Sentences with phrase «issue policy which»

Serious health issues could force you to purchase a guaranteed issue policy which is more expensive than a traditional one.

Sometimes people want to eliminate the Para-Med visit with the blood test and elect to have a simplified issue policy which could be approved within 24 - 48 hours.

This is a simplified issue policy which means no exam required and also no Attending Physician Statement (APS) necessary.

If you are between ages 15 to 65 years of age you might want to consider Sagicor's simplified issue policy which does not require a medical exam.

Additionally, you can also qualify for a Guaranteed Issue policy which does not require medical tests and a health questionnaire, but the coverage amounts are much lower.

This could limit your options to a guaranteed issue policy which would provide coverage for burial costs and other final expenses.

However, you can also find additional no exam simplified issue policies which will ask only a few questions without the background check.

Not exact matches

Under this hypothetical policy, governments transfer money directly to taxpayers to encourage spending, a handout funded by issuing bonds with a coupon of zero and no maturity date, which central banks buy.

Harvard public policy professor and behavioral economist Iris Bohnet says one solution to solving this issue is «micro-sponsorship,» which is the act of advocating for a colleague who has been wronged.

Deep policy divisions appear to exist between the business and labor groups: The report cites the «majority» of members preferring to focus on issues outside trade deficits in favor of a «mutually beneficial» trade deal, sentiments to which the labor union representatives dissent in favor of promoting U.S. investment and jobs.

Those federal rules, which double down on restrictions adopted in 2014 and stern warnings to lenders issued by OSFI earlier this summer, require banks to qualify borrowers at higher interest rates, impose additional limits on mortgages for buyers with small down payments, and compel financial institutions to share the risk by taking out insurance policies on low - ratio mortgages.

Last March, San Francisco Mayor Ed Lee announced the formation of a «sharing economy» working group, which would «bring together City Departments, neighborhood and community stakeholders and sharing economy companies to... explore policy alternatives and legislation to modernize those laws and / or address emerging impacts and issues.»

Still, members are sometimes united on key policy issues that affect them all, which is something Shapiro speaks about handily.

In an interview following the speech, Campbell said the NDP has «clearly articulated» their policy on issues like credit card rates, but the CBA, which represents 52 banks, is «quite serious» about forging a working relationship with Layton and his caucus.

If anything has gotten easier for Barkan despite the physical and emotional challenges that comes with his illness, it's that the issues he is now advocating for are much simpler to explain to people than US interest rate policy, which has been his focus at the Center for Popular Democracy.

The issue with Facebook's privacy policies is that the user information they collect is buried and scattered across a number of pages, which is not ideal for most users.

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

Google, which has expertise in monitoring its video service YouTube, would know how to deal with the tricky policy issues facing Twitter, such as abusive tweets and censorship.

Angus responded by arguing that Chan's role as the company's leading public policy person in Canada means he's in charge of engaging with government on a wide range of business issues that affect Facebook, which has 23 million users in the country and more than two billion worldwide.

There are three main factors affecting the attractiveness of European banks, according to analysts: They are late in the cycle compared to U.S. banks, they have yet to deal with legacy issues from the crisis, and the ECB is still in a state of accommodative policy, which limits banks» returns.

The country's increasingly stringent immigration policy has become an especially important issue for nascent businesses, which are often eager to harness overseas talent.

In the latter of the two memos, Porter and Kelly devised a system to ensure that all sides of a policy issue for those which have a legal aspect are run past them before making it to the president.

Observed the report: «The context in which the policy was adopted and even the issue of whether a rule or policy has been actually adopted are also important in these cases.»

, which focuses on the nation's health policies and medical issues, 29 % of Americans report problems paying medical bills, and 37 % have increased their credit card debt to help pay for medical bills.

According to a 2016 - 17 survey by the Kaiser Family Foundation, which focuses on the nation's health policies and medical issues, 29 % of Americans report problems paying medical bills, and 37 % have increased their credit card debt to help pay for medical bills.

Given these positive surprises, and because monetary policy must be forward - looking to achieve our inflation target, Governing Council's discussions focused on three main issues: first, the extent to which recent strength is signalling stronger economic momentum in Canada and globally; second, how heightened levels of uncertainty, particularly about US tax and trade policies, should be incorporated in our outlook; and third, how much excess capacity the economy currently has, and the growth rate of potential output going forward.

An important and useful element of the thinking at the time was the replacement of the earlier «control theory» approach to policy (i.e. the belief that the central point was to find an appropriate spot on the Phillips curve and to stay there), towards a «game theoretic» view, in which the critical issues related to behaviour — the interaction between the monetary authorities and the public.

One of the few issues on which most economists agree is the need for public policy to protect the environment.

The deal will also establish a side agreement between the United States and South Korea that is intended to deter «competitive devaluation» of both countries» currencies — which can artificially lower the cost of imports bought by consumers — and to create more transparency on issues of monetary policy.

Trump is a man prone to emotional outbursts with little knowledge about public policy issues; it was easy to spin worst - case scenarios in which he might put the country in danger on a whim.

He is also the author of several IGOPP policy papers, which offer new perspectives on a range of controversial issues including: Dual - class voting shares, Corporate Citizenship, The place of women on boards of directors, Say - on - Pay by shareholders, The Gordian knot of executive compensation, The Troubling Case of Proxy Advisors, among others.

Oil sands development is a matter of provincial government policy: in a government policy paper (the Mineable Oil Sands Strategy) issued a few years ago (and since recalled), the core area of the oil sands resources in Alberta was designated a «sacrifice zone», within which it was acknowledged that significant and irreversible environmental impact would be permitted to occur, to enable the realization of the significant economic benefits such development promised.

This piece was originally published in Embassy News on November 27, 2013 as part of their Asia Pacific Policy Brief issue, of which APF Canada was a partner.

I would be delighted to follow up my appearance on Midpoint: Question Everything with Ed Berliner, in which Ed and I discussed the economic issues around immigration policy, with a few points and references.

The Fed's FOMC is concluding another two - day meeting today and will issue its latest policy statement around 2 p.m. EST, as the idiots on financial tv sit on the edge of their seat trying to figure out which word or syllable has changed from the last policy decision statement.

The problem should not have directly impacted email delivery but some providers have policies which are blocking the email due to the issue.

Put policies in place to help anticipate and address issues, and be sure that handbooks are adapted to be legally and culturally appropriate for each country in which your organization operates.

Mr. Melby was a senior staff member on the National Security Council from 1987 to 1993, during which he participated in bilateral and multilateral trade and economic negotiations, including the North American Free Trade Agreement, the Uruguay Round, bilateral economic issues, international energy policy and export controls.

In China, we have seen how rigid compliance with regime orthodoxy has led to political and policy disasters, whether during the Cultural Revolution and Tiananmen, or on contemporary issues of environment, national minorities, and corruption, many of which still can not be discussed openly.

First, it is critical for regulators to complete their efforts at implementing a macroprudential approach to enhance resilience within the financial system, which will minimize the likelihood that monetary policy will need to focus on financial stability issues rather than on price stability and full employment.

Climate change is an important issue to the long - term health of our community and the world, however policies in our relatively small jurisdiction which are not aligned with the realities in other Canadian provinces and the United States put us at a competitive disadvantage.

However, other factors played a role, including reactions to the non-transparent, lobby - driven trade negotiation process to develop policy for behind - the - border governance issues, the flawed investor - state dispute mechanism, and the controversial intellectual property and cross-border data flow provisions, which promised to raise health - care costs, dampen innovation, and raise privacy concerns.

The BOC has four main areas of responsibility: monetary policy, which dictates the supply of money circulating in the Canadian economy; currency, the design and issuing of Canada's bank notes, and managing funds.

An economic survey of Japanese business issued by the central Bank of Japan, which it then uses to formulate monetary policy.

Officials from both sides have said that the conversation will be focused on topics of shared values and priorities, but prior to the visit, Vatican Radio — which, according to USA Today «is considered an official organ of communication for the church «-- released a story addressing U.S. policy issues at odds with Vatican teaching.

That this has had the most profound impact on our politics is obvious: The American culture war, which is one of the preeminent issues - beneath - the - issues, shapes the public discourse on both domestic and foreign - policy questions every day.

The Journal's is the countercultural viewpoint — that there are some things on which we should not have clear «policy,» that there are some issues that simply can not be «settled» by law.

A short statement issued by the ABS said it had met with «complaining parties» but said that its policies are «in complete compliance» with the Internet Corporation for Assigned Names and Numbers (ICANN), which manages internet resources and coordinates its domain name system.

The majority opinion, issued by Justice Ruth Bader Ginsburg, said that Hastings College of the Law's «all comers» policy, which required all groups to open all positions to all students, «is a reasonable, viewpoint - neutral condition on access to the student - organization forum.»

The renewed vigor with which Southern Baptists are engaging issues of public policy also draws on a distinctively Reformed critique of culture.