to bodily injury liability, PIP, property damage liability and collision premiums.

Both the limits of bodily injury and property damage liability can be increased by paying more in premiums.

For example, ask the company the specific premium amounts for each coverage type, whether it is collision, liability, uninsured motorist or personal injury coverage.

Motorcycle insurance may carry lower property - damage premiums because the risk of damage to other vehicles is minimal, yet have higher liability or personal - injury premiums, because motorcycle riders face different physical risks while on the road.

(d) Such motor vehicle liability policy shall state the name and address of the named insured, the coverage afforded by the policy, the premium charged therefor, the policy period and the limits of liability, and shall contain an agreement or be endorsed that insurance is provided thereunder in accordance with the coverage defined in this Article as respects bodily injury and death or property damage, or both, and is subject to all the provisions of this Article.

This comparison of six month premiums for a 2004 Chevrolet Malibu LS 4 - door sedan, or where ** is shown, a 2010 Chevrolet Malibu LS 4 - door sedan reflects the following insurance coverage: A $ 25,000 maximum bodily injury limit for anyone person in any one accident subject to a maximum for all bodily injury damages of $ 50,000 in any one accident; a $ 25,000 maximum limit for property damage liability for any one accident; a $ 500 comprehensive deductible; a $ 500 collision deductible.

This comparison of six month premiums for a 2010 Chevrolet Malibu LS 4 - door sedan reflects the following insurance coverage: A $ 25,000 maximum bodily injury limit for anyone person in any one accident subject to a maximum for all bodily injury damages of $ 50,000 in any one accident; a $ 25,000 maximum limit for property damage liability for any one accident; a $ 500 comprehensive deductible; a $ 500 collision deductible.

For a basic liability policy with $ 25,000 per person for bodily injury protection and up to $ 50,000 per accident, and $ 25,000 for property damage per accident, companies on average quoted the 30 year old driver a premium of $ 1,303 and the 65 year old motorist $ 1,155.

By reducing your liability coverage for personal injury and property damage while also raising your deductible, you could cut as much as 20 % off your car insurance premium.

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Premiums have plummeted more than 32 % from May 2003 to May 2007 for the majority of drivers with full policy coverage, which includes both mandatory and optional benefits: liability, personal injury protection (2003 only), medical payments coverage, collision and comprehensive.

For instance, the quoted premium for Liberty Mutual at the very minimum liability still came out higher than Allstate's for the same coverage with an additional endorsement of $ 25,000 per person and $ 50,000 per accident of bodily injury coverage for uninsured motorists.

The «liability premium» shall include the premium for personal injury protection (no - fault), for residual bodily injury liability (B.I.) and for property damage liability (P.D.), at the limits of coverage purchased by the insured.

Other factors that can have an effect on car insurance is the cost of living as well as the minimum amount of liability coverage required to have for personal injury and property damage in a premium.

For drivers with general liability coverage in Utica, New York they will receive bodily injury liability, property damage liability and uninsured motorist protection for one low monthly premium rate.

(1) Any rates, rating schedules, or rating manuals for the liability, personal injury protection, and collision coverages of a motor vehicle insurance policy filed with the office shall provide for an appropriate reduction in premium charges as to such coverages when the principal operator on the covered vehicle is an insured 55 years of age or older who has successfully completed a motor vehicle accident prevention course approved by the Department of Highway Safety and Motor Vehicles.

Colorado actually requires insurance companies to offer you this coverage in amounts equal to what you select for bodily injury liability, so it's worth asking your insurer about your options for adding it — it might not raise your premium by as much as you think.

From the above discussion regarding the third - party insurance plan, it supports low premiums, no - Fault liability and covers bodily injury, property damage, and even the death of a third party.

The discount is for the liability (bodily injury and property damage), personal injury protection, and collision portions of your policy... typically around 70 % -85 % of your current premium charges.

Premiums for insurance policy are comprised of: - A rating based on the vehicle make and model - Whether or not the vehicle has a loan - The age of the operator - The gender of the operator - The coverages selected including: liability, comprehensive, collision, uninsured motorist, personal injury protection and any additional policy features such as roadside assistance, or rental reimbursement.

Because construction jobs tend to have more liability threats and tend to have the potential for work - related injuries, premiums are usually much higher for construction companies than for businesses that work in manufacturing.

If you attend and complete a defensive driving class you could reduce your premiums on the three major liability coverages, property damage, bodily injury and personal injury.

A home insurance policy will also often include some form of coverage for a policy holder's liability arising from bodily injury particularly on the premises of the insured party but not in the case of mental injury, though mental injury coverage can be added to these policies typically for an additional premium payment.