Sentences with phrase «insurance policy liability»

Safeco offers worldwide umbrella protection if you're found at fault for an accident that exceeds your auto or home insurance policy liability limits.

Not exact matches

If you're sued and you don't have excess liability insurance, you'll be responsible for any dollar amounts over what your home and car policies will pay.

* Correction: The original version of this story said Airbnb offers secondary liability insurance for homeowners whose policies don't cover commercial activity.

In general, its safety policies are meager in the extreme: The company offers liability insurance for landlords and homeowners *; it offers free smoke and carbon monoxide detectors to hosts in the U.S.; after the death of Stone's father, it began requiring new hosts to view safety tips during onboarding.

However, homeowners» policies are limited in coverage and you may need to purchase additional policies such as home - based business insurance to cover other risks, such as general and professional liability.

Bowman & Partners discussed its options with Business Insurance Now, an online agent that had previously sold the company a general liability policy offering protection against injury claims, property damage and other physical - world concerns.

Thirty - three percent of small and midsize U.S. employers surveyed in 2014 by risk management and insurance brokerage firm Marsh & McLennan report having a cyber liability policy installed, up from just 16 percent in 2013.

Analyze current homeowner's, life, disability, auto and umbrella insurance policies to make sure you have the appropriate coverage for unexpected losses or liability claims.

(a) Schedule 2.7 (a) of the Disclosure Schedule contains a list setting forth each employee benefit plan, program, policy or arrangement (including any «employee benefit plan» as defined in Section 3 (3) of the Employee Retirement Income Security Act of 1974, as amended («ERISA»)(«ERISA Plan»)-RRB-, including, without limitation, employee pension benefit plans, as defined in Section 3 (2) of ERISA, multi-employer plans, as defined in Section 3 (37) of ERISA, employee welfare benefit plans, as defined in Section 3 (1) of ERISA, deferred compensation plans, stock option plans, bonus plans, stock purchase plans, fringe benefit plans, life, hospitalization, disability and other insurance plans, severance or termination pay plans and policies, sick pay plans and vacation plans or arrangements, whether or not an ERISA Plan (including any funding mechanism therefore now in effect or required in the future as a result of the transactions contemplated by this Agreement or otherwise), whether formal or informal, oral or written, under which (i) any current or former employee, director or individual consultant of the Company (collectively, the «Company Employees») has any present or future right to benefits and which are contributed to, sponsored by or maintained by the Company or (ii) the Company or any ERISA Affiliate (as hereinafter defined) has had, has or may have any actual or contingent present or future liability or obligation.

For this reason, the standard amount of liability protection in most insurance policies might not be adequate.

The quotes are based on a basic liability protection policy for the 2011 Toyota Camry across 12 insurers, including both national (such as GEICO and State Farm) and regional (such as Western National Insurance and Farmers Mutual of Nebraska) companies.

Students renting an off - campus apartment — like anyone else — should purchase a renters insurance policy to cover their belongings, give themselves personal liability protection and loss of use coverage.

With a renters insurance policy you get at least $ 100,000 in liability coverage which would be more than enough to cover the average dog bite.

«The unduly expansive and retroactive application of this initiative based upon a 2005 news release, creates an unreasonable and unmanageable retroactive liability that is incompatible with the commercial certainty that should be inherent in tax policy,» Frank Swedlove, president of the Canadian Life and Health Insurance Association Inc., complained to Finance Canada in a letter last August.

The absolute minimum you can have on a basic car insurance policy in Texas is liability protection for the categories and limits below.

Roommates are excluded from all renters insurance policy coverages including personal property, liability and loss of use — in the event a rental becomes uninhabitable.

Mobile home insurance policies generally include $ 100,000 in liability coverage but policyholders can purchase as much as $ 500,000.

Liability coverage is a core party of every condo insurance policy, as it is for homeowners and renters insurance, as accidents happen.

Clark Insurance offers a variety of business insurance options, including everything from a business owner's policy and liability protection to complete employee benefit plans and key person life iInsurance offers a variety of business insurance options, including everything from a business owner's policy and liability protection to complete employee benefit plans and key person life iinsurance options, including everything from a business owner's policy and liability protection to complete employee benefit plans and key person life insuranceinsurance.

E-commerce companies, like all online businesses, need to pay close attention to cyber liability and data breach insurance in addition to other policies.

Additionally, technology errors and omissions insurance, cyber liability insurance, employment practices liability insurance, and directors and officers insurance are also excluded by an umbrella policy.

However, renter's insurance policy provides personal liability insurance in case someone is injured while in your home.

As a rule, umbrella insurance only extends to other liability insurance policies.

A proper crime policy from an A-rated insurance carrier is an important policy that fills gaps in cyber liability and technology errors and omissions policies.

As we just discussed above, most cyber liability insurance policies only provide protection against third - party damages.

The most robust and complete cyber insurance strategies include cyber liability insurance that specifically provides protection for both first and third party damages and that integrates closely with more traditional insurance lines like a crime policy a property policy.

Our cyber liability and data breach insurance starts at just $ 250 per year for a pre-underwritten instant issue policy that provides $ 100,000 in protection against first - party damages as well as many third - party damages offering a fast and economical way to get protection in place.

Like most types of businesses, tech companies and startups need to, at the very lease, put in place a general liability insurance policy or a business owner's policy (BOP).

Because the insurance industry doesn't recognize software as a product, the product liability that is included with many general liability or business owner's policies won't provide any protection for the types of products and services many of today's technology companies provide.

No matter which situation a dog owner finds his or herself in, their renters insurance personal liability protection will cover the costs up to the limit of their policy.

Most renters insurance policies, whether you're renting an apartment or a single - family home, include at least $ 100,000 in liability protection.

Nov 26, 2015 An umbrella insurance policy adds an extra layer of protection to your liability insurance.

All Exhibitors participating in the North Coast Wine Industry Expo Trade Show & Conference are required to carry general liability coverage from an insurance company in good standing with minimum policy limits of $ 1,000,000 per occurrence and $ 2,000,000 in all.

Some cycling organisations may only arrange «contingent» liability insurance cover for their event, which means that their policy will only provide cover in the absence of any other insurance policy.

British Cycling's member liability insurance is arranged on a «primary specific» basis - which means that a claim will not be referred to any other insurance policy that our members may have.

For the protection of members and all those involved in the management of registered and insured cycling events, British Cycling provides through its public liability insurance policy, an indemnity, limited to # 15 million (3) for legal liabilities arising from claims made against an event organiser, official or participant1 that involves either bodily injury or property damage to a third party.

(1) this refers to an event that has been formally registered with British Cycling, appears on our published event calendar and is insured under British Cycling's liability insurance policy.

N.J.S.A. 18A: 40 - 41.5 (2010) provides immunity from liability for school districts for the death or injury of a person due to the action or inaction of persons employed by or under contract with a youth sports team, provided there is an insurance policy of not less than $ 50,000 per person per incident, and a statement of compliance with the school district or nonpublic school's policies for the management of concussions and other head injuries.

The types of youth sports insurance available include General Liability, Accident, Directors & Officers Liability, Crime, and Equipment policies.

After completing the training, officials qualify for an annual membership, which includes a $ 1,000,000 excess liability insurance policy; access to members - only resources; SportingKid Live!

Insurance policy: $ 1,000,000 Excess General Liability Insurance (while acting in the capacity as an official)

Upon successful completion of the program, coaches receive a downloadable certificate and a liability insurance policy.

After completing the NAYS Coach Training, coaches qualify for an annual membership, which includes a $ 1,000,000 excess liability insurance policy; access to member - only coaching resources and supplemental coach trainings; SportingKid Live!

After completing the NAYS League Director Training, administrators qualify for an annual membership, which includes a $ 1,000,000 excess liability insurance policy; a $ 2,000,000 Directors & Officers Liability insurance policy; access to members - only resources; Sportingliability insurance policy; a $ 2,000,000 Directors & Officers Liability insurance policy; access to members - only resources; SportingLiability insurance policy; access to members - only resources; SportingKid Live!

Access to Public Liability Insurance for Local HE groups run by three or more EO members at a preferential rate via EO's collective policy.

In California, school districts are required to obtain insurance against liability for death, personal injury, or property loss or damage.13 Some districts in California also include in their policies specific coverage for after - school hours or for school meal program employees.

«This legislation establishes and requires gun - owners to obtain and maintain liability insurance policy prior to such ownership.

and youth are covered under the SYEP community agency's liability insurance policy and Workers» Compensation.

Supporting commercial lines businesses Progress on fixed fees for costs of noise - induced hearing loss claims Support for fair compensation for mesothelioma sufferers Expansion of the Insurance Fraud Bureau's scope to commercial liability Campaigning for solutions fit for our future Our Flood Free Homes campaign Forward thinking policy for data and cyber Engaging Government to support the role of income protection Delivery of Flood Re, a world first solution for affordable flood cover Fighting fraud Partnering with Government on the Insurance Fraud Taskforce Renewing the Insurance Fraud Enforcement Department Securing new insurer access to the DVLA registered owners database Influencing sensible regulation On Solvency II, we: Secured changes to secondary legislation Clarified treatment of deferred tax Negotiated a favourable calibration of the EIOPA's fundamental spread Supporting insurance businesses Pushing for sensible development of global capital standards Securing better targeted tax legislation Managing the impact of international financial reporting sInsurance Fraud Bureau's scope to commercial liability Campaigning for solutions fit for our future Our Flood Free Homes campaign Forward thinking policy for data and cyber Engaging Government to support the role of income protection Delivery of Flood Re, a world first solution for affordable flood cover Fighting fraud Partnering with Government on the Insurance Fraud Taskforce Renewing the Insurance Fraud Enforcement Department Securing new insurer access to the DVLA registered owners database Influencing sensible regulation On Solvency II, we: Secured changes to secondary legislation Clarified treatment of deferred tax Negotiated a favourable calibration of the EIOPA's fundamental spread Supporting insurance businesses Pushing for sensible development of global capital standards Securing better targeted tax legislation Managing the impact of international financial reporting sInsurance Fraud Taskforce Renewing the Insurance Fraud Enforcement Department Securing new insurer access to the DVLA registered owners database Influencing sensible regulation On Solvency II, we: Secured changes to secondary legislation Clarified treatment of deferred tax Negotiated a favourable calibration of the EIOPA's fundamental spread Supporting insurance businesses Pushing for sensible development of global capital standards Securing better targeted tax legislation Managing the impact of international financial reporting sInsurance Fraud Enforcement Department Securing new insurer access to the DVLA registered owners database Influencing sensible regulation On Solvency II, we: Secured changes to secondary legislation Clarified treatment of deferred tax Negotiated a favourable calibration of the EIOPA's fundamental spread Supporting insurance businesses Pushing for sensible development of global capital standards Securing better targeted tax legislation Managing the impact of international financial reporting sinsurance businesses Pushing for sensible development of global capital standards Securing better targeted tax legislation Managing the impact of international financial reporting standards.

Before leaving office last year, Mayor Mike Bloomberg proposed turning over $ 270 million to billionaire Warren Buffett's holding company, Berkshire Hathaway, which would provide a $ 600 million insurance policy and assume liability for future WTC claims.