Sentences with phrase «liability covers losses»

Liability covers losses due to your negligence, intentional acts are another story.

Liability covers losses due to your negligence, intentional acts are another story.

Will their liability cover losses of others?

Will their liability cover losses of others?

Not exact matches

A standard business owner's policy should cost around $ 1,000 annually, and covers some basics like liability, business property, and loss of income due to a disaster.

So when the insurer disclosed in November that it was taking a $ 345 million hit on its balance sheet in order to cover its additional claim liabilities — contributing to a $ 760 million loss for the year — Genworth's shares dropped 38 % in a single day.

A policy that covers belongings in a dorm as well as liability and loss of use, are not very common.

Students renting an off - campus apartment — like anyone else — should purchase a renters insurance policy to cover their belongings, give themselves personal liability protection and loss of use coverage.

The reason is that renters insurance does not cover the apartment or freestanding home itself — only a renter's personal belongings, liability and loss of use expenses.

The per - Share number of Bitcoins exchanged for a purchase or redemption is calculated daily by the Trustee, using the Blended Bitcoin Price, or such other publicly available price as the Sponsor may deem fairly represents the commercial value of the Trust's Bitcoins, for the Bitcoins being valued to calculate the Bitcoin amount in respect of any liabilities for which covering Bitcoins sales have not yet been made, and represents the per - Share number of Bitcoins held by the Trust, after giving effect to its liabilities, sales to cover expenses and liabilities and any losses that may have occurred.

According to a release from the NIC, the compulsory insurance will cover fire and allied perils like flood, earthquake, the collapse of buildings, storm and as well, legal liabilities of an owner or occupier of premises in respect of loss of or damage to property, bodily injury or death suffered by all users of the premises and third parties.

Supporting commercial lines businesses Progress on fixed fees for costs of noise - induced hearing loss claims Support for fair compensation for mesothelioma sufferers Expansion of the Insurance Fraud Bureau's scope to commercial liability Campaigning for solutions fit for our future Our Flood Free Homes campaign Forward thinking policy for data and cyber Engaging Government to support the role of income protection Delivery of Flood Re, a world first solution for affordable flood cover Fighting fraud Partnering with Government on the Insurance Fraud Taskforce Renewing the Insurance Fraud Enforcement Department Securing new insurer access to the DVLA registered owners database Influencing sensible regulation On Solvency II, we: Secured changes to secondary legislation Clarified treatment of deferred tax Negotiated a favourable calibration of the EIOPA's fundamental spread Supporting insurance businesses Pushing for sensible development of global capital standards Securing better targeted tax legislation Managing the impact of international financial reporting standards.

A Builder's Risk Policy ** covers the materials and construction site for theft, loss, or liability.

That's where we step in and help you recover from that loss by protecting your personal property and covering you for liability if the fire was your fault.

If a policy was in force at the time, Austin renters insurance would cover the personal property losses for each of those residents.Although the cause of the fire is unknown at this time, if a tenant of the building is found responsible than significant liability will be attached to that individual.

Centreville, VA Renters Insurance: The liability coverage on Lakeside Apartments renters insurance policy from Effective Coverage covers the insured person, whether or not he is in the residence at the time of loss.

You'll find that, in addition to personal property coverage and liability protection, you're also covered against medical payments to others and loss of use.

Renters insurance helps you out there, as well, by offering liability coverage from $ 100,000 and up to make sure that if you do negligently cause a loss, you're able to cover that loss.

«We insure, up to the limit of liability... for this coverage for direct physical loss not caused by the negligence of an insured, to property covered under Section I caused by water or water - borne material, which... backs up through sewers or drains...»

There to protect your personal property, liability exposure, and even pay for your stay in a hotel after a covered loss.

Homeowners insurance policies can provide coverage for damage to your home's physical structure (Dwelling coverage); damage to other structures like a garage or shed (Other Structures coverage); your personal belongings — whether in your home or elsewhere (Personal Property coverage); additional living expenses if necessary in the event of a covered loss (Loss of Use coverage); and your personal liability in the event someone is injured or their property is damaged by you or a family member (Liability coveraloss (Loss of Use coverage); and your personal liability in the event someone is injured or their property is damaged by you or a family member (Liability coveraLoss of Use coverage); and your personal liability in the event someone is injured or their property is damaged by you or a family member (Liability cliability in the event someone is injured or their property is damaged by you or a family member (Liability cLiability coverage).

If the responsible party has half the liability coverage he needs to cover the loss, everyone gets half their losses covered.

With personal property coverage on a replacement cost basis, loss of use insurance to pay for your hotel, and liability coverage should you cause another person bodily injury or property damage, Effective Coverage has got you covered.

Not only can it protect you from liability, but renters insurance allows you to replace things that suffer from a covered loss and get your life back on track quickly.

Most people who live here expect that they need to maintain liability coverage to cover their responsibilities in the event that they cause a loss to someone else.

Yes, Los Angeles renters insurance covers fire losses for both personal property and liability.

That's what protects you if a liability claim causes a larger loss than the underlying renters insurance policy will cover.

Personal property coverage protects against tablet fires and many other named perils, liability coverage protects you if the landlord sues you for the damage from a tablet fire, and loss of use coverage makes sure you have somewhere to stay after a covered loss.

Or for about four dollars more a month, you can have a policy that covers your personal property, loss of use after a covered loss, liability, and medical payments to others.

Most homeowners insurance policies also cover temporary living expenses incurred as a result of a covered loss as well as a limited amount of personal liability coverage.

The reason is that renters insurance does not cover the apartment or freestanding home itself — only a renter's personal belongings, liability and loss of use expenses.

Glendale renters insurance covers your personal property, and if your negligence caused the fire, your liability can kick in to cover the people you've injured or caused financial loss to with the fire.

Perhaps the most basic protection is Commercial Property and Casualty Insurance, which covers your business against liability for property loss or damage, as well as personal injury.

A standard policy will cover personal property, liability, medical payments to others, and loss of use.

The Property business segment covers policies for commercial properties and ships and ships» cargo liability and loss, and losses on RVs and high - valued homes in the Cape Cod, Massachusetts region.

Bottom Line: The Premier Rewards Gold Card from American Express comes with useful car rental insurance, although it only covers damage and theft — not liability, property loss, or injury.

In addition, if there's a liability claim with concurrent causes of loss and only one is excluded, the insurer may offer a partial settlement to settle their obligations under the covered portion of the loss.

Whether that's a theft from your car, a break - in, or a fire because your neighbor left a pan on the stove and turned around «just for a second» to answer the phone, or something else, there is a one hundred percent chance that you will suffer some type of financial loss as a result of a covered peril on renters insurance or incur liability between now and the end of your lifetime.

Renters insurance liability is designed to cover large bodily injury or property damage losses caused by your negligence — situations where you knew or should have known better, but just didn't think about it, in other words.

That's an incredible deal for a policy that will cover your personal property, your liability to others, and even the additional costs of living incurred after a loss when you have to stay somewhere else for a period of time.

Renters insurance liability would cover both parts of that loss, and you can rest assured that your child is covered because they're part of the definition of named insured, as is a resident spouse.

But if the landlord is solely and personally liable for a loss, your apartment insurance isn't there to cover his liability.

It's there to cover your losses and your liability.

Loss of use coverage will reimburse you for hotel bills if you are unable to stay in your apartment due to a covered loss, and liability protects you if you negligently cause property damage or bodily injury to someone eLoss of use coverage will reimburse you for hotel bills if you are unable to stay in your apartment due to a covered loss, and liability protects you if you negligently cause property damage or bodily injury to someone eloss, and liability protects you if you negligently cause property damage or bodily injury to someone else.

That fee will either go to a loss recovery fund for uninsured losses, or to pay for a policy that covers your liability on the premises and only on the premises.

The personal property of the «named insured» on the policy would then be covered and they would have liability and loss of use coverage.

A policy that covers belongings in a dorm as well as liability and loss of use, are not very common.

Liability coverage could cover those losses so that the landlord and other residents don't sue that person.

You can often buy actual renters insurance that will cover your liability to many third parties including your landlord and neighbors, as well as your personal property, as well as your loss of use after a covered loss and even guest injuries for less than $ 132.00 per year.

All renters insurance policies cover a policyholder's personal property, gives them liability protection and offers loss of use coverage, in case a rental become uninhabitable.