Sentences with phrase «insurance by most insurance companies»

Similarly, voluntary abortion is not covered under Group Health Insurance by most Insurance companies.

Not exact matches

Important factors that could cause our actual results and financial condition to differ materially from those indicated in the forward - looking statements include, among others, the following: our ability to successfully and profitably market our products and services; the acceptance of our products and services by patients and healthcare providers; our ability to meet demand for our products and services; the willingness of health insurance companies and other payers to cover Cologuard and adequately reimburse us for our performance of the Cologuard test; the amount and nature of competition from other cancer screening and diagnostic products and services; the effects of the adoption, modification or repeal of any healthcare reform law, rule, order, interpretation or policy; the effects of changes in pricing, coverage and reimbursement for our products and services, including without limitation as a result of the Protecting Access to Medicare Act of 2014; recommendations, guidelines and quality metrics issued by various organizations such as the U.S. Preventive Services Task Force, the American Cancer Society, and the National Committee for Quality Assurance regarding cancer screening or our products and services; our ability to successfully develop new products and services; our success establishing and maintaining collaborative, licensing and supplier arrangements; our ability to maintain regulatory approvals and comply with applicable regulations; and the other risks and uncertainties described in the Risk Factors and in Management's Discussion and Analysis of Financial Condition and Results of Operations sections of our most recently filed Annual Report on Form 10 - K and our subsequently filed Quarterly Reports on Form 10 - Q.

Written by insurance - claims specialists at Coopers & Lybrand, the brochure is chock - full of useful information, such as what your company should do during the first 30 days after a disaster, how you should quantify your losses on work in process and finished goods, how to calculate business - interruption costs, and most important of all, how to wrap up all the paperwork quickly.

the preservation among the Jews of «the «haggling» habit which most of the Western world has outgrown,» «the use of shoddy or poor materials,» the fact that «Jews are considered by certain leading insurance companies as a poor fire risk,» etc..

Most benefits are underwritten by unaffiliated insurance companies who are solely responsible for the administration and claims.

His most valuable asset is a 57 percent stake in America Movil, the biggest mobile - phone operator in Latin America, followed by his stakes in holding company Grupo Carso and banking and insurance firm Grupo Financiero Inbursa.

Under the Affordable Care Act, the exchanges perform a vital role, determining whether consumers are eligible for premium tax credits, which, in most cases, are paid directly by the Treasury to insurance companies on their behalf.

Owned by the Farmers Insurance Group of Companies, 21st Century was also one of our 5 most expensive Laredo insurers.

Most notably was his entrance into the insurance sector by purchasing the National Indemnity Company.

We note that it would not be possible to copy that procedure exactly nowadays, primarily because most debt / credit relationships are intermediated via financial institutions, such as banks, insurance companies, etc., rather than by governments or wealthy families directly.

Farmers is the most affordable insurance company by $ 197, which is greater than some renters insurance quotes offered in other cities.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

Most of us would question whether this couple should have been forced to deliver their stillborn baby, or this woman told by her insurance company that terminating a desperately wanted but unviable pregnancy counted as an abortion.

Vasectomies are covered by most insurance companies.

It's the reversal of a vasectomy that's not covered by most insurance companies.

I've tried to give the most basic understanding by using the «insurance company» analogy and yet they still don't get it.

This was a stupid move by Hobby Lobby because most people believe that companies should pay for health insurance, most people believe women should have access to contraception and many of those people vote with their wallet.

Phone follow up is included and consult fee is reimbursed by most MA insurance companies.

Most often, your doctor provides you with a prescription brand so that the cost of the vitamins will be picked up by your insurance company instead of you spending out of pocket.

Thankfully, most insurance companies are required by law, due to the affordable care act, to supply a FREE electric breast pump valued at close to $ 375.

You've probably heard the good news by now that the Affordable Care Act requires most insurance companies to cover breast pumps and lactation support for new moms.

More Ways to Access the Breastpump and Supplies You May Need You've probably heard the good news by now that the Affordable Care Act requires most insurance companies to cover breast pumps and lactation support for new moms.

Most birth center costs are covered by the major insurance companies.

The requirement would fundamentally alter New York's exchange, which is among the most successful of the state run marketplaces, and could cripple newly formed insurance companies, drive doctors out of networks and increase premiums on the state's exchange by as much as 30 percent.

That's not quite the same thing as saying «unable to keep their health insurance» as most people will be able to continue getting covered by the same doctors under the same insurance company under a new plan.

It is worth noting that while people under age 65 in the U.S. live in a heavily market - dominated economy where poor employment outcomes mean poverty and a lack of access to health care, almost everyone over age 65 has most of their healthcare paid for by Medicare, (a FICA tax financed, single payer system that pays providers more or less the same rates as private insurance companies and has few cost controls), more than half of their nursing home costs paid by Medicaid, (which is stingy in how much it pays providers and moderately means tested), and receives enough of a guaranteed income from the combination of Social Security and SSI payments to keep the poverty rate for people age 65 +, (even if they have no retirement savings of their own), above the poverty line, regardless of the state of the local economy.

Underwriters Laboratories, perhaps most recognizable for the ubiquitous «UL» in a circle that is printed on many gadgets, was founded back in the late 19th century by insurance companies looking to forestall the fires endemic to the new era of electrification by safety certifying electrical products.

Blue Cross Blue Shield of Illinois is the «largest and most experienced health insurance company» in Illinois, according to information provided by the insurer.

Most insurance companies provide coverage for nutrition service when provided by a RD.

I can assure you that my generation has only recently woken up — probably rudely shaken to reality by the fact that our struggles to plan for a carefree «after work» life, has not and will not materialize, and most of us finding that the efforts to ensure a good pension plan, has largely been based on illusions, dished out by the insurance companies, which ultimately are not much better than the banks that have brought on the economic demise, but for their part will still continue their self - enriching bonus system.

I think most countries have some kind of official or well know appraisal organizations which give official book values for vehicles which are used by the general public as a guideline for buying and selling, and by insurance companies for calculating payouts when cars are wrecked.

In addition to our friendly and knowledgeable sales staff, we also provide financing, service, parts and a collision center certified by most major insurance companies.

Most notably was his entrance into the insurance sector by purchasing the National Indemnity Company.

We compared car insurance rates for one sample driver from 12 auto insurance companies across 39 cities, and found that costs can vary by as much as 60 % between the costliest and the most affordable auto insurer in South Dakota.

If you own a dog that is restricted by most homeowners insurance companies, an umbrella policy may be a great option if you have high liability limits on your auto policy.

The company with by far the most expensive motorcycle insurance rates was Esurance.

Nationwide's home insurance quote of $ 762 is $ 793 less than the quote offered by Farmers, the most expensive insurance company in the city.

Perhaps the most troublesome recent use of the credit score is by insurance companies to establish rates.

Travelers, the most expensive home insurance company in the area, brought the county's average down by $ 363.

Based on our study, Travelers was the most expensive insurance company in the area by far.

The second most affordable insurance company in the area, Grange, offered a quote of $ 2,041, which is $ 172 greater than the quote offered by State Farm.

ForeCertain Income Annuity and ForeCertain Advisory Income Annuity are issued by Forethought Life Insurance Company, 10 West Market Street, Suite 2300, Indianapolis, Indiana and are available in most states with contract FL - FPA - 13, as applicable.

This is the second most expensive home insurance quote offered by any insurance company amongst the ten largest cities in the state.

Farmers is the most affordable insurance company by $ 197, which is greater than some renters insurance quotes offered in other cities.

To make it simple, we managed money for an incompetent insurance management team who could only sell product by paying more than most companies did.

A new poll conducted by Red C for Aviva, an insurance company in the United Kingdom, found that most parents in Ireland would be in favor of a student loan system.

While rates, endorsements and discounts vary widely by insurance company, most insurers provide a standard set of coverages outlined below.

Child life insurance is sold by most major insurance companies and there are a few, like the aforementioned Gerber Life Insurance, that specialize in theinsurance is sold by most major insurance companies and there are a few, like the aforementioned Gerber Life Insurance, that specialize in theinsurance companies and there are a few, like the aforementioned Gerber Life Insurance, that specialize in theInsurance, that specialize in the product.

Most benefits are underwritten by unaffiliated insurance companies who are solely responsible for the administration and claims.

Utah residents can also reduce insurance rates by taking advantage of the discounts most insurance companies offer.