Sentences with phrase «insurance standard plan»

Not exact matches

It's all based on my plan to build a computerized vehicle valuation platform, as well as a national network, which quickly became the de facto standard for the entire insurance industry.

Financial institutions including the Royal Bank of Scotland and insurance giant Standard Life have announced plans to transfer some operations south of the border to ensure they remain part of British tax and currency systems.

Many self - employed Americans have lost access to inexpensive insurance policies because their old plans did not meet the new standards for health insurance.

Currently, insurance plans need to meet minimum standards and cover essential benefits as part of their plans under the Affordable Care Act.

But while the total number of U.S. life insurance policies — bought by both private citizens and employers — is shrinking, standard life plans are still among the most popular form of coverage purchased.

The death benefit and payment plan of any standard whole life insurance policy are set as part of the policy and do not change.

While you need to focus plenty of attention on the standards, like health insurance and PTO, it makes sense to take the time to build some season - specific perks into your benefits plan.

These risks and uncertainties include food safety and food - borne illness concerns; litigation; unfavorable publicity; federal, state and local regulation of our business including health care reform, labor and insurance costs; technology failures; failure to execute a business continuity plan following a disaster; health concerns including virus outbreaks; the intensely competitive nature of the restaurant industry; factors impacting our ability to drive sales growth; the impact of indebtedness we incurred in the RARE acquisition; our plans to expand our newer brands like Bahama Breeze and Seasons 52; our ability to successfully integrate Eddie V's restaurant operations; a lack of suitable new restaurant locations; higher - than - anticipated costs to open, close or remodel restaurants; increased advertising and marketing costs; a failure to develop and recruit effective leaders; the price and availability of key food products and utilities; shortages or interruptions in the delivery of food and other products; volatility in the market value of derivatives; general macroeconomic factors, including unemployment and interest rates; disruptions in the financial markets; risk of doing business with franchisees and vendors in foreign markets; failure to protect our service marks or other intellectual property; a possible impairment in the carrying value of our goodwill or other intangible assets; a failure of our internal controls over financial reporting or changes in accounting standards; and other factors and uncertainties discussed from time to time in reports filed by Darden with the Securities and Exchange Commission.

Today, non-fiduciary financial advisors — like brokers and insurance agents — recommend investments to 401 (k) plan sponsors based on a suitability standard of care.

The Affordable Care Act established benchmark coverage standards for Medicaid's newly eligible adult population, as well as for qualified health plans sold in the health insurance marketplaces.

The British marine insurer Standard Club is understood to have cancelled the insurance on all ships owned by Femco, a Russian cargo line, amid widespread suspicion it planned to break the EU sanctions against the Middle East regime.

The president will seek to relax health care standards on small businesses that band together to buy health insurance and may take steps to allow the sale of other health plans that skirt the health law's requirements.

Blodgett said the GOP bill blocks people with Medicaid from accessing preventive care at Planned Parenthood health centers, including birth control and cancer screenings; undermines Essential Health Benefits standards, including maternity coverage; and imposes a nationwide ban on private insurance coverage of abortion.

According to the standards set by those same healthcare plans and insurance companies, my patients

Turns out that the standard recommendation to take prenatal vitamins for three months before conception is just a bare - bones insurance plan.

And because of the wonderful experiences we've provided our clients with in the past 32 years, we don't plan on lowering our standards until we become the leader in the short - term insurance industry.

«The Insurance Institute for Highway Safety sets some of the highest standards of crashworthiness, and the Top Safety Pick Plus designation is a significant achievement for the Kia brand and for our best - selling vehicle,» said Orth Hedrick, vice president, product planning, KMA.

An mortgage insurance plan — and that's what the FHA mortgage program is — is equally right to set stiff standards to avoid excess risk and claims.

The good news about high - deductible plans is that monthly premiums are typically much lower than they are for health insurance policies with standard deductible levels.

They offer standard banking solutions, investment products, insurance plans, and a variety of credit cards.

StanCorp Equities, Inc., member FINRA, wholesales a group annuity contract issued by Standard Insurance Company and a mutual fund trust platform for retirement plans.

Your auto insurance plan includes third - party liability coverage, but you can still sue an at - fault party for additional compensation in excess of the standard no - fault benefits if your damages warrant such action.

This return of premium term life insurance policy offers much less protection than the standard term insurance plan.

An online term insurance plan with return of premium To ensure that our loved ones are never wanting in terms of financial resources to live the life of their dreams, protect their standard of living as well as ensure that any unfortunate event does not place on their shoulders the burden of our debts & loans.

The standard recommendation of life insurance coverage is 10 times your annual salary; this is not the perfect number for every family, but employer - sponsored plans often don't cover this amount.

Your cash savings, retirement plans, bank accounts, etc. can help reduce the amount of life insurance your loved ones will need to maintain their current standard of living.

Midyear, I started a new job and switched to a standard insurance plan and an FSA.

It is standard procedure for your insurance plan to have a list of exact coverage points (fire, lightning, ice / snow related, burglary etc.) with particular legal language, which you can have a lawyer review for you

By law, your auto insurance plan carries third - party liability coverage, but you can still sue an at - fault party for additional compensation in excess of the standard no - fault benefits should your damages warrant such action.

If you were to die unexpectedly, life insurance is there to make sure your loved ones can maintain their standard of living, stay in your home, send your kids to the same schools and keep their plans for the future on track.

Added coverage for road side assistance if you already have standard emergency road side assistance on your insurance plan.

Deductibles for earthquake insurance plans are higher than those in standard homeowners or renters insurance, usually from 5 to 15 percent of the policy limit.

Nationwide's Whole Pet with Wellness Plan is one of the most comprehensive on the market, and it will as a result cost you more than most standard pet insurance plans.

They tend to be insurers that also offer travel insurance and standard health plans, but you'll find the occasional dedicated expat insurance company as well.

Look below for a list of the travel assistance services included with our Standard, Preferred and Premium travel insurance plans and how they can help you before, during and after your trip.

While our protection plans are not travel medical insurance offerings, our Standard, Preferred and Premium plans do provide Medical and Dental Coverage and emergency assistance services in addition to Trip Cancellation and a variety of other coverages — providing travelers with well - rounded travel insurance options suited for either domestic or international travel.

But these are just three of several post-departure coverages included with many standard travel insurance plans.

Though the UStiA study suggests trip cancellation was once a more widely - known travel protection coverage, Chambers says, «many standard travel insurance plans have always included, and continue to include, a number of lesser - known post-departure coverages that take effect when you begin your trip.»

To help with planning, LAWPRO has a «Test Your Exposure» stress test available on its website that can help lawyers determine if their firm would benefit from getting excess insurance that will provide additional coverage limits in the event claims arise that exceed the standard $ 1 million per claim / $ 2 million in the aggregate annual policy limits.

Unfortunately, many of these treatments and services are not covered by standard health insurance plans.

Companies represented at this year's Legal Week Corporate Counsel Forum Africa include: ABSA Capital / Barclays, Accenture (South Africa), ADvTECH, AECOM, AFGRI Group, Altron, Anglo American, AngloGoldAshanti, Ashburton Investments, Associated Motor Holdings, Baker & McKenzie, Baker Hughes, BankservAfrica, Barclays Africa Group, Barloworld Automotive, Barloworld Equipment, Barloworld Power, a division of Barloworld South Africa, BATSA, BMW, British American Tobacco, BT Global Services, Business Partners, Centriq Insurance, City of Johannesburg Development Planning Legal Administration, City of Johannesburg Legislature, City Property Administration, Colgate - Palmolive South Africa, CSIR, DBT Technologies, Deutsche Bank, JHB, Development Bank of Southern Africa, Eskom Holdings SOC, Financial Services Board, FirstRand Bank, Gauteng Partnership Fund, Google, GroCapital Financial Services (member of AFGRI Group), Heineken SA, HMS Bergbau Africa, Huawei Technologies Africa, Imperial Logistics, Intercape, JD FS, a division of Pepkor Trading, Kimberly - Clark of South Africa, Kumba Iron Ore, Leonie Ellis Placements, Makro Division of Massmart, Masscash, Mondelez, Munich Reinsurance Company of Africa, Mutual & Federal Insurance Company, National School of Government, Nedbank, Netcare, Nigerian Bottling Company, PepsiCo Inc. / Simba, PIC SOC, Premier FMCG, Procter & Gamble (P&G), Rand Merchant Bank, RH Managers, Rio Tinto, Road Accident Fund, SA Bankers Services Company (BankservAfrica), SABC, Sage International, Samsung Electronics South Africa, Sasol, Scaw, SEFA, Shell SA, Siemens Healthcare, South African Broadcasting Corporation, South32 SA, Spur Group, Standard Bank, Standard Chartered Bank, Steinmuller, Sun International, Takeda, Telkom Business Connexion, Tetra Pak, The Pivotal Fund Limited, The South African Breweries, The Standard Bank of South Africa, Tiger Brands, Transnet Freight Rail, Unilever, Vedanta Resources - Zinc International, Viacom International Media Networks, Virgin Active SA, WesBank, Willis Towers Watson, World Bank.

The term «experience» or «experienced,» as used on the Site, Applications, and in other communications in reference to third party attorneys participating in LegalZoom's legal plans or other attorney access services means that the legal plan primary handling partner of each law firm fulfills the following: (a) possesses a minimum of five years» experience practicing law, (b) maintains errors and omissions insurance policies consistent with industry standards, (c) is in good standing with the state bar in each jurisdiction in which the attorney is licensed to practice, (d) has no pending malpractice lawsuit, as of the date of joining one of LegalZoom's legal plans, and (e) has no public record of discipline by a state bar within the last five years.

Companies represented in previous forums included: ABSA Capital / Barclays Accenture (South Africa) ADvTECH AECOM AFGRI Group Altron Anglo American AngloGoldAshanti Ashburton Investments Associated Motor Holdings Baker & McKenzie Baker Hughes BankservAfrica Barclays Africa Group Barloworld Automotive Barloworld Equipment Barloworld Power, a division of Barloworld South Africa BATSA BMW British American Tobacco BT Global Services Business Partners Centriq Insurance City of Johannesburg Development Planning Legal Administration City of Johannesburg Legislature City Property Administration Colgate - Palmolive South Africa CSIR DBT Technologies Deutsche Bank, JHB Development Bank of Southern Africa Eskom Holdings SOC Financial Services Board FirstRand Bank Gauteng Partnership Fund Google GroCapital Financial Services (member of AFGRI Group) Heineken SA HMS Bergbau Africa Huawei Technologies Africa Imperial Logistics Intercape JD FS, a division of Pepkor Trading Kimberly - Clark of South Africa Kumba Iron Ore Leonie Ellis Placements Makro Division of Massmart Masscash Mondelez Munich Reinsurance Company of Africa Mutual & Federal Insurance Company National School of Government Nedbank Netcare Nigerian Bottling Company P&G PepsiCo Inc. / Simba PIC SOC Premier FMCG Procter & Gamble (P&G) Rand Merchant Bank RH Managers Pty Rio Tinto Road Accident Fund SA Bankers Services Company (BankservAfrica) SABC Sage International Samsung Electronics South Africa Sasol Scaw SEFA Shell SA Siemens Healthcare South African Broadcasting Corporation South32 SA Spur Group Standard Bank Standard Chartered Bank Steinmuller Sun International Takeda Telkom Business Connexion Tetra Pak The Pivotal Fund Limited The South African Breweries The Standard Bank of South Africa Tiger Brands Transnet Freight Rail Unilever Vedanta Resources - Zinc International Viacom International Media Networks Virgin Active SA WesBank Willis Towers Watson World Bank

[47] The wage for health care providers and hospitals is estimated at $ 47.28, a weighted average of various health care professionals based on CPS data; the wage for health plans is estimated to be $ 33.82, based on average wages in the insurance industry (note that all wage assumptions in this impact analysis assume a 39 percent load for benefits, the standard Bureau of Labor Statistics assumption).

Plan documents may only permit health insurance issuers to disclose protected health information to a plan sponsor as is otherwise permitted under this rule and consistent with the minimum necessary standPlan documents may only permit health insurance issuers to disclose protected health information to a plan sponsor as is otherwise permitted under this rule and consistent with the minimum necessary standplan sponsor as is otherwise permitted under this rule and consistent with the minimum necessary standard.

The definitions that were promulgated in the Transactions Rule and that remain unchanged here are: Act, ANSI, covered entity, compliance date, group health plan, HCFA, HHS, health care provider, health information, health insurance issuer, health maintenance organization, modify or modification, Secretary, small health plan, standard setting organization, and trading partner agreement.

Transmission of applicant or employee health information by the employer's management to the group health plan may be permitted under the ADA standards as the use of medical information for insurance purposes.

Metlife Easy Super is provided by PNB Metlife India Insurance under ULIP and HDFC Life Assured Pension is provided by HDFC Standard Life Insurance Company Limited under Pension Plan.

TATA AIA iRaksha TROP is provided by TATA AIA Life under Term Life Insurance Plan and HDFC Life Click 2 Retire is provided by HDFC Standard Life Insurance Company Limited under Pension Plan.

SBI Life CSC Saral Sanchay is provided by SBI Life Insurance under Whole Life Insurance Plan and HDFC Life Group Credit Protect Insurance Plan is provided by HDFC Standard Life Insurance Company Limited under Group Life Insurance Plan.