Allianz Life's 2018 Life
Insurance Needs Survey finds Consumers Interested but Undereducated about Living and Tax Benefits MINNEAPOLIS — March 20, 2018 — Although most Americans have a strong understanding of the primary need for life insurance within their financial strategy — particularly the death benefit that provides monies to family / loved ones upon death of the insured — many are unaware of the additional living and tax benefits that may be available through permanent life insurance.
* Allianz Life Insurance Company of North America conducted an online survey, the 2018 Life
Insurance Needs Survey, in January 2018 with 803 respondents age 35 - 60, having an annual household income of $ 100K +.
According to the 2018 Life
Insurance Needs Survey * from Allianz Life Insurance Company of North America (Allianz Life ®), nearly nine in 10 people (88 %) understand the death benefit component of permanent life insurance, yet more than half (51 %) are unsure or don't believe cash value from permanent life insurance can be used to help fund college education, supplement retirement income or assist with other financial needs.
Allianz Life's 2018 Life
Insurance Needs Survey finds Consumers Interested but Undereducated about Living and Tax Benefits
Not exact matches
In order to understand the dynamics of the credit
insurance market, what drives purchasing decisions, the supply and demand picture, and whether products satisfy buyers»
needs, XL Catlin commissioned a global credit
insurance survey.
An analysis of data from the Urban Institute's Health Reform Monitoring
Survey showed more than 25 percent of people who bought non-group
insurance last year did not use the coverage for
needed services, like medical treatments, prescription drugs, and tests.
Higher employer contributions for pensions and national
insurance, and more pupils
needing support for mental health issues, are significantly adding to already - reduced budgets last year, according to the NAHT
survey.
The people who most
need renters
insurance are the least likely to have the coverage, as we've discovered in previous
surveys conducted by Effective Coverage and ORC International.
You can expect to pay for an appraisal, credit report, title
insurance, recording fees and a
survey where
needed.
The
survey was conducted by Allianz Global Assistance to examine the financial burden that tuition places on students and families and to highlight the
need to protect this large financial investment with tuition
insurance.
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Need an Annuity or
Insurance?
Consumer
surveys, including a recent
survey by Allstate, show that most Canadians planning to buy a condo were unclear about what
insurance protection they
need to purchase.
The most common reason
survey respondents gave for not purchasing life
insurance was that it was too expensive, yet consumers tend to overestimate the cost.2 If you think you
need more coverage or have no coverage at all, it's worth exploring the true costs and available options.
Questions from the Life and Health
Insurance Foundation for Education's (LIFE) insurance needs calculator, one of the insurance industry's most inclusive needs assessment surveys,
Insurance Foundation for Education's (LIFE)
insurance needs calculator, one of the insurance industry's most inclusive needs assessment surveys,
insurance needs calculator, one of the
insurance industry's most inclusive needs assessment surveys,
insurance industry's most inclusive
needs assessment
surveys, include:
Allianz Global Assistance's
Survey Shows Safety Concerns and Fear of Communism are Beginning to Fade, But Travelers are Needing More Travel Information, Infrastructure and Internet AccessibilityA year since the U.S. government's easing of travel restrictions to Cuba, an annual survey * by leading travel insurance provider Allianz Global Assistance is reporting that Americans are less interested in taking a trip to the country than in
Survey Shows Safety Concerns and Fear of Communism are Beginning to Fade, But Travelers are
Needing More Travel Information, Infrastructure and Internet AccessibilityA year since the U.S. government's easing of travel restrictions to Cuba, an annual
survey * by leading travel insurance provider Allianz Global Assistance is reporting that Americans are less interested in taking a trip to the country than in
survey * by leading travel
insurance provider Allianz Global Assistance is reporting that Americans are less interested in taking a trip to the country than in 2016.
A recent
survey found more than 3 in 4 Americans said they would feel the financial impact from the loss of a primary wage earner within six months and over half of Americans ¹ say they
need more life
insurance today.
According to a recent life
insurance survey by MetLife, 45 percent of working women and 28 percent of working men with
insurance haven't recently evaluated their
insurance plan and whether more or less is
needed.
In fact, according to a recent
survey by Allianz Life
Insurance Company of North America, more than half (51 %) of respondents said they were either unsure or did not believe life insurance could provide living benefits such as access to potential cash value accumulation to help fund college education, supplement retirement or other financi
Insurance Company of North America, more than half (51 %) of respondents said they were either unsure or did not believe life
insurance could provide living benefits such as access to potential cash value accumulation to help fund college education, supplement retirement or other financi
insurance could provide living benefits such as access to potential cash value accumulation to help fund college education, supplement retirement or other financial
needs.
Questions asked by these online tools vary, with some life
insurance calculators asking for more information than others — a well - rounded
survey may provide greater accuracy and a clearer assessment of your term life
insurance needs.
While 82 % of respondents to a recent
survey said married people with a young child or children
need life
insurance, only 60 % said single people with a young child or children
need coverage.
According to a current
survey conducted by BMO
Insurance, 25 per cent of Canadians
need some kind of medical care while on vacation or travelling.
The
survey results suggest a notable gap between client
needs and requests when it comes to life
insurance, and a financial advisor has a great opportunity to fill it.
By entering your zip code near the very top of the page, you'll be brought to a
survey asking about your own automobile along with your automobile
insurance needs.
It took me about 4 minutes to answer the short
survey needed to see car
insurance rates.
However, eight in 10 answering the
survey said that they saw a
need for
insurance, particularly for those with children.
The Zebra conducted this
survey * to gain a better understanding of drivers»
insurance awareness and their assumptions about what factors affect their car
insurance rates, and to help provide the education they
need to make more informed
insurance decisions.
According to a recent
survey from LifeHappens, more than a third of respondents believe that James Bond has a greater
need for life
insurance over Homer Simpson and Phil Dunphy.
To ensure that drivers meet the specific criteria outlined in the state
insurance code, a short eleven question
survey needs to be completed before drivers can complete the application process.
Auto
insurance companies want to provide you the coverage you
need for your car, but it is your responsibility to give accurate information on the application and on the
surveys requesting updated information.
We
surveyed more than 4,000 auto
insurance customers about how much they would
need to save before switching from their
insurance companies.
The people who most
need renters
insurance are the least likely to have the coverage, as we've discovered in previous
surveys conducted by Effective Coverage and ORC International.
LIMRA
surveys continue to show that most people (at least the grown up variety) agree that they
need life
insurance.
Consumer
surveys, including a recent
survey by Allstate, show that most Canadians planning to buy a condo were unclear about what
insurance protection they
need to purchase.
Other variables (maternal parity, housing stability, hospitalization, perceived health status, employment, use of the Women, Infants, and Children Supplemental Nutrition Program, and cigarette smoking; whether the mother was living with a partner; and infant gestational age, birth weight,
need for transfer to an intensive care nursery, health
insurance, special
needs, health status as perceived by the mother, and age at the time of the
survey) were included if the adjusted odds ratio differed from the crude odds ratio by at least 10 %, which is a well - accepted method of confounder selection when the decision of whether to adjust is unclear.42, 43 Any variable associated with both the predictor (depression) and the outcome (infant health services use, parenting practices, or injury - prevention measures) at P <.25, as suggested by Mickey and Greenland, 42 was also included.
The
need for more affordable health
insurance options is a top concern among real estate professionals too; more than half of NAR's members pay for their health
insurance out of pocket and one in five doesn't have any health
insurance at all, according to an annual member
survey.
The lawyer's response: no
need for him to review the
survey; he paid for title
insurance for the client.
According to a
survey conducted by
Insurance Quotes, 52 % of millennial renters do not think they need insurance because they assume their landlord's insurance will cover the cost of stolen or damaged property and be
Insurance Quotes, 52 % of millennial renters do not think they
need insurance because they assume their landlord's insurance will cover the cost of stolen or damaged property and be
insurance because they assume their landlord's
insurance will cover the cost of stolen or damaged property and be
insurance will cover the cost of stolen or damaged property and belongings.
You'll also
need to pay for a credit report, appraisal (an optional add - on, generally), attorney, flood
insurance and
survey.
Title
insurance can also benefit buyers in other ways: It can eliminate the
need for an up - to - date
survey while protecting against any title - related issues that would have been identified by that
survey.