Human Life Value is determined by 3 main factors: 1) Age 2) Current and future income 3) Current and future expenses Annual Gross Income
Less Expenses including tax is multiplied by a factor which depends on age Add: his future liabilities & expenses.
Not exact matches
Costs are both financial,
including listing fees and the
expenses associated with mandatory disclosures and other regulatory requirements, and
less tangible, such as the perceived burden of quarterly earnings releases, the risk of being targeted by activist investors, and higher visibility that can result in political or competitive pressure.
Here's five ways you can reduce your business
expenses including the negotiation tactic Siamak Taghaddos, CEO of Grasshopper, used to launch for
less.
As part of its pitch, the company explains to potential customers that the so - called «net present value» of a $ 7,000 saddle is actually
less than the all - in cost of using an ill - fitting one —
expenses that
include frequent vet bills, replacement saddles and even the costs associated with the premature death of the animal due to saddle - related health problems.
«Non-GAAP Income from Operations» is defined as our non-GAAP income from operations (revenues
less cost of revenues and operating
expenses, excluding the impact of stock - based compensation
expense and amortization of acquisition - related intangible assets), as adjusted to exclude certain acquisitions and not
including the impact of amounts payable under the Kokua Bonus Plan.
The total amount of fees the Company paid F.W. Cook in 2007 was $ 111,207, which
included the fees paid for services provided as the independent compensation consultant to the HRC and GNC, reimbursement of F.W. Cook's reasonable travel and business
expenses, and a fee of
less than $ 5,000 for a survey of long - term incentives which is used for benchmarking for other positions throughout Wells Fargo.
The total amount of fees the Company paid Cook & Co. in 2011 was $ 163,199, which
included the fees paid for services provided as the independent compensation consultant to the HRC and GNC, reimbursement of Cook & Co.'s reasonable travel and business
expenses, and a fee of
less than $ 5,000 for a survey of long - term incentives which is used for benchmarking for other positions throughout the Company.
«We believe that [the large] banks can be big beneficiaries of
less regulation, and we
include a 5 %
expense reduction in our estimate and significant increases in trading and investment banking income.»
The Shares are designed to mirror as closely as possible the performance of the Blended Bitcoin Price, and the value of the Shares relates directly to the value of the Bitcoins held by the Trust,
less the Trust's liabilities (
including estimated accrued but unpaid fees and
expenses).
The combined compensation for the team,
including reimbursement for
expenses, is usually
less than the amount required to pay a full - time resident pastor.
These
expenses, which
include staff dinners during late nights at the Capitol and fundraising meetings, represent
less than 1.5 percent of his campaign dollars on hand,» she said.
Those favoring a permanent credit, a long list that
includes Obama as well as business and academic leaders, say such policy lurches create uncertainty for companies doing long - term planning, making them
less likely to invest in risky projects if they think they can't defray
expenses.
You should also look for an association with as little money as possible going to administrative
expenses, ideally
less than 15 %, which
includes overhead costs (like rent and utilities) as well as money to hire and compensate employees.
We believe the small charge we make is low and affordable for most people and consider it to be significantly
less expensive than attending social events to find new friends, which often
includes paying for drinks, travel and sometimes hotel
expenses.
All the
expenses of the sugar babies must be accounted for by the sugar daddy and it might
include cash, luxury vacations or monthly allowances.What is a Sugar Baby?A Sugar baby is typically the younger and
less wealthier person in a mutually beneficial relationship and accepts cash, gifts or any other sort of benefits which he or she appreciates from a Sugar daddy to be in this relationship and meet the demands of the sugar daddy.
Our Premium membership is significantly
less expensive than attending social events to find new friends, which often
includes paying for drinks, travel and sometimes hotel
expenses.
If its enrollment dropped for any reason (
including, for example, if parents decided to home - school their child), a public school would receive
less money, but it would also have fewer
expenses.
Suggestions
include eBook copies and a gift card equal to the amount of the paperback; if you're book is listed on Book Depository, they have free shipping internationally, so you could offer to mail a personalized book plate (i.e., sticker) with a special inscription and your autograph, which is much
less of a postage
expense and you can
include a personalize card.
Apart from the two scenarios above however, in my opinion it doesn't make sense to work with a subsidy / vanity outfit because they charge large fees for services you can do yourself for free or much
less expense (e.g., copyright registration, $ 35 to do online yourself, $ 200 or more for a vanity / subsidy publisher to do for you), typically bundle services into packages that
include items you don't need or don't want to pay for, and they also require you to use their editors, cover designers, etc..
For students attending
less than half - time, the COA
includes tuition and fees and an allowance for books, supplies, transportation and dependent care
expenses; but can also
include room and board for up to three semesters or the equivalent at the institution, but no more than two of those semesters or the equivalent may be consecutive.
Less common uses of home equity loans
include; vacations, car payments, and medical
expenses.
This
includes her car, computer, home office, supplies, sometimes phone, gas, maintenance, travel
expenses, sometimes entertainment, etc - which can easily bring her «income» down from $ 38k to lets say $ 23k, reducing both her federal income tax AND self - employment tax to apply to $ 15k
less (saving lets say 50 % of $ 15k = $ 7.5 k with federal and self employment because your income is so high).
The designated beneficiary generally does not have to
include in income any earnings distributed from a QTP if the total distribution is
less than or equal to adjusted qualified education
expenses (defined under Figuring the Taxable Portion of a Distribution, later).
12b - 1 fee information is disclosed in a fund's prospectus, is
included in the stated
expense ratio, and is usually
less than 1 %.
For students attending
less than half - time, the COA
includes tuition and fees and an allowance for books, supplies, transportation, and dependent care
expenses, and can also
include room and board for up to three semesters or the equivalent at the institution.
Benefits of SBA loans
include lower down payments and longer repayment terms than conventional bank loans, enabling small businesses to keep their cash flow for operational
expenses and spend
less on debt repayment.
If your withdrawals are equal to or
less than your qualified higher education
expenses (QHEE), then your withdrawals
including all your earnings, are tax - free.
However, because most lenders also prefer that your total property
expenses,
including taxes and insurance as well as mortgage payments, total
less than around 30 % of your monthly income, they will also take into account how much you wish to borrow.
Based on their Morningstar category, SPDR Portfolio ETFs ™ have an average
expense ratio that's 92 %
less than all US - listed mutual funds which
include both active and passive products.
This means our insurance rates —
including those out - of - pocket
expenses — will not cost us more just because we have a
less than perfect credit score.
Estate taxes are calculated on the net value of your estate, which
includes all your assets
less allowable debts,
expenses, and deductions (such as mortgage debt and administrative
expenses for the estate).
For example, in a 401 (k) I was recently looking at, the target - date funds had an
expense ratio of about 0.65 % and
included about 10 funds, but the diversification was pretty good, and 0.65 % is much
less than other 401 (k) choices I've seen.
«Substantial abuse» was expanded by the Bankruptcy Reform Act, which went into effect on October 17, 2005, to
include a Means Test which allows Chapter 7 only if a debtor has
less income than the median for the state of residence, or can pay
less than 25 % of his or her unsecured debt from income remaining after meeting
expenses over a 5 year period.
For example, at the moment with NG, if your annual gross rent is $ 10,000 and your total costs
including depreciation is say $ 15,000, then you can use the additional $ 5,000 in
expenses against your other income and thus reduce the amount of tax you pay for that year (if your marginal tax rate was say 30 % then you would pay $ 5,000 x 0.30 = $ 1,500
less in tax for that year).
Rather, we are recommending index funds which charge a management
expense fee of
less than the 0.70 % that Knowledge First charges (page 8, its own prospectus) which incidentally doesn't
include the years of contributions that count 100 % towards fees.
Net income is operating income
less non-operating
expenses (
including interest paid by the firm on outstanding debt and other related financing costs) and
less taxes.
Closing costs
include the loan origination fee (if not already paid), points, prepaid homeowner's insurance, appraisal fee, lawyer's fee, recording fee, title search and insurance, tax adjustments, agent commissions, mortgage insurance (if you are putting
less than 20 % down), and other
expenses.
To qualify for a Chapter 7 bankruptcy, the debtor must earn
less than the state median income on a monthly basis and submit to a «means test» that examines their financial records,
including income and
expenses, along with secured (mortgages and car loans) and unsecured debt (credit card bills, personal loans, medical
expenses).
Other
expenses include larger
expenses that occur
less frequently, such as vacations, holidays, routine car repair, and annual medical
expenses.
20 Pro Forma Financial Highlights Sources & Uses Refinance PENN Existing Debt: $ 2.7 billion Pre-spin redemption of Fortress Investment Group Conversion Shares: $ 412 million Pre-spin redemption of other Preferred Equity: $ 253 million (1) Cash portion of the Accumulated E&P Dividend: $ 438 million Transaction
Expenses: ~ $ 145 million Total Transaction Debt: $ 3.75 — $ 4.25 billion Key GLPI (REIT) Stats Target Leverage: 5.5 x EBITDA Target Interest Coverage: 3.2 x Target Dividend Payout Ratio: ~ 80 % AFFO
less employee option holder dividends Key PNG (OpCo) Stats Target Leverage: 3.0 x EBITDA Implied Adjusted Leverage: 5.6 x EBITDAR Target Rent Coverage: ~ 2.0 x Target Interest Coverage: > 5.0 x
Includes $ 22.5 m Preferred Equity redeemed in the first quarter of 2013
Although the oil industry in Alberta hasn't completely gone bust, workers are noticing changes
including layoffs, higher
expenses that used to be covered by their employer and reduced work hours leading to
less pay.
The government has stated that European dogs are
less expensive than buying U.S. dogs, but they do not
include the additional
expenses of travel that could last up to six weeks for their procurement team,
including the related costs of a veterinarian; shipping the dogs; and conducting health screenings and training while they are in Europe and again when they arrive.
This space might be
included in your registration
expenses, but if not you will save money because the small breed dogs do not need as much of the premium space and the costs are going be
less for this space also.
One
expense that is often left out of many accounting programs is mileage tracking, which is
included in
Less Accounting's features.
Disposable income is total income
less deductible
expenses including income tax, mortgage repayments, rent, social insurance contributions, interest on loans, child - minding
expenses and other items.
Finally, he asserts that the late disclosure of these bills — on the financial declaration Wife provided to the court the day of the final hearing — prevented him from asserting various defenses,
including (1) that some of the bills were for
expenses incurred by Wife after the date of filing of her divorce action, (2) that the statute of limitations may have expired on some of the
expenses, and (3) that the medical providers may have been willing to compromise on some of the
expenses for
less than their face value.
In
less than 6 months from Lowenstein's withdrawal, the employment case was arbitrated in Los Angeles by Taylor Colicchio (without the need of additional
expense of «local counsel») and ultimately settled for the same $ 555,000 amount,
including a Stipulated Judgment provision in the event of a Zumbox default.
Accidental injury insurance policies must
include medical
expense coverage of at least $ 300,000 and accidental death and dismemberment of, at least, $ 100,000 with a maximum weekly benefit of no
less than $ 500.
Cost effectiveness — Online learning costs
less than the traditional classroom education because it eliminates several
expenses including travel, instructor salary, and other various classroom overhead.
The plan offers features that will cover the policyholder's
expenses prior, during and after hospitalization,
including medical care and day care procedure that requires
less than 24 - hours of stay in hospital.