E.g. for 40 years male can take Rs 5
Lakh Critical Illness plan at Rs 22.23 for every Rs 1,000 sum assured and the premiums works out to be Rs Rs 11,115 per annum.
E.g. for 30 years male can take Rs 5
Lakh Critical Illness plan at Rs 15.56 for every Rs 1,000 sum assured and the premiums works out to be Rs 7,780 per annum.
Not exact matches
Having a
critical illness plan would give an additional amount to cover Rs 3
lakh expenses.
If the insured has a Rs. 3
lakh plan and is diagnosed with a
critical illness then he or she will receive an additional amount of Rs. 3
lakh
Similarly, if the insured has a Rs. 5
lakh plan and is diagnosed with a specified
critical illness, then he or she is entitled to receive an amount of Rs. 5
lakh as a lump sum
Bharti AXA's Rs 3
lakh and Rs 5
lakh plans include a cover for
critical illness, which is given to the policyholder as lumpsum compensation in the event of the policyholder being diagnosed with any of the 20
critical illnesses covered in the
plans.
In an event of
critical illness, Bharti AXA's Rs 3
lakh and Rs 5
lakh plans provide double the sum insured.Along with a huge network of 4300 + partner hospitals for cashless hospitalization, the company also provides benefits such as reimbursement of pre and post hospitalization expenses.
This
plan will offer life cover of Rs 1
lakh to the family in case of death,
critical illness and other hospitalisation costs under Rs 20,000 - 30,000.
So, if your term
plan has a cover of Rs. 1 Crore and
Critical Illness rider cover is of Rs. 30 Lakhs, then on diagnosis of the covered critical illness, Rs. 30 lakhs will be paid over and above the base cover of Rs.
Critical Illness rider cover is of Rs. 30 Lakhs, then on diagnosis of the covered critical illness, Rs. 30 lakhs will be paid over and above the base cover of Rs. 1
Illness rider cover is of Rs. 30
Lakhs, then on diagnosis of the covered critical illness, Rs. 30 lakhs will be paid over and above the base cover of Rs. 1 c
Lakhs, then on diagnosis of the covered
critical illness, Rs. 30 lakhs will be paid over and above the base cover of Rs.
critical illness, Rs. 30 lakhs will be paid over and above the base cover of Rs. 1
illness, Rs. 30
lakhs will be paid over and above the base cover of Rs. 1 c
lakhs will be paid over and above the base cover of Rs. 1 crore.
Kumar should also consider buying a personal accident disability cover of «50
lakh as well as a
critical illness plan of the same amount.
The sum assured for a
critical illness plan can be anywhere between Rs 1
lakh and Rs 20
lakh.
Say, your term
plan has a cover of Rs. 1 Crore and
Critical Illness rider cover is of Rs. 30
Lakhs.
The maximum sum assured for
critical illness is Rs. 50
lakhs and no limit for term
plans
The coverage under
critical illness plan varies widely from a minimum amount of INR 2.5
lakhs to INR 20
lakhs offered by most insurance companies.
E.g. Gaurav owns a health insurance
plan with
critical illness cover (1
lakh sum assured).
Compare this to a Rs 10
lakh Critical Care
Plan from the same company, covering 30 major
illnesses but for a premium of Rs 7,500.
1 - I'm
planning to buy term
plan (HDFC click 2 protect) 50
Lakh cover with
critical illness, permanent disability, Is this
plan is good?