Life insurance underwriters value medically conscientious and responsible applicants.
Life insurance underwriters value your opinion.
Not exact matches
Finally, and perhaps most importantly, P&C companies do not substantially inflate their book
values with deferred acquisition costs (up - front costs to acquire a customer amortized over the expected
life of a contract) like
life or disability
insurance underwriters do.
To put the
value of no medical exam
life insurance for seniors, let's review the tests an
underwriter may request to identify the risks.
For example, if your disability affects your
life expectancy, the
life insurance underwriter is almost certainly going to charge you more for your premiums in an attempt to recoup more of the cost of the policy
value.