Sentences with phrase «liability general liability policies»

Liability General liability policies offer protection for bodily injury and property damage.

Not exact matches

Business owner's policies combine property and general liability coverage.
In general, its safety policies are meager in the extreme: The company offers liability insurance for landlords and homeowners *; it offers free smoke and carbon monoxide detectors to hosts in the U.S.; after the death of Stone's father, it began requiring new hosts to view safety tips during onboarding.
Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.
However, homeowners» policies are limited in coverage and you may need to purchase additional policies such as home - based business insurance to cover other risks, such as general and professional liability.
Bowman & Partners discussed its options with Business Insurance Now, an online agent that had previously sold the company a general liability policy offering protection against injury claims, property damage and other physical - world concerns.
Like most types of businesses, tech companies and startups need to, at the very lease, put in place a general liability insurance policy or a business owner's policy (BOP).
Because the insurance industry doesn't recognize software as a product, the product liability that is included with many general liability or business owner's policies won't provide any protection for the types of products and services many of today's technology companies provide.
The policy and any endorsements should carry adequate limits for all essential coverages, which include: property, general liability, business income, business continuity and workers» compensation.
All Exhibitors participating in the North Coast Wine Industry Expo Trade Show & Conference are required to carry general liability coverage from an insurance company in good standing with minimum policy limits of $ 1,000,000 per occurrence and $ 2,000,000 in all.
A policyholder could find itself in the position of recalling on its own initiative or being asked by FDA to recall based on this «reasonable probability» standard, but not being able to satisfy the definition of «accidental contamination» under its specialty policy because it can not prove its product was W With the frequency of costly product recalls on the rise, many companies have considered purchasing specialty recall coverage to secure coverage for certain recall - related losses that are often excluded from general liability and property policies.
The types of youth sports insurance available include General Liability, Accident, Directors & Officers Liability, Crime, and Equipment policies.
Basically, a general liability policy covers your bases for many of the common things that can go wrong (in business, not in life.
Insurance policy: $ 1,000,000 Excess General Liability Insurance (while acting in the capacity as an official)
Many coaches have filed claims under both the General Liability and Accident policies, which attests to the importance of this membership benefit.
Also, some Accident and General Liability policies have dangerous exclusions which eliminate essential coverage.
Get the additional coverage that your general liability, commercial auto, or employers» liability insurance policy may not cover.
The Casualty segment covers a variety of policies including commercial and personal umbrella; general liability for manufacturers, contractors and REITs; commercial transportation; professional services; liability for executive directors and officers, and medical professionals; and property and casualty insurance for small - to - medium sized retail businesses.
Business Owners Policy coverage offers general liability and property coverage for over 600 different small businesses.
Not only can a member agent can find the best commercial truck insurance policy for your company at the best rate, but your agent will be able to help you with every aspect of your business coverage, from general liability to property coverage to commercial truck insurance.
He adds that other than bus coverage, which can be reduced for seasonal operations, general liability policies are essential for tour companies.
Tags: bodily injury, e & o, general liability, home inspector insurance, home inspector liability, Home Inspectors, incidental coverage, independent contractor, limit levels, policy, prior acts, property damage, referring party, tail coverage, volume 19
Personal policies include homeowners insurance, renters insurance, and automobile insurance, whereas commercial polices are written specifically for businesses and other organizations and may include commercial general liability, workers» compensation, and commercial property insurance.
Working RE magazine is published by OREP, providing a low - cost broad - coverage insurance policy for home inspectors that includes E&O, general liability and many other essential coverages.
Why You Need General Liability Insurance A Business Owner's / General Liability Policy has been compared to a homeowner's policy for your busPolicy has been compared to a homeowner's policy for your buspolicy for your business.
In general, a motorcycle policy offers protection in three main areas: property damage, liability and medical coverage.
It differs from a general liability policy, which is designed to cover bodily injury and property damage claims.
Oftentimes this coverage can be added inexpensively to a business auto policy, or in some cases, a general liability policy.
IBNR reserves are based upon our historic general liability exposure base and policy language, previous environmental loss experience and the assessment of current trends of environmental law, environmental cleanup costs, asbestos liability law and judgmental settlements of asbestos liabilities.
All inspectors are employed by BPG and their work is covered under the company's general liability and E&O policy which covers referring REALTORS for claims arising from the inspection.
Even if a general liability insurance policy covers dog bites, it may exclude certain breeds, such as pit bulls, Rottweilers, Dobermans and German Shepherds.
The Street Dog Coalition, 220 Jackson Ave, Fort Collins, CO will provide the following: A General Liability Insurance policy in the amount of $ 1,000,000 dollars.
Ideally, you should purchase a general liability insurance policy shortly after incorporating your business.
Business owners purchase commercial general liability insurance policies to protect themselves against lawsuits stemming from bodily injury or property damage claims.
Our attorneys provide an analysis of coverage issues and advise our clients as to the scope and effect of pollution exclusion provisions in general liability policies.
When your insurance company denies a claim, delays payment of a claim or refuses to defend you against legal action under a commercial general liability insurance policy, seek legal assistance from experienced insurance law attorneys.
Many corporations also seek the protection offered by environmental, pollution or contamination insurance policies that can provide protection for environmental damage or injuries typically excluded by a commercial general liability policy.
The court held that the second lawsuit did not allege violation of a person's «right of privacy» because the lawsuit only alleged violations of the right to seclusion, not the right to secrecy to satisfy the meaning of «privacy» in a general liability policy.
In response to the contractor's argument that this interpretation of the policy rendered coverage illusory, the Court of Appeal disagreed and set out what it claimed is the general intention behind commercial general liability policies:
The contractor reimbursed the owner of the building approximately $ 134,000 for the damage to the windows and then sought indemnification under its commercial general liability policy (the «Policy&rapolicy (the «Policy&raPolicy»).
-LSB-...] Commercial general liability policies are generally intended to cover an insured's liability to third parties for property damage other than to the property on which the insured's work is being performed.
The arrangement, made by the trustee of the pension fund, means that around 40,000 members of the Fund's Old Section will now receive their full pension entitlement through policies with Rothesay Life and Legal & General, which has taken on the liabilities.
Most insurance coverage for business related losses and liability is available through a commercial general liability (CGL) policy and other types of specialized business insurance coverage.
Despite this general rule, courts have struggled with questions involving making owners of programmed systems responsible for damages suffered by third parties as a result of their use, in many cases due to policy concerns about imposing such liability... there is a significant difference between an entity that makes copies at the request of an individual and an entity that uses pre-programmed computers to carry out the request automatically...
In Oliveira v. Aviva Canada Inc., the Ontario Superior Court of Justice considered whether a «Professional and General Liability and Comprehensive Dishonesty, Disappearance and Destruction Insurance Policy» purchased by a Canadian hospital required the insurer to defend a hospital employee against a privacy breach lawsuit by a former patient.
All of our attorneys are experienced at litigating a wide variety of cases regarding homeowners insurance, general liability insurance, life insurance, car insurance, and various kinds of policies.
He has also counseled clients in all types of insurance coverage matters, including those involving directors and officers, general and professional liability, workers» compensation, property, and health and disability policies.
Because most claims are covered under an employer's worker's compensation or general liability policy, your case will probably be handled by an experienced team of litigants that rely on the courts to drag your settlement out.
John continues to provide insurance coverage opinions on general liability, automobile, trucking, cargo, and professional liability policies.
al., [1] the applicant, Aquatech Logistics, held three insurance policies: Aviva provided an automobile policy, Lombard Insurance provided a comprehensive general liability policy, and ACE INA provided a pollution incident liability policy.
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