I invest in Lumpsum whenever some black swan incident happens (e.g. surgical strike by India against PAK) or when the indices run near or below 200 DMA (e.g. now).
So will it a wise decision to redeem it and
invest in lumpsum in any Mutul Fund?
So in totality I have Rs 8 Lakhs, which I want to
invest in lumpsum in 2 good mutual funds preferably in small and mid cap mutual funds for a long term horizon.
And what is the right time to
invest in lumpsum.
Thanks a lot for your advice... Its been great help... A bit more of study regarding the market is required then from my side before becoming able to
invest in lumpsum...
It is better if i would
invest in lumpsum amount in short term debt fund then in balanced fund through STP?
I still have around 10L to
invest in lumpsum.
Also please suggest me if I have to
invest in lumpsum or in SIP / STP by investing the amount in Liquid Fund.
Not exact matches
Dear Mr.Reddy, I am an NRI, I want to start
investing in Mutual Funds with
Lumpsum amount, it will be mix of 50 % Balance fund, 25 % Midcap or Small Cap & 25 % Monthly Investment plan.
By all means take out the
lumpsum, but explore opportunities where to
invest in, first.
Instead of SIP say for example 5000rs per month, if i
invest lumpsum 60,000 rs
in any MF will it bring less return?
if u have a lump - sum, then after deciding on the equity fund to
invest, u can
invest the
lumpsum in a liquid fund of the same fund house and then start an STP from that liquid fund into your chosen equity funds.
I wants to
invest on monthly basis for a period of 2 years to get a
lumpsum return
in end.
Is it wise to
invest in SIP or
lumpsum (for ex 30 - 40k one time) for the below?
Since the interest rate for FD is only around 7 %, Can i
invest lumpsum 5 lacs
in a good MIP fund and 3 lacs
in pure debt fund?
I found it good, but as a first time investor where I must start from, say if I have 50000
in my account, I can do FD or
invest a
lumpsum amt
in LIC or may be
in SIP.
I have taken a Term Cover of 1 Crore this year and planning to
invest in ELSS manually
in a
lumpsum investment and am
in process of shortlisting the Long term and Short Term Financial Goals to start with proper financial planning.
My personal experience proved that
lumpsum investing is better than STP for 6 to 12 months as I
invested in 5 hybrid equity balanced funds for an amount of 12 lakhs on 1st January 2016 when markets were all time high, but, immediately after I
invested, markets started to fall with some corrections for few months and my portfolio was down by 1.5 lakhs versus my investment at some point but now my portfolio is up by 1.2 lakhs where there is an appreciation of 14 % till date, some people even suggested me to go for STP over 6 to 12 months to average out but I believed
in this
lumpsum investing than STP as I did not need this anount for upto 5 years.
If you don't regret your investment, then you will surely regret lack of
lumpsum to
invest in the downturn that followed your investment.
If you have a
lumpsum and want to
invest it
in equity, do so at once.
If you
invest a
lumpsum and market goes down 50 %
in the next couple of months, you will regret your investment for a period of time until when it comes back up.
Well, if your income will not attract tax, then its best to take the
lumpsum now by surrendering it and
invest it
in other avenues.
I am 27, putting funds
in 1000 / month
in ppf 1000 / month
in sukanya samriddi account for my girl child sip 1000 / month
in uti mid cap fund now I want to
invest 1 lac
lumpsum in mfs for five years, suggest me best one to get best returns and want to start another sip for 5 years term.
This year looking at the current best performing portfolios I
invested 30K
lumpsum again
in Axis LT equity fund.
IN MIP's, do i need to
invest lumpsum or SIP's?
I want to
invest 2 lakhs
in mf
lumpsum can hold for 4 - 5 years pl suggest 4 best mf, Pl note I am a retired person, can take medium high risk
Can you please advise me which fund I should
invest in, I am not looking at tax saving elss only any best consistent mutual fund with moderate to low risk for 50, 0000
lumpsum investment or if you think SIP is better I will do that.
I had
invested 1.5 Lacs
in lumpsum in ICICI Pru Equity Income Fund — Growth.
And secondly
in case I switch to other fund after 3 years what would you suggest that the
lumpsum amount which i would receive after 3 years should be
invested all together
in a new fund or again we should start Sip.
Hi Sreekanth, As you mentioned
in other
invest lumpsum when the market is relatively low, So, Do you recommend
investing lumpsum amount
in midcap or small cap mutual funds
in current market situation or should i wait for some more time.
I can
invest monthly 10 - 20k either
in MF of SIP or any policy which you can suggest., My requirement are i am looking for
lumpsum amount of 2cr - 5cr
in 20 years time.I do nt know where to
invest or put my funds
in.
I have already put (last year) 3 lakh
in fixed deposit and 1.25 lakh
lumpsum in ICICI balance fund for his graduation and planning to
invest 1 lakh per annum
in some good debt fund.
For example, If I have 30 lakhs
lumpsum money to
invest, I have 2 options: One is open SIP
in say large cap, midcap, diversified mutual funds and
invest 50,000 monthly thru SIP... this will take me 5 years to
invest my 30 lakhs into Equity mutual funds..
I had a question on
lumpsum investing in mutual funds visa vis
investing through SIP route.
If yes, what is the best MF to
invest this
in»
lumpsum» right now (
in current market scenario), if my investment horizon for this
lumpsum amount is 5 — 10 years..
I wish to
invest Rs 1 lakh
in lumpsum for 5 yrs may be 50k - 50k each if u suggest two good funds.A balance mf will be a good option??
How do I
invest a
lumpsum amount of 10 lakh
in mutual funds?
About a year back
in Aug 2015, I had
invested a
lumpsum amount of Rs 5 lacs into ICICI Pru Value Discovery Fund, but currently observe that the returns it is giving
in the present market conditions is only between 5 - 6 % as compared to my other
lumpsum funds which are giving me minimum 10 % returns.
My perception is that if I will
invest that money
in 2020 and 2021
in SIP then my compounding benefit will start again
in 2021 but if I will do
lumpsum then I will have full benefit of compounding.
Kindly advise the benefits of long term
lumpsum amount investment
in Mutual Funds, since unlike SIP's there is no averaging of cost nor any compounding effect to the
invested amount.
sir I want to
invest 1 lakh
lumpsum in sbi magnum midcap fund.
I want to
invest per month 10k rupees
in mutual funds through sip and 1 lakh as
lumpsum there fore please guide me how should I update my current portfolio.
Also, I have an
lumpsum amount of 20L with me
in liquid funds, considering the current «bubbly» market situation what do you suggest where should i
invest?
1) Since its a
lumpsum amount should I
invest 5L monthly
in a timespan of 5 months or should I
invest all
in one month?
If i switched all units... will this transferred
in lumpsum method (by latest NAV) OR
in respective NAV which i was
invested for last 18 months SIP date??
And also I want to
invest 5L amount
in lumpsum.
I would have around Rs 1 lakh to
invest in this year as
lumpsum
1) Is it the right time to
invest in mutual funds (
Lumpsum) as the markets are at its all time peak or should we vait for some correction.
Would be great if you can advice on the following too: (1) I want to
invest lumpsum and not loose my principle...... need money
in next 5 years.
Investing horizon — 5 - 6 years Risk appetite - High Age 26 Plus I hold
lumpsum in Canara Robeco Emerging Equities — Regular Plan — Growth & L&T India Value Fund — Regular Plan — Growth of about Rs. 20K.