Sentences with phrase «issuer credit ratings of»

NJHMFA's issuer credit ratings of AA (stable outlook) by Standard & Poor's Rating Services and Aa2 (stable outlook) by Moody's Investors Service, Inc. are among the highest ratings given to any state housing finance agency in the nation.
A.M. Best also provides future guidance, stating that Phoenix Life's future outlook is «STABLE,» with a long term issuer credit rating of bb +.
Before the merger of Veteran's Life Insurance Company, this insurer was rated by A.M. Best Company as an A (Excellent), and it also had an issuer credit rating of a +.
In addition to this, they were also given a «Stable» outlook and a long - term issuer credit rating of «a -» which means that they should still be able to pay claims long into the future.

Not exact matches

Fixed income investments entail interest rate risk (as interest rates rise bond prices usually fall), the risk of issuer default, issuer credit risk and inflation risk.
The recent fast growth of the corporate market has been associated with a changing pattern in the credit ratings of issuers.
Changes in the financial strength of a bond issuer or in a bond's credit rating may affect its value.
High - yield bonds represented by the Bloomberg Barclays High Yield 2 % Issuer Capped Index, comprising issues that have at least $ 150 million par value outstanding, a maximum credit rating of Ba1 or BB + (including defaulted issues) and at least one year to maturity.
Just as individuals have their own credit report and rating issued by credit bureaus, bond issuers generally are evaluated by their own set of ratings agencies to assess their creditworthiness.
They are also less likely to have call protection, which means that if a company's financial condition or credit rating improves, the issuer can call its outstanding bonds and take advantage of lower funding rates.
The table to the right offers some illustration of how many different issuers may be required to help achieve diversification at different credit ratings.
a reduction in the rating awarded a debt or equity security; a credit agency downgrades the debt of a company, municipality, or governmental entity indicating a potential deterioration in the financial situation of the issuer and its ability to meet its obligations in full and / or on time.; a downgrade suggests investors are less certain to receive interest payments and return of capital
Brian led the charge in developing Morningstar's issuer credit ratings, creating and rolling - out one of the firm's proprietary credit metrics, the Cash Flow Cushion.
Some issuers offer unsecured credit in the form of short term loans with higher - than - average rates.
Be mindful of the bond issuer's credit rating and the bond's duration.
Bonds are subject to interest rate risk, call risk, reinvestment risk, liquidity risk, and credit risk of the issuer.
Bond funds are subject to interest rate risk, which is the chance bond prices overall will decline because of rising interest rates, and credit risk, which is the chance a bond issuer will fail to pay interest and principal in a timely manner or that negative perceptions of the issuer's ability to make such payments will cause the price of that bond to decline.
Bond investments are subject to interest - rate risk (the risk of bond prices falling if interest rates rise) and credit risk (the risk of an issuer defaulting on interest or principal payments).
An AAA rating is the highest possible rating assigned to the bonds of an issuer by credit rating agencies.
An AA + rating is generally one step below the highest rating (AAA) assigned to the bonds of an issuer by credit rating agencies.
True, the Credit CARD Act of 2009 requires credit card issuer to apply your payment to the highest - rate balance Credit CARD Act of 2009 requires credit card issuer to apply your payment to the highest - rate balance credit card issuer to apply your payment to the highest - rate balance first.
«The same thing holds with bonds — so you have to look at the credit rating of the issuer, [which can indicate] whether it can keep its promise [to pay you back with interest].»
Bond ratings, which typically range from AAA / Aaa (highest) to D (lowest), are assigned by credit rating agencies such as Standard & Poor's, Moody's and / or Fitch, as an indication of an issuer's creditworthiness.
A spokesman for the ratings agency said, «Moody's does not refrain from taking rating action when its opinion on the credit risk of an issuer has changed.»
- credit rating agencies should be reformed - those paying for their services should be investors rather than the issuers of debt.
As well, similar to personal credit scores, the issuer's history of repayment to other creditors will affect their credit rating.
Penalty Rate — The interest rate a credit - card issuer will charge for violating the terms and conditions of the signed agreemRate — The interest rate a credit - card issuer will charge for violating the terms and conditions of the signed agreemrate a credit - card issuer will charge for violating the terms and conditions of the signed agreement.
They want to stay on the short end of the yield curve to control their interest rate risk but are taking on an increasing amount of lower credit - quality issuers in an attempt to increase their yield.
Though there is a lot of debate going around whether it is fair to make credit score a variable when rating insurances, truth is that the issuers take credit score into account and if you can show a higher credit score, you'll do a lot better.
If they rate an issuer's credit as higher than the external credit ratings, they are often able to pick up the security at a discount to their perception of it's intrinsic value.
The Credit CARD Act of 2009 requires issuers to inform you when changes are being made to your credit card interestCredit CARD Act of 2009 requires issuers to inform you when changes are being made to your credit card interestcredit card interest rate.
Wells Fargo is the latest of several major issuers to add a flat - rate cash - back credit card to its portfolio.
Depending on your credit card company, a number of other factors may cause you to incur the penalty rates as well, including but not limited to: exceeding your credit limit, or defaulting on another account with the same issuer.
This puts them at risk of being victims of predatory credit card issuers who are offering their credit cards at exorbitant interest rates and fees.
In addition, the market value of a CD in the secondary market may be influenced by a number of factors including, but not necessarily limited to, interest rates, provisions such as call or step features, and the credit rating of the Issuer.
You can search by feature, issuer, credit rating, or take a look at the top credit cards selected by the editorial team of the site.
What to look out for: Business credit cards are not protected by the CARD Act of 2009, and that means issuers have a lot more freedom to raise interest rates.
Bond ETFs are subject to interest rate risk, which is the chance that bond prices overall will decline because of rising interest rates, and credit risk, which is the chance a bond issuer will fail to pay interest and principal in a timely manner or that negative perceptions of the issuer's ability to make such payments will cause the price of that bond to decline.
Since credit card issuers consider you a risk, given they have no history of your past financial decisions or habits, they charge a high interest rate for the first 6 months to a year of your having your new credit card.
The performance of these investments may be adversely affected by tax, legal, legislative, regulatory, credit, political or government changes, interest rate increases and the financial conditions of issuers, which may pose credit risks that result in issuer default.
The interest rate depends on the credit risk of the bond issuer.
So, as of Feb. 22, 2010, issuers will not be allowed to hike interest rates for existing balances on consumer credit cards, but they will still be able to do that with the credit cards issued to and used by businesses.
Credit card issuers often set different rates that apply to different types of transactions and different circumstances.
However, instead of making several payments at a very high rate of interest to several credit card issuers, you make one payment — often with a lower interest rate — to the P2P lender.
Changes in the credit rating of a bond, or in the credit rating or financial strength of a bond's issuer, insurer or guarantor, may affect the bond's value.
Since the last recession, so many people are in need of secured credit cards to boost their credit rating that many credit card issuers are including some bad - credit specific rewards to help out people who have bad credit.
In addition, the credit card issuer must disclose the regular, or go - to rate, that will be applied to the credit card at the end of the introductory term.
High - yield bonds represented by the Bloomberg Barclays High Yield 2 % Issuer Capped Index, comprising issues that have at least $ 150 million par value outstanding, a maximum credit rating of Ba1 or BB + (including defaulted issues) and at least one year to maturity.
This year, ten percent fewer credit - card holders received bad news about their cards in the form of card issuers lowering their credit, charging higher interest rates, enacting late payment fees, canceling their cards or other events that would negatively effect one's relationship with their credit card.
According to an article on MSNBC, the only way for Citi cardholders to avoid the current round of interest rate hike is to meet the monthly spending requirement, as much as $ 750 / month in some cases, imposed by the nation's second largest credit card issuers.
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