Sentences with phrase «life guaranteed period»

The New York Life Guaranteed Period Income Annuity II is issued by New York Life Insurance and Annuity Corporation (NYLIAC), a Delaware corporation, a wholly owned subsidiary of New York Life Insurance Company, 51 Madison Avenue, New York, NY 10010.

Not exact matches

«In general, many of these have long payback periods, so loan guarantees over the life of those projects are quite helpful in getting customers over the hump of taking the risk on new technology,» says Neichin.

The consumer will incur a surrender charge, be subject to the commencement of a new surrender period, lose existing benefits (such as a higher crediting guarantee than is currently available, as well as death, living or other contractual benefits), or be subject to increased fees, investment advisory fees or charges for riders and similar product enhancements;

Since guaranteed acceptance policies offer life insurance coverage without health or medical questions, they generally have a two to three year waiting period.

You'll receive payments for life, with a minimum guaranteed payment period ranging from 10 to 30 years.

Being the risky investment it is you shouldn't invest your life savings with guarantees that you will make good money on a certain period.

And we've pushed the government to act to guarantee the rights of EU citizens living here and of UK citizens who have made their homes elsewhere in Europe; to ensure a transition period on the existing terms; to minimise disruption and avoid an economic cliff edge; to avoid any return to a hard border in Northern Ireland; and to guarantee Parliament a meaningful vote on the final deal.

The probiotic activity must be guaranteed throughout the entire production process, storage period and shelf life of the product

Both prices are for 3 months period within you will be guaranteed to find love or your life.

Starring Leonardo DiCaprio (two more words that guarantee Oscar scrutiny), the film is a period piece about a stockbroker who descends into a life of drugs and fraud.

This can mean adding an annuity, which guarantees a set monthly payment for a set period of time (often for life).

This example is based on a 65 year old male who chose the payout option of life with a return of premium, 16.5 year guaranteed period.

In our example, Patricia could buy a $ 300,000 annuity at age 65 and generate a yearly payout of $ 15,040 for life, based on a recent quote provided by Cannex Financial Exchanges Ltd. (This particular annuity includes annual payout increases of 2 % designed to compensate for inflation and a 10 - year guarantee period.)

They generally provide a higher payout that is assured for life, but you lose access to the capital and nothing is left for your heirs after you die (although there is usually a period during which payouts are guaranteed).

You can choose whether to receive guaranteed payments for life, for a set period of time — or both.Guarantees apply to certain insurance and annuity products and are subject to product terms, exclusions and limitations and the insurer's claims - paying ability and financial strength.

You'll receive payments for life, with a minimum guaranteed payment period ranging from 10 to 30 years.

For example, if you choose the «life payments with 10 - year period certain» option, your annuity is guaranteed make payments to your or your beneficiary for at least 10 years.

Fixed annuities are tax - deferred * retirement vehicles issued by insurance companies that grow at a guaranteed rate and offer you the opportunity to turn some or all of your savings into guaranteed income payments for life, or for a set period.

Annuity investments have the unique trait of letting you convert their value into a stream of guaranteed income to run over a period of years or the rest of your life.

When the insured is age 70 — or at the end of the guaranteed period of level - premium — whichever occurs first, the insured is allowed to convert the level term life insurance policy over into a whole life insurance or a universal life insurance plan.

With the company's Guaranteed Level Premium Term Life Insurance option, the premium amount that is charged will remain the same throughout the entire period that the policy is in force.

Variable annuities with a guaranteed lifetime benefit rider can be an important part of your retirement income plan, providing guaranteed income for a specific period of time or the rest of your life.

Rates on most level term life insurance plans will typically increase annually after the initial guarantee period ends.

Provides a guaranteed stream of income for a period of time selected by the policy owner (often for life)

Investing in an annuity offered by Wells Fargo can provide guaranteed income for a specific period of time or for the rest of your life.

Income guarantees are established for a set period of time, and payouts continue no matter how long the annuity holder lives.

35 year old Siddharth chooses our Bharti AXA Life Flexi Save with a policy term of 20 years as he wishes to receive guaranteed benefits along with the flexibility of withdrawing money any time during the flexi benefit pay - out period.

Because all term life policies either expire in say, 10, 15 or 20 years (or otherwise will gradually increase premiums), the greatest PRO when comparing term life is that the there is no expiration of the guarantee period on a guaranteed universal life policy, and the premiums can stay level.

Although term life insurance does provide a guaranteed death benefit for a period of time, the nerds (actuaries) at the home offices of the major insurance companies know very well you will likely never cash in on the death benefit of a term life policy.

In exchange for a lump - sum premium, the insurance company promises to give you a steady, guaranteed paycheck for life (or a certain period of time, a less - common version of the product).

The key downside of annuities is that while they last for life they won't leave anything to your heirs (beyond any guarantee period).

A contract with a life insurance company that provides a guaranteed stream of income payments for a fixed period of time or life (or both) beginning at a specified date years in the future.

For life insurance policies that pay death benefits in the form of a lifetime payout, the portion of the payout that is not subject to tax if the policy has no refund provision or stated time period guarantee which is determined by dividing the amount of the death benefit by the life expectancy of the beneficiary.

In return for a lump sum from your super or other savings, a life insurance company promises to pay you a guaranteed income for a period of time, or for the rest of your life.

Then they use the remaining $ 499,134 to buy a joint life prescribed annuity with no reduction on the first death and a 5 year guarantee period.

The Tailored Income Annuity is an ideal income vehicle for those seeking a guaranteed income for life or for a specific period.

The premiums on the term life products that are offered via Banner Life Insurance Company are guaranteed to remain level through the initial term perlife products that are offered via Banner Life Insurance Company are guaranteed to remain level through the initial term perLife Insurance Company are guaranteed to remain level through the initial term period.

Permanent life insurance also guarantees a death benefit to your beneficiaries for as long as you maintain your policy, not just for a fixed period of time.

Immediate fixed income annuities offer a guaranteed, 3 predictable payment for life, or for a certain period of time.

During the period that is selected, the amount of the premium rate will remain the same — and, as long as the premium is paid, the policy will guarantee a level amount of life insurance protection up to the insured's age 95.

There is no cash value with a term insurance policy but when you get term life insurance quotes, the insurance company guarantees they will not increase the price you pay during this level term period (10, 15, 20, 25, or 30 years) to protect your loved ones.

The sole purpose of an annuity is to convert a lump sum payment (or series of payments) into a stream of income that is guaranteed for set period of time (usually the life of the contract owner or another chosen person referred to as the annuitant).

Both life expectancies are beyond the guarantee periods offered so there needs to be clear reasoning to ignore these statistics.

The original thesis behind the investment, in the depths of the 2008/2009 financial crisis, was that the company had suspended its dividend but would most likely live through the tight money period because a majority of its production was hedged, and thus cash flows were pretty much guaranteed.

For example, in a life annuity, periodic payments would be made for the longer of either: (1) the guaranteed period, to the individual or a beneficiary, or (2) the life of the individual.

It's a renewable, temporary life insurance policy with an affordable premium that is guaranteed to remain the same for the time period you select (anywhere from 10 to 20 years).

Always remember that once you sign the form to annuitize it, and start getting your guaranteed for life paycheck, then you won't be able to make any changes to anything ever, and you'll be 100 % totally stuck with it for life, period full stop.

When you buy an annuity, you deposit a lump sum of money, and the insurance company agrees to pay you a guaranteed income for a set period of time — or for the rest of your life.

In addition, each puppy sold by Skymeadow Farm comes with it's age - appropriate vaccinations, deworming and a written guarantee that it will «remain free from life threatening congenital defects for the period of one year from the date of birth.»

Terms and conditions for Aegon Life Guaranteed Growth and BSLI Easy Protect includes the grace period, free look period, exclusions, riders etc. for both the policies.